Eastern Michigan Financial Corporation (EFIN)

USD 41.49

(0.46%)

Total Assets Summary of Eastern Michigan Financial Corporation

  • Eastern Michigan Financial Corporation's latest annual total assets in 2023 was 539.86 Million USD , down -4.31% from previous year.
  • Eastern Michigan Financial Corporation's latest quarterly total assets in 2024 Q3 was 548.6 Million USD , down -1.8% from previous quarter.
  • Eastern Michigan Financial Corporation reported annual total assets of 564.2 Million USD in 2022, up 5.57% from previous year.
  • Eastern Michigan Financial Corporation reported annual total assets of 534.44 Million USD in 2021, up 14.12% from previous year.
  • Eastern Michigan Financial Corporation reported quarterly total assets of 558.65 Million USD for 2024 Q2, down -1.01% from previous quarter.
  • Eastern Michigan Financial Corporation reported quarterly total assets of 548.6 Million USD for 2024 Q3, down -1.8% from previous quarter.

Annual Total Assets Chart of Eastern Michigan Financial Corporation (2023 - 2002)

Historical Annual Total Assets of Eastern Michigan Financial Corporation (2023 - 2002)

Year Total Assets Total Assets Growth
2023 539.86 Million USD -4.31%
2022 564.2 Million USD 5.57%
2021 534.44 Million USD 14.12%
2020 468.33 Million USD 25.18%
2019 374.12 Million USD 5.3%
2018 355.27 Million USD 7.79%
2017 329.6 Million USD 1.34%
2016 325.23 Million USD 10.88%
2015 293.32 Million USD 3.56%
2014 283.25 Million USD 1.39%
2013 279.36 Million USD 0.0%
2006 233.38 Million USD 0.77%
2005 231.58 Million USD 1.55%
2004 228.06 Million USD -1.61%
2003 231.79 Million USD 5.68%
2002 219.33 Million USD 0.0%

Peer Total Assets Comparison of Eastern Michigan Financial Corporation

Name Total Assets Total Assets Difference
ENB Financial Corp 2 Billion USD 73.018%
First Northern Community Bancorp 1.87 Billion USD 71.229%
Bank of Labor Bancshares, Inc. 891.52 Million USD 39.445%
River City Bank 4.93 Billion USD 89.054%
Plains Acquisition Corporation 819.33 Million USD 34.11%
ES Bancshares, Inc. 638.75 Million USD 15.481%
BV Financial, Inc. 885.25 Million USD 39.016%
CSB Bancorp, Inc. 1.18 Billion USD 54.268%
Exchange Bank (Santa Rosa, CA) 3.36 Billion USD 83.963%
Great American Bancorp, Inc. 191.88 Million USD -181.346%
PSB Holdings, Inc. 1.42 Billion USD 62.091%
Denali Bancorporation, Inc. 487.74 Million USD -10.685%
First Community Corporation 209.25 Million USD -157.989%
Woodlands Financial Services Company 612.9 Million USD 11.918%
First Farmers and Merchants Corporation 1.87 Billion USD 71.155%
1st Colonial Bancorp, Inc. 825.64 Million USD 34.613%
CNB Financial Services, Inc. 611.86 Million USD 11.768%
Peoples Ltd. 532.3 Million USD -1.42%
KS Bancorp, Inc. 613.59 Million USD 12.017%
CCSB Financial Corp. 155.28 Million USD -247.662%
Touchstone Bankshares, Inc. 658.69 Million USD 18.041%
Oregon Bancorp, Inc. 396.2 Million USD -36.259%
Crazy Woman Creek Bancorp Incorporated 185.41 Million USD -191.168%
Oconee Financial Corporation 589.05 Million USD 8.351%
InBankshares, Corp 1.34 Billion USD 59.783%
Mission Bancorp 1.65 Billion USD 67.37%
American Riviera Bancorp 1.26 Billion USD 57.324%
Farmers and Merchants Bancshares, Inc. 799.94 Million USD 32.512%
M&F Bancorp, Inc. 453.96 Million USD -18.921%
TISCO Financial Group Public Company Limited 8.51 Billion USD 93.662%
Pacific Alliance Bank 393.28 Million USD -37.271%
First Republic Bank 213.35 Billion USD 99.747%
Eureka Homestead Bancorp, Inc. 105.36 Million USD -412.374%
Community Bancorp 1.1 Billion USD 50.941%
CoBank, ACB 194.35 Billion USD 99.722%
McHenry Bancorp, Inc. 330.04 Million USD -63.575%
Suruga Bank Ltd. 23.52 Billion USD 97.705%
Huron Valley Bancorp, Inc. 232.29 Million USD -132.404%
Northway Financial, Inc. 1.29 Billion USD 58.165%
Boyle Bancorp, Inc. 960.15 Million USD 43.774%
Gouverneur Bancorp, Inc. 205.88 Million USD -162.216%
Southern Michigan Bancorp, Inc. 1.41 Billion USD 61.842%
New Peoples Bankshares, Inc. 828.22 Million USD 34.817%
CMUV Bancorp 297.5 Million USD -81.465%
Citizens Bancshares Corporation 1 Billion USD 46.023%
Avidbank Holdings, Inc. 2.23 Billion USD 75.8%
FCN Banc Corp. 792.75 Million USD 31.901%
Elmer Bancorp, Inc. 364.58 Million USD -48.077%
Popular, Inc. 70.75 Billion USD 99.237%
Bancorp 34, Inc. 582.07 Million USD 7.251%
AMB Financial Corp. 353.5 Million USD -52.717%
Juniata Valley Financial Corp. 873.2 Million USD 38.175%
United Bancorporation of Alabama, Inc. 1.38 Billion USD 61.161%
Consumers Bancorp, Inc. 1.09 Billion USD 50.791%
Fleetwood Bank Corporation 382.7 Million USD -41.066%
Greenville Federal Financial Corporation 239.33 Million USD -125.564%
CNB Corporation 486.95 Million USD -10.866%
BNCCORP, Inc. 968.2 Million USD 44.241%
Redwood Capital Bancorp 521.44 Million USD -3.533%
Honat Bancorp, Inc. 963.21 Million USD 43.952%
Merchants & Marine Bancorp, Inc. 686.85 Million USD 21.401%
Town Center Bank 147.59 Million USD -265.768%
Summit Bank Group, Inc. 1.08 Billion USD 50.047%
Chino Commercial Bancorp 446.41 Million USD -20.933%
doValue S.p.A. 1.13 Billion USD 52.595%
First Citizens BancShares, Inc. 215.15 Billion USD 99.749%
Century Financial Corporation 474.29 Million USD -13.825%
TEB Bancorp, Inc 334.22 Million USD -61.526%
Farmers & Merchants Bancshares, Inc. (Burlington, IA) 234.23 Thousand USD -230381.188%
Truxton Corporation 955.27 Million USD 43.486%
Standard Bank Group Limited 167.38 Billion USD 99.677%
US Metro Bancorp, Inc. 1.22 Billion USD 55.933%
Canandaigua National Corporation 4.88 Billion USD 88.946%
Bay Community Bancorp 975.02 Million USD 44.631%
First Capital Bancshares, Inc. 568.85 Million USD 5.097%
South Atlantic Bancshares, Inc. 1.61 Billion USD 66.633%
Enterprise Financial Services Group, Inc. 414.18 Million USD -30.344%
Silvergate Capital Corporation 11.35 Billion USD 95.246%
Peoples Bancorp, Inc. 319 Million USD -69.232%
STAR Financial Group, Inc. 2.99 Billion USD 81.997%
Tri-County Financial Group, Inc. 1.55 Billion USD 65.235%
Central Bancompany, Inc. 19.02 Billion USD 97.162%
Mifflinburg Bancorp, Inc. 560.58 Million USD 3.697%
United Tennessee Bankshares, Inc. 263.29 Million USD -105.045%
FFB Bancorp 1.36 Billion USD 60.43%
First Resource Bancorp Inc. 602.99 Million USD 10.469%
Marquette National Corporation 2.16 Billion USD 75.028%
Pioneer Bankshares, Inc. 322.13 Million USD -67.59%
SSB Bancorp, Inc. 295.82 Million USD -82.495%
Community Heritage Financial, Inc. 988.62 Million USD 45.393%
Postal Savings Bank of China Co., Ltd. 2216.85 Billion USD 99.976%
Alpine Banks of Colorado 6.42 Billion USD 91.6%
QC Holdings, Inc. 151.8 Million USD -255.636%
First Niles Financial, Inc. 156.89 Million USD -244.088%
Mission Valley Bancorp 656.35 Million USD 17.748%
Savi Financial Corporation, Inc. 593.48 Million USD 9.034%
CNB Bank Shares, Inc. 1.67 Billion USD 67.788%
CCFNB Bancorp, Inc. 1.64 Billion USD 67.188%
HCB Financial Corp. 561.43 Million USD 3.842%
FirstSun Capital Bancorp 7.87 Billion USD 93.149%
FFW Corporation 567.36 Million USD 4.847%
National Capital Bancorp, Inc. 703.05 Million USD 23.211%
CBB Bancorp, Inc. 1.76 Billion USD 69.333%
Potomac Bancshares, Inc. 830.71 Million USD 35.012%
Farmers & Merchants Bancorp 5.33 Billion USD 89.872%
Apollo Bancorp, Inc. 198.41 Million USD -172.084%
Coeur d'Alene Bancorp, Inc. 238.29 Million USD -126.552%
Malaga Financial Corporation 1.47 Billion USD 63.448%
Pacific Valley Bancorp 585.99 Million USD 7.872%
SVB & T Corporation 614.88 Million USD 12.201%
Pacific Financial Corporation 1.15 Billion USD 53.132%
Partners Bank of California 487.6 Million USD -10.718%
Citizens Bancorp 1.02 Billion USD 47.128%
FS Bancorp 1.16 Billion USD 53.652%
Bank of Utica 1.29 Billion USD 58.319%
Skyline Bankshares, Inc. 1.04 Billion USD 48.38%
Mountain Pacific Bancorp, Inc. 677.13 Million USD 20.272%
Gateway Bank, F.S.B. 197.66 Million USD -173.12%
Piedmont Community Bank Group, Inc. 258.1 Million USD -109.162%
Citizens Bancorp Investment, Inc. 1.55 Billion USD 65.207%
W.T.B. Financial Corporation 11.45 Billion USD 95.288%
Bank of the Philippine Islands 52.02 Billion USD 98.962%
Studio Bank 991.39 Million USD 45.545%
FSBH Corp. 289.74 Million USD -86.322%
W.T.B. Financial Corporation 11.45 Billion USD 95.288%
Southeastern Banking Corporation 617.43 Million USD 12.564%
Sturgis Bancorp, Inc. 919.47 Million USD 41.286%
Mountain Commerce Bancorp, Inc. 1.73 Billion USD 68.934%
Citizens Holding Company 1.4 Billion USD 61.565%
First Citizens Bancshares, Inc. 2.39 Billion USD 77.42%
Heartland BancCorp 1.88 Billion USD 71.389%
Midland Capital Holdings Corp. 117.56 Million USD -359.211%
First Community Financial Corporation 707.54 Million USD 23.699%
American Bank Incorporated 918.87 Million USD 41.248%
First Robinson Financial Corporation 468.79 Million USD -15.161%
SouthPoint Bancshares, Inc. 1.66 Billion USD 67.53%
Croghan Bancshares, Inc. 1.12 Billion USD 51.801%
Katahdin Bankshares Corp. 1.03 Billion USD 47.969%
Neffs Bancorp, Inc. PFD SER A 468.21 Million USD -15.303%
Equitable Financial Corp. 511.22 Million USD -5.602%
JBT Bancorp Inc. 894.57 Million USD 39.652%
Foresight Financial Group, Inc. 1.57 Billion USD 65.779%
CBC Holding Company - USD -Infinity%
Cornerstone Community Bancorp 642.93 Million USD 16.031%
White River Bancshares Co 1.13 Billion USD 52.43%
Dogwood State Bank 1.43 Billion USD 62.292%
WCF Bancorp, Inc. 196.16 Million USD -175.204%
Integrated Financial Holdings, Inc. 547.56 Million USD 1.406%
First Keystone Corporation 1.41 Billion USD 61.919%
Bank of Botetourt 789.02 Million USD 31.578%
First National of Nebraska, Inc. 31.34 Billion USD 98.278%
Middlebury National Corporation 561.27 Million USD 3.815%
1st Federal Savings Bank of SC, Inc. 143.93 Million USD -275.063%
VWF Bancorp, Inc. 311.25 Million USD -73.448%
Chesapeake Financial Shares, Inc. 1.47 Billion USD 63.301%
Northeast Indiana Bancorp, Inc. 499.2 Million USD -8.144%
Mutual Federal Bancorp, Inc. 116.92 Million USD -361.737%
Santa Cruz County Bank 1.79 Billion USD 70.0%
Commercial National Financial Corporation 579.16 Million USD 6.785%
Nexity Financial Corporation 947.21 Million USD 43.005%
Merchants Financial Group, Inc. 2.6 Billion USD 79.239%
First National Bank Alaska 5.73 Billion USD 90.594%
MBT Bancshares, Inc. 589.37 Million USD 8.4%
Jeffersonville Bancorp 688.77 Million USD 21.62%
BankFirst Capital Corporation 2.73 Billion USD 80.257%
Coastal Carolina Bancshares, Inc. 937.29 Million USD 42.402%
The Baraboo Bancorporation, Inc. 518.62 Million USD -4.095%
New Tripoli Bancorp, Inc. 631.8 Million USD 14.552%
First Reliance Bancshares, Inc. 974.15 Million USD 44.582%
Security Bancorp, Inc. 324.43 Million USD -66.399%
Logansport Financial Corp. 247.71 Million USD -117.939%
Bank of San Francisco 611.97 Million USD 11.784%
Community Investors Bancorp, Inc. 311.67 Million USD -73.216%
Uwharrie Capital Corp 1.07 Billion USD 49.727%
1st Capital Bancorp 989.06 Million USD 45.417%
Northumberland Bancorp 674.73 Million USD 19.988%
Union Financial Corporation - USD -Infinity%
Peoples Financial Corporation 799.9 Million USD 32.509%
Ballston Spa Bancorp, Inc. 823.53 Million USD 34.445%
Signature Bank of Georgia 225.9 Million USD -138.977%
Heritage NOLA Bancorp, Inc. 174.02 Million USD -210.222%
JSB Financial Inc. 501.68 Million USD -7.611%
Catskill Hudson Bancorp, Inc. 572.57 Million USD 5.713%
Citizens Financial Corp. 651.85 Million USD 17.181%
Citizens Bancshares Corporation 745.63 Million USD 27.597%
Kish Bancorp, Inc. 1.54 Billion USD 65.007%
CNB Corp. 913.82 Million USD 40.922%
HFB Financial Corporation 496.37 Million USD -8.761%
American Business Bank 3.9 Billion USD 86.167%
Harleysville Financial Corporation 862.98 Million USD 37.443%
Grand River Commerce, Inc. 549.18 Million USD 1.697%
Community Capital Bancshares, Inc. 250 Million USD -115.944%
blueharbor bank 430.12 Million USD -25.512%
Endeavor Bancorp 570.15 Million USD 5.312%
Summit Bancshares, Inc. 318.37 Million USD -69.567%
FineMark Holdings, Inc. 4.1 Billion USD 86.835%
Private Bancorp of America, Inc. 2.15 Billion USD 74.919%
Farmers & Merchants Bank of Long Beach 12.04 Billion USD 95.518%
Paragon Financial Solutions, Inc. 751.46 Million USD 28.159%
Bank of Ayudhya Public Company Limited 80.36 Billion USD 99.328%
Neffs Bancorp, Inc. 455.78 Million USD -18.447%
Triad Business Bank 511.15 Million USD -5.617%
PB Financial Corporation 982.38 Million USD 45.046%
Tri City Bankshares Corporation 2.07 Billion USD 74.029%
Touchmark Bancshares, Inc. 527.17 Million USD -2.407%
IBW Financial Corporation 747.41 Million USD 27.769%
Central Bancompany, Inc. 19.02 Billion USD 97.162%
U & I Financial Corp. 610.68 Million USD 11.597%
Citizens Bancorp of Virginia, Inc. 554.34 Million USD 2.612%
Highlands Bankshares, Inc. 548.16 Million USD 1.514%
PBCO Financial Corporation 763.35 Million USD 29.277%
Community Bankers' Corporation 401.96 Million USD -34.305%
Auburn Bancorp, Inc. 102.46 Million USD -426.872%
First Berlin Bancorp, Inc. 638.67 Million USD 15.471%
QNB Corp. 1.7 Billion USD 68.391%
Albina Community Bancorp 137.26 Million USD -293.292%
Concordia Financial Group, Ltd. 161.1 Billion USD 99.665%
The Victory Bancorp, Inc. 442.39 Million USD -22.031%
SFSB, Inc. 142.88 Thousand USD -377725.135%
Canyon Bancorp 289.15 Million USD -86.703%
Investec Group 71.53 Billion USD 99.245%
Prime Meridian Holding Company 856.27 Million USD 36.952%
First Ottawa Bancshares, Inc. 1.48 Billion USD 63.742%
Lumbee Guaranty Bank 519.95 Million USD -3.828%
Traditions Bancorp, Inc. 841.53 Million USD 35.848%
Bank of Idaho Holding Company 1.13 Billion USD 52.54%
Atlas Mara Limited - USD -Infinity%
Madison County Financial, Inc. 609.71 Million USD 11.456%
Marathon Bancorp, Inc. 219.23 Million USD -146.25%
Lakeside Bancshares, Inc. 358.32 Million USD -50.663%
CIB Marine Bancshares, Inc. 899.88 Million USD 40.008%
Thomasville Bancshares, Inc. 1.64 Billion USD 67.209%
Banco Espírito Santo, S.A. 192.96 Million USD -179.778%
MCNB Banks, Inc. 360.93 Million USD -49.573%
Main Street Financial Services Corp. 604.88 Million USD 10.75%
Commencement Bancorp Inc. 586.49 Million USD 7.951%
Tennessee Valley Financial Holdings, Inc. 297.51 Million USD -81.456%
Westbury Bancorp, Inc. 957.92 Million USD 43.643%
Lyons Bancorp Inc. 1.85 Billion USD 70.843%
Ledyard Financial Group, Inc. 856.88 Million USD 36.997%
Dimeco, Inc. 989.45 Million USD 45.438%
Embassy Bancorp, Inc. 1.65 Billion USD 67.455%
Exchange Bankshares, Inc. 373.84 Million USD -44.409%
Pioneer Bankcorp, Inc. 705.15 Million USD 23.441%
Lifestore Financial Group, Inc. 453.29 Million USD -19.098%
University Bancorp, Inc. 932.98 Million USD 42.136%
NASB Financial, Inc. 2.81 Billion USD 80.816%
First Bancshares Inc. (Bellevue, OH) 299.49 Million USD -80.257%
First IC Corporation 1.02 Billion USD 47.497%
Baker Boyer Bancorp 710.13 Million USD 23.977%
First Bankers Trustshares, Inc. 1.14 Billion USD 53.051%
Infinity Bancorp 306.13 Million USD -76.349%
RiverBank Holding Company 241.4 Million USD -123.637%
JTNB Bancorp, Inc. 248.18 Million USD -117.527%
California International Bank, N.A. 56.04 Million USD -863.314%
Lewis & Clark Bancorp 392.11 Million USD -37.678%
InsCorp, Inc. 837.09 Million USD 35.507%
Marine Bancorp of Florida, Inc. 654.44 Million USD 17.509%
Fentura Financial, Inc. 1.73 Billion USD 68.955%
Oregon Pacific Bancorp 760.98 Million USD 29.058%
Nmb Financial Corp 783.83 Million USD 31.125%
GBank Financial Holdings Inc. 918.38 Million USD 41.216%
High Country Bancorp, Inc. 480.43 Million USD -12.37%
Security National Corporation 1.81 Billion USD 70.182%
Andover Bancorp, Inc. 558.01 Million USD 3.254%
Dacotah Banks, Inc. 4.16 Billion USD 87.035%
Oak View Bankshares, Inc. 600.16 Million USD 10.047%
Seneca Financial Corp. 256.72 Million USD -110.288%
First Farmers Financial Corporation 3 Billion USD 82.041%
RBAZ Bancorp, Inc. 272.04 Million USD -98.447%
Oak Ridge Financial Services, Inc. 619.39 Million USD 12.84%
Pinnacle Bankshares Corporation 1.01 Billion USD 46.891%
Primary Bank 693.99 Million USD 22.209%
Solera National Bancorp, Inc. 1.22 Billion USD 55.99%
POSTD Merchant Banque 326.34 Million USD -65.425%
Trinity Bank, N.A. 485.92 Million USD -11.101%
CoastalSouth Bancshares, Inc. 2.02 Billion USD 73.387%
Delhi Bank Corp. 372.84 Million USD -44.795%
Solvay Bank Corp. 1.13 Billion USD 52.564%
Bank of Utica 1.29 Billion USD 58.319%
First State Financial Corporation 12 Thousand USD -4498758.333%
1ST SUMMIT BANCORP of Johnstown, Inc. 1.37 Billion USD 60.643%
First Commerce Bank 1.43 Billion USD 62.408%
Golden State Bancorp 729.54 Million USD 26.0%
Citizens National Corporation 661.07 Million USD 18.336%
Two Rivers Financial Group, Inc. 1.19 Billion USD 54.946%
First Bancshares, Inc. 542.5 Million USD 0.487%
Ottawa Bancorp, Inc. 364.35 Million USD -48.168%
Golden Valley Bancshares, Inc. 488.56 Million USD -10.5%
CITBA Financial Corporation 651.09 Million USD 17.084%
Financial Institutions, Inc. 8.48% SRB1 PFD B 6.17 Billion USD 91.262%
Empire Bancshares, Inc. 186.6 Million USD -189.309%
Washington Business Bank 104.8 Million USD -415.136%
Pacific West Bancorp 320.23 Million USD -68.585%
Harbor Bankshares Corporation 392.57 Million USD -37.518%
Morris State Bancshares, Inc. 1.42 Billion USD 62.169%
Community Bancorp of Santa Maria 391.82 Million USD -37.783%
FFD Financial Corporation 785.66 Million USD 31.286%
Benchmark Bankshares, Inc. 1.16 Billion USD 53.553%
Calvin B. Taylor Bankshares, Inc. 854.24 Million USD 36.802%
F & M Bank Corp. 1.29 Billion USD 58.354%
CNB Community Bancorp, Inc. 1.24 Billion USD 56.671%
First Greenwich Financial, Inc. 739.65 Million USD 27.011%
West Shore Bank Corp. 685.73 Million USD 21.273%
Oxford Bank Corporation 816.66 Million USD 33.894%
CW Bancorp 1.3 Billion USD 58.588%
Killbuck Bancshares, Inc. 847.2 Million USD 36.277%
Commercial National Financial Corporation 390.93 Million USD -38.095%
Redwood Financial, Inc. 588.33 Million USD 8.239%
Crystal Valley Financial Corporation 778.2 Million USD 30.627%
Eagle Financial Services, Inc. 1.82 Billion USD 70.428%
WVS Financial Corp. 360.17 Million USD -49.887%
Farmers Bancorp (Frankfort IN) 987.73 Million USD 45.343%
MNB Holdings Corporation 201.9 Million USD -167.382%
Quaint Oak Bancorp, Inc. 754.39 Million USD 28.438%
Home Loan Financial Corporation 330.6 Million USD -63.295%
Cashmere Valley Bank 2.04 Billion USD 73.604%
Cornerstone Financial Corporation 295.8 Million USD -82.508%
Southern BancShares (N.C.), Inc. 4.98 Billion USD 89.177%
First Community Corporation PFD SER B 1.82 Billion USD 70.484%
Isabella Bank Corporation 2.06 Billion USD 73.845%
Pinnacle Bank 817.42 Million USD 33.955%
Century Next Financial Corporation 766.42 Million USD 29.561%
LINKBANCORP, Inc. 2.66 Billion USD 79.775%
Cornerstone Bancorp Inc. 958.79 Million USD 43.694%
Security Federal Corporation 1.55 Billion USD 65.19%
CCCB Bancorp, Inc. 212.88 Million USD -153.592%
The Southern Banc Company, Inc. 113.05 Million USD -377.525%
Hills Bancorporation 4.34 Billion USD 87.573%
Pinnacle Bancshares, Inc. 342.7 Million USD -57.529%
First Bancorp of Indiana, Inc. 635.45 Million USD 15.042%
The Farmers Bank of Appomattox 345.11 Million USD -56.432%
Freedom Financial Holdings, Inc. 1.08 Billion USD 50.228%
Susquehanna Community Financial, Inc. 587.34 Million USD 8.084%
Southern Community Bancshares, Inc. 110.14 Million USD -390.144%
Hocking Valley Bancshares, Inc. 333.2 Million USD -62.019%
River Valley Community Bancorp 581.81 Million USD 7.21%