CCSB Financial Corp. (CCFC)

USD 12.15

(0.0%)

Total Assets Summary of CCSB Financial Corp.

  • CCSB Financial Corp.'s latest annual total assets in 2023 was 155.28 Million USD , up 2.63% from previous year.
  • CCSB Financial Corp.'s latest quarterly total assets in 2024 Q2 was 150.45 Million USD , down -1.46% from previous quarter.
  • CCSB Financial Corp. reported annual total assets of 151.3 Million USD in 2022, down -0.19% from previous year.
  • CCSB Financial Corp. reported annual total assets of 151.58 Million USD in 2021, up 17.9% from previous year.
  • CCSB Financial Corp. reported quarterly total assets of 152.68 Million USD for 2024 Q1, down -1.67% from previous quarter.
  • CCSB Financial Corp. reported quarterly total assets of 155.28 Million USD for 2023 Q4, down -8.61% from previous quarter.

Annual Total Assets Chart of CCSB Financial Corp. (2023 - 2003)

Created with Highcharts 11.1.0YearsTotal Assets200420062008201020122014201620182020202280000000 USD100000000 USD120000000 USD140000000 USD160000000 USD

Historical Annual Total Assets of CCSB Financial Corp. (2023 - 2003)

Year Total Assets Total Assets Growth
2023 155.28 Million USD 2.63%
2022 151.3 Million USD -0.19%
2021 151.58 Million USD 17.9%
2020 128.56 Million USD 15.24%
2019 111.56 Million USD -0.53%
2018 112.15 Million USD 16.63%
2017 96.16 Million USD 2.72%
2016 93.61 Million USD 5.58%
2015 88.66 Million USD 1.78%
2014 87.11 Million USD -5.87%
2013 92.55 Million USD 0.0%
2005 94.89 Million USD 6.59%
2004 89.02 Million USD 4.16%
2003 85.47 Million USD 0.0%

Peer Total Assets Comparison of CCSB Financial Corp.

Name Total Assets Total Assets Difference
Citizens Holding Company 1.4 Billion USD 88.945%
Exchange Bank (Santa Rosa, CA) 3.36 Billion USD 95.387%
River City Bank 4.93 Billion USD 96.852%
First Northern Community Bancorp 1.87 Billion USD 91.724%
Bank of Labor Bancshares, Inc. 891.52 Million USD 82.582%
Plains Acquisition Corporation 819.33 Million USD 81.048%
ES Bancshares, Inc. 638.75 Million USD 75.689%
ENB Financial Corp 2 Billion USD 92.239%
BV Financial, Inc. 885.25 Million USD 82.459%
CSB Bancorp, Inc. 1.18 Billion USD 86.846%
Great American Bancorp, Inc. 191.88 Million USD 19.075%
PSB Holdings, Inc. 1.42 Billion USD 89.096%
Denali Bancorporation, Inc. 487.74 Million USD 68.163%
First Community Corporation 209.25 Million USD 25.793%
Woodlands Financial Services Company 612.9 Million USD 74.664%
First Farmers and Merchants Corporation 1.87 Billion USD 91.703%
1st Colonial Bancorp, Inc. 825.64 Million USD 81.192%
CNB Financial Services, Inc. 611.86 Million USD 74.621%
Peoples Ltd. 532.3 Million USD 70.828%
KS Bancorp, Inc. 613.59 Million USD 74.693%
Touchstone Bankshares, Inc. 658.69 Million USD 76.425%
Oregon Bancorp, Inc. 396.2 Million USD 60.807%
Crazy Woman Creek Bancorp Incorporated 185.41 Million USD 16.25%
Oconee Financial Corporation 589.05 Million USD 73.639%
InBankshares, Corp 1.34 Billion USD 88.432%
Mission Bancorp 1.65 Billion USD 90.615%
American Riviera Bancorp 1.26 Billion USD 87.725%
Farmers and Merchants Bancshares, Inc. 799.94 Million USD 80.588%
M&F Bancorp, Inc. 453.96 Million USD 65.794%
TISCO Financial Group Public Company Limited 8.51 Billion USD 98.177%
Pacific Alliance Bank 393.28 Million USD 60.516%
First Republic Bank 213.35 Billion USD 99.927%
Eureka Homestead Bancorp, Inc. 105.36 Million USD -47.377%
Community Bancorp 1.1 Billion USD 85.889%
CoBank, ACB 194.35 Billion USD 99.92%
McHenry Bancorp, Inc. 330.04 Million USD 52.95%
Suruga Bank Ltd. 23.52 Billion USD 99.34%
Huron Valley Bancorp, Inc. 232.29 Million USD 33.152%
Northway Financial, Inc. 1.29 Billion USD 87.967%
Boyle Bancorp, Inc. 960.15 Million USD 83.827%
Gouverneur Bancorp, Inc. 205.88 Million USD 24.577%
Southern Michigan Bancorp, Inc. 1.41 Billion USD 89.024%
New Peoples Bankshares, Inc. 828.22 Million USD 81.251%
CMUV Bancorp 297.5 Million USD 47.804%
Citizens Bancshares Corporation 1 Billion USD 84.474%
Avidbank Holdings, Inc. 2.23 Billion USD 93.039%
FCN Banc Corp. 792.75 Million USD 80.412%
Elmer Bancorp, Inc. 364.58 Million USD 57.408%
Popular, Inc. 70.75 Billion USD 99.781%
Bancorp 34, Inc. 582.07 Million USD 73.322%
AMB Financial Corp. 353.5 Million USD 56.073%
Juniata Valley Financial Corp. 873.2 Million USD 82.217%
United Bancorporation of Alabama, Inc. 1.38 Billion USD 88.828%
Consumers Bancorp, Inc. 1.09 Billion USD 85.846%
Fleetwood Bank Corporation 382.7 Million USD 59.424%
Greenville Federal Financial Corporation 239.33 Million USD 35.12%
CNB Corporation 486.95 Million USD 68.111%
BNCCORP, Inc. 968.2 Million USD 83.962%
Redwood Capital Bancorp 521.44 Million USD 70.22%
Honat Bancorp, Inc. 963.21 Million USD 83.878%
Merchants & Marine Bancorp, Inc. 686.85 Million USD 77.392%
Town Center Bank 147.59 Million USD -5.208%
Summit Bank Group, Inc. 1.08 Billion USD 85.632%
Chino Commercial Bancorp 446.41 Million USD 65.215%
doValue S.p.A. 1.13 Billion USD 86.365%
First Citizens BancShares, Inc. 215.15 Billion USD 99.928%
Century Financial Corporation 474.29 Million USD 67.26%
TEB Bancorp, Inc 334.22 Million USD 53.539%
Farmers & Merchants Bancshares, Inc. (Burlington, IA) 234.23 Thousand USD -66194.698%
Truxton Corporation 955.27 Million USD 83.744%
Standard Bank Group Limited 167.38 Billion USD 99.907%
US Metro Bancorp, Inc. 1.22 Billion USD 87.325%
Canandaigua National Corporation 4.88 Billion USD 96.82%
Bay Community Bancorp 975.02 Million USD 84.074%
First Capital Bancshares, Inc. 568.85 Million USD 72.702%
South Atlantic Bancshares, Inc. 1.61 Billion USD 90.402%
Enterprise Financial Services Group, Inc. 414.18 Million USD 62.508%
Silvergate Capital Corporation 11.35 Billion USD 98.633%
Peoples Bancorp, Inc. 319 Million USD 51.323%
STAR Financial Group, Inc. 2.99 Billion USD 94.822%
Tri-County Financial Group, Inc. 1.55 Billion USD 90.0%
Central Bancompany, Inc. 19.02 Billion USD 99.184%
Mifflinburg Bancorp, Inc. 560.58 Million USD 72.3%
United Tennessee Bankshares, Inc. 263.29 Million USD 41.022%
FFB Bancorp 1.36 Billion USD 88.618%
First Resource Bancorp Inc. 602.99 Million USD 74.248%
Marquette National Corporation 2.16 Billion USD 92.817%
Pioneer Bankshares, Inc. 322.13 Million USD 51.795%
SSB Bancorp, Inc. 295.82 Million USD 47.508%
Community Heritage Financial, Inc. 988.62 Million USD 84.293%
Postal Savings Bank of China Co., Ltd. 2216.85 Billion USD 99.993%
Alpine Banks of Colorado 6.42 Billion USD 97.584%
QC Holdings, Inc. 151.8 Million USD -2.294%
First Niles Financial, Inc. 156.89 Million USD 1.028%
Mission Valley Bancorp 656.35 Million USD 76.341%
Savi Financial Corporation, Inc. 593.48 Million USD 73.835%
CNB Bank Shares, Inc. 1.67 Billion USD 90.735%
CCFNB Bancorp, Inc. 1.64 Billion USD 90.562%
HCB Financial Corp. 561.43 Million USD 72.341%
FirstSun Capital Bancorp 7.87 Billion USD 98.029%
FFW Corporation 567.36 Million USD 72.631%
National Capital Bancorp, Inc. 703.05 Million USD 77.913%
CBB Bancorp, Inc. 1.76 Billion USD 91.179%
Potomac Bancshares, Inc. 830.71 Million USD 81.307%
Farmers & Merchants Bancorp 5.33 Billion USD 97.087%
Apollo Bancorp, Inc. 198.41 Million USD 21.739%
Coeur d'Alene Bancorp, Inc. 238.29 Million USD 34.836%
Malaga Financial Corporation 1.47 Billion USD 89.486%
Pacific Valley Bancorp 585.99 Million USD 73.501%
SVB & T Corporation 614.88 Million USD 74.746%
Pacific Financial Corporation 1.15 Billion USD 86.519%
Partners Bank of California 487.6 Million USD 68.154%
Citizens Bancorp 1.02 Billion USD 84.792%
FS Bancorp 1.16 Billion USD 86.669%
Bank of Utica 1.29 Billion USD 88.011%
Skyline Bankshares, Inc. 1.04 Billion USD 85.152%
Mountain Pacific Bancorp, Inc. 677.13 Million USD 77.067%
Gateway Bank, F.S.B. 197.66 Million USD 21.441%
Piedmont Community Bank Group, Inc. 258.1 Million USD 39.838%
Citizens Bancorp Investment, Inc. 1.55 Billion USD 89.992%
W.T.B. Financial Corporation 11.45 Billion USD 98.645%
Bank of the Philippine Islands 52.02 Billion USD 99.702%
Eastern Michigan Financial Corporation 539.86 Million USD 71.236%
Studio Bank 991.39 Million USD 84.337%
FSBH Corp. 289.74 Million USD 46.407%
W.T.B. Financial Corporation 11.45 Billion USD 98.645%
Southeastern Banking Corporation 617.43 Million USD 74.85%
Sturgis Bancorp, Inc. 919.47 Million USD 83.112%
Mountain Commerce Bancorp, Inc. 1.73 Billion USD 91.064%
First Citizens Bancshares, Inc. 2.39 Billion USD 93.505%
Heartland BancCorp 1.88 Billion USD 91.771%
Midland Capital Holdings Corp. 117.56 Million USD -32.086%
First Community Financial Corporation 707.54 Million USD 78.053%
American Bank Incorporated 918.87 Million USD 83.101%
First Robinson Financial Corporation 468.79 Million USD 66.876%
SouthPoint Bancshares, Inc. 1.66 Billion USD 90.66%
Croghan Bancshares, Inc. 1.12 Billion USD 86.136%
Katahdin Bankshares Corp. 1.03 Billion USD 85.034%
Neffs Bancorp, Inc. PFD SER A 468.21 Million USD 66.835%
Equitable Financial Corp. 511.22 Million USD 69.625%
JBT Bancorp Inc. 894.57 Million USD 82.642%
Foresight Financial Group, Inc. 1.57 Billion USD 90.157%
CBC Holding Company - USD -Infinity%
Cornerstone Community Bancorp 642.93 Million USD 75.848%
White River Bancshares Co 1.13 Billion USD 86.317%
Dogwood State Bank 1.43 Billion USD 89.154%
WCF Bancorp, Inc. 196.16 Million USD 20.841%
Integrated Financial Holdings, Inc. 547.56 Million USD 71.641%
First Keystone Corporation 1.41 Billion USD 89.046%
Bank of Botetourt 789.02 Million USD 80.319%
First National of Nebraska, Inc. 31.34 Billion USD 99.505%
Middlebury National Corporation 561.27 Million USD 72.334%
1st Federal Savings Bank of SC, Inc. 143.93 Million USD -7.882%
VWF Bancorp, Inc. 311.25 Million USD 50.11%
Chesapeake Financial Shares, Inc. 1.47 Billion USD 89.444%
Northeast Indiana Bancorp, Inc. 499.2 Million USD 68.894%
Mutual Federal Bancorp, Inc. 116.92 Million USD -32.812%
Santa Cruz County Bank 1.79 Billion USD 91.371%
Commercial National Financial Corporation 579.16 Million USD 73.188%
Nexity Financial Corporation 947.21 Million USD 83.606%
Merchants Financial Group, Inc. 2.6 Billion USD 94.028%
First National Bank Alaska 5.73 Billion USD 97.295%
MBT Bancshares, Inc. 589.37 Million USD 73.653%
Jeffersonville Bancorp 688.77 Million USD 77.455%
BankFirst Capital Corporation 2.73 Billion USD 94.321%
Coastal Carolina Bancshares, Inc. 937.29 Million USD 83.433%
The Baraboo Bancorporation, Inc. 518.62 Million USD 70.059%
New Tripoli Bancorp, Inc. 631.8 Million USD 75.422%
First Reliance Bancshares, Inc. 974.15 Million USD 84.06%
Security Bancorp, Inc. 324.43 Million USD 52.138%
Logansport Financial Corp. 247.71 Million USD 37.313%
Bank of San Francisco 611.97 Million USD 74.626%
Community Investors Bancorp, Inc. 311.67 Million USD 50.177%
Uwharrie Capital Corp 1.07 Billion USD 85.54%
1st Capital Bancorp 989.06 Million USD 84.3%
Northumberland Bancorp 674.73 Million USD 76.986%
Union Financial Corporation - USD -Infinity%
Peoples Financial Corporation 799.9 Million USD 80.587%
Ballston Spa Bancorp, Inc. 823.53 Million USD 81.144%
Signature Bank of Georgia 225.9 Million USD 31.261%
Heritage NOLA Bancorp, Inc. 174.02 Million USD 10.769%
JSB Financial Inc. 501.68 Million USD 69.047%
Catskill Hudson Bancorp, Inc. 572.57 Million USD 72.88%
Citizens Financial Corp. 651.85 Million USD 76.178%
Citizens Bancshares Corporation 745.63 Million USD 79.174%
Kish Bancorp, Inc. 1.54 Billion USD 89.935%
CNB Corp. 913.82 Million USD 83.007%
HFB Financial Corporation 496.37 Million USD 68.716%
American Business Bank 3.9 Billion USD 96.021%
Harleysville Financial Corporation 862.98 Million USD 82.006%
Grand River Commerce, Inc. 549.18 Million USD 71.725%
Community Capital Bancshares, Inc. 250 Million USD 37.887%
blueharbor bank 430.12 Million USD 63.898%
Endeavor Bancorp 570.15 Million USD 72.764%
Summit Bancshares, Inc. 318.37 Million USD 51.226%
FineMark Holdings, Inc. 4.1 Billion USD 96.213%
Private Bancorp of America, Inc. 2.15 Billion USD 92.786%
Farmers & Merchants Bank of Long Beach 12.04 Billion USD 98.711%
Paragon Financial Solutions, Inc. 751.46 Million USD 79.336%
Bank of Ayudhya Public Company Limited 80.36 Billion USD 99.807%
Neffs Bancorp, Inc. 455.78 Million USD 65.93%
Triad Business Bank 511.15 Million USD 69.621%
PB Financial Corporation 982.38 Million USD 84.193%
Tri City Bankshares Corporation 2.07 Billion USD 92.53%
Touchmark Bancshares, Inc. 527.17 Million USD 70.544%
IBW Financial Corporation 747.41 Million USD 79.224%
Central Bancompany, Inc. 19.02 Billion USD 99.184%
U & I Financial Corp. 610.68 Million USD 74.572%
Citizens Bancorp of Virginia, Inc. 554.34 Million USD 71.988%
Highlands Bankshares, Inc. 548.16 Million USD 71.672%
PBCO Financial Corporation 763.35 Million USD 79.658%
Community Bankers' Corporation 401.96 Million USD 61.369%
Auburn Bancorp, Inc. 102.46 Million USD -51.547%
First Berlin Bancorp, Inc. 638.67 Million USD 75.687%
QNB Corp. 1.7 Billion USD 90.908%
Albina Community Bancorp 137.26 Million USD -13.125%
Concordia Financial Group, Ltd. 161.1 Billion USD 99.904%
The Victory Bancorp, Inc. 442.39 Million USD 64.899%
SFSB, Inc. 142.88 Thousand USD -108576.129%
Canyon Bancorp 289.15 Million USD 46.297%
Investec Group 71.53 Billion USD 99.783%
Prime Meridian Holding Company 856.27 Million USD 81.865%
First Ottawa Bancshares, Inc. 1.48 Billion USD 89.571%
Lumbee Guaranty Bank 519.95 Million USD 70.135%
Traditions Bancorp, Inc. 841.53 Million USD 81.547%
Bank of Idaho Holding Company 1.13 Billion USD 86.349%
Atlas Mara Limited - USD -Infinity%
Madison County Financial, Inc. 609.71 Million USD 74.532%
Marathon Bancorp, Inc. 219.23 Million USD 29.17%
Lakeside Bancshares, Inc. 358.32 Million USD 56.664%
CIB Marine Bancshares, Inc. 899.88 Million USD 82.744%
Thomasville Bancshares, Inc. 1.64 Billion USD 90.568%
Banco Espírito Santo, S.A. 192.96 Million USD 19.526%
MCNB Banks, Inc. 360.93 Million USD 56.977%
Main Street Financial Services Corp. 604.88 Million USD 74.328%
Commencement Bancorp Inc. 586.49 Million USD 73.523%
Tennessee Valley Financial Holdings, Inc. 297.51 Million USD 47.807%
Westbury Bancorp, Inc. 957.92 Million USD 83.79%
Lyons Bancorp Inc. 1.85 Billion USD 91.613%
Ledyard Financial Group, Inc. 856.88 Million USD 81.878%
Dimeco, Inc. 989.45 Million USD 84.306%
Embassy Bancorp, Inc. 1.65 Billion USD 90.639%
Exchange Bankshares, Inc. 373.84 Million USD 58.463%
Pioneer Bankcorp, Inc. 705.15 Million USD 77.979%
Lifestore Financial Group, Inc. 453.29 Million USD 65.743%
University Bancorp, Inc. 932.98 Million USD 83.356%
NASB Financial, Inc. 2.81 Billion USD 94.482%
First Bancshares Inc. (Bellevue, OH) 299.49 Million USD 48.152%
First IC Corporation 1.02 Billion USD 84.898%
Baker Boyer Bancorp 710.13 Million USD 78.133%
First Bankers Trustshares, Inc. 1.14 Billion USD 86.496%
Infinity Bancorp 306.13 Million USD 49.276%
RiverBank Holding Company 241.4 Million USD 35.674%
JTNB Bancorp, Inc. 248.18 Million USD 37.431%
California International Bank, N.A. 56.04 Million USD -177.084%
Lewis & Clark Bancorp 392.11 Million USD 60.399%
InsCorp, Inc. 837.09 Million USD 81.45%
Marine Bancorp of Florida, Inc. 654.44 Million USD 76.273%
Fentura Financial, Inc. 1.73 Billion USD 91.07%
Oregon Pacific Bancorp 760.98 Million USD 79.594%
Nmb Financial Corp 783.83 Million USD 80.189%
GBank Financial Holdings Inc. 918.38 Million USD 83.092%
High Country Bancorp, Inc. 480.43 Million USD 67.678%
Security National Corporation 1.81 Billion USD 91.423%
Andover Bancorp, Inc. 558.01 Million USD 72.172%
Dacotah Banks, Inc. 4.16 Billion USD 96.271%
Oak View Bankshares, Inc. 600.16 Million USD 74.126%
Seneca Financial Corp. 256.72 Million USD 39.513%
First Farmers Financial Corporation 3 Billion USD 94.834%
RBAZ Bancorp, Inc. 272.04 Million USD 42.92%
Oak Ridge Financial Services, Inc. 619.39 Million USD 74.93%
Pinnacle Bankshares Corporation 1.01 Billion USD 84.724%
Primary Bank 693.99 Million USD 77.625%
Solera National Bancorp, Inc. 1.22 Billion USD 87.341%
POSTD Merchant Banque 326.34 Million USD 52.418%
Trinity Bank, N.A. 485.92 Million USD 68.043%
CoastalSouth Bancshares, Inc. 2.02 Billion USD 92.345%
Delhi Bank Corp. 372.84 Million USD 58.352%
Solvay Bank Corp. 1.13 Billion USD 86.356%
Bank of Utica 1.29 Billion USD 88.011%
First State Financial Corporation 12 Thousand USD -1293933.842%
1ST SUMMIT BANCORP of Johnstown, Inc. 1.37 Billion USD 88.68%
First Commerce Bank 1.43 Billion USD 89.187%
Golden State Bancorp 729.54 Million USD 78.715%
Citizens National Corporation 661.07 Million USD 76.51%
Two Rivers Financial Group, Inc. 1.19 Billion USD 87.041%
First Bancshares, Inc. 542.5 Million USD 71.376%
Ottawa Bancorp, Inc. 364.35 Million USD 57.382%
Golden Valley Bancshares, Inc. 488.56 Million USD 68.216%
CITBA Financial Corporation 651.09 Million USD 76.151%
Financial Institutions, Inc. 8.48% SRB1 PFD B 6.17 Billion USD 97.487%
Empire Bancshares, Inc. 186.6 Million USD 16.784%
Washington Business Bank 104.8 Million USD -48.172%
Pacific West Bancorp 320.23 Million USD 51.509%
Harbor Bankshares Corporation 392.57 Million USD 60.445%
Morris State Bancshares, Inc. 1.42 Billion USD 89.118%
Community Bancorp of Santa Maria 391.82 Million USD 60.369%
FFD Financial Corporation 785.66 Million USD 80.235%
Benchmark Bankshares, Inc. 1.16 Billion USD 86.64%
Calvin B. Taylor Bankshares, Inc. 854.24 Million USD 81.822%
F & M Bank Corp. 1.29 Billion USD 88.021%
CNB Community Bancorp, Inc. 1.24 Billion USD 87.537%
First Greenwich Financial, Inc. 739.65 Million USD 79.006%
West Shore Bank Corp. 685.73 Million USD 77.355%
Oxford Bank Corporation 816.66 Million USD 80.986%
CW Bancorp 1.3 Billion USD 88.088%
Killbuck Bancshares, Inc. 847.2 Million USD 81.671%
Commercial National Financial Corporation 390.93 Million USD 60.279%
Redwood Financial, Inc. 588.33 Million USD 73.606%
Crystal Valley Financial Corporation 778.2 Million USD 80.046%
Eagle Financial Services, Inc. 1.82 Billion USD 91.494%
WVS Financial Corp. 360.17 Million USD 56.887%
Farmers Bancorp (Frankfort IN) 987.73 Million USD 84.279%
MNB Holdings Corporation 201.9 Million USD 23.091%
Quaint Oak Bancorp, Inc. 754.39 Million USD 79.416%
Home Loan Financial Corporation 330.6 Million USD 53.031%
Cashmere Valley Bank 2.04 Billion USD 92.408%
Cornerstone Financial Corporation 295.8 Million USD 47.504%
Southern BancShares (N.C.), Inc. 4.98 Billion USD 96.887%
First Community Corporation PFD SER B 1.82 Billion USD 91.51%
Isabella Bank Corporation 2.06 Billion USD 92.477%
Pinnacle Bank 817.42 Million USD 81.003%
Century Next Financial Corporation 766.42 Million USD 79.739%
LINKBANCORP, Inc. 2.66 Billion USD 94.183%
Cornerstone Bancorp Inc. 958.79 Million USD 83.804%
Security Federal Corporation 1.55 Billion USD 89.987%
CCCB Bancorp, Inc. 212.88 Million USD 27.058%
The Southern Banc Company, Inc. 113.05 Million USD -37.353%
Hills Bancorporation 4.34 Billion USD 96.426%
Pinnacle Bancshares, Inc. 342.7 Million USD 54.689%
First Bancorp of Indiana, Inc. 635.45 Million USD 75.563%
The Farmers Bank of Appomattox 345.11 Million USD 55.004%
Freedom Financial Holdings, Inc. 1.08 Billion USD 85.684%
Susquehanna Community Financial, Inc. 587.34 Million USD 73.562%
Southern Community Bancshares, Inc. 110.14 Million USD -40.983%
Hocking Valley Bancshares, Inc. 333.2 Million USD 53.397%
River Valley Community Bancorp 581.81 Million USD 73.31%