VersaBank (VBNK)

USD 13.25

(-2.57%)

Net Debt Summary of VersaBank

  • VersaBank's latest annual net debt in 2023 was -21.62 Million CAD , down -232.08% from previous year.
  • VersaBank's latest quarterly net debt in 2024 Q2 was -94.28 Million CAD , down -358.59% from previous quarter.
  • VersaBank reported annual net debt of 16.37 Million CAD in 2022, up 109.57% from previous year.
  • VersaBank reported annual net debt of -171.13 Million CAD in 2021, up 28.97% from previous year.
  • VersaBank reported quarterly net debt of -143.11 Million CAD for 2024 Q3, down -51.78% from previous quarter.
  • VersaBank reported quarterly net debt of -20.56 Million CAD for 2024 Q1, up 4.91% from previous quarter.

Annual Net Debt Chart of VersaBank (2023 - 2011)

Historical Annual Net Debt of VersaBank (2023 - 2011)

Year Net Debt Net Debt Growth
2023 -21.62 Million CAD -232.08%
2022 16.37 Million CAD 109.57%
2021 -171.13 Million CAD 28.97%
2020 -240.92 Million CAD -138.78%
2019 -100.89 Million CAD -16.47%
2018 -86.62 Million CAD 25.88%
2017 -116.86 Million CAD -221.84%
2016 -36.31 Million CAD 47.82%
2015 -69.59 Million CAD 20.75%
2014 -87.81 Million CAD 22.0%
2013 -112.58 Million CAD -41.34%
2012 -79.65 Million CAD 42.84%
2011 -139.34 Million CAD 0.0%

Peer Net Debt Comparison of VersaBank

Name Net Debt Net Debt Difference
Five Star Bancorp -78.08 Million USD 72.31%
NSTS Bancorp, Inc. -28.37 Million USD 23.813%
Zions Bancorporation, National Association 2.53 Billion USD 100.852%
Richmond Mutual Bancorporation, Inc. 251.26 Million USD 108.605%
Kearny Financial Corp. 1.66 Billion USD 101.301%
Independent Bank Corporation -35.4 Million USD 38.929%
HomeStreet, Inc. 1.78 Billion USD 101.208%
Northrim BanCorp, Inc. -85.45 Million USD 74.698%
MVB Financial Corp. -299.04 Million USD 92.77%
CrossFirst Bankshares, Inc. -133.46 Million USD 83.8%
First Mid Bancshares, Inc. 487.38 Million USD 104.436%
Veritex Holdings, Inc. -299.28 Million USD 92.776%
Burke & Herbert Bank & Trust Company 236.66 Million USD 109.136%
Southern Missouri Bancorp, Inc. 186.6 Million USD 111.587%
Independent Bank Corp. 1.05 Billion USD 102.059%
SR Bancorp, Inc. Common stock -43.5 Million USD 50.303%
Peoples Bancorp Inc. 402.72 Million USD 105.369%
NB Bancorp, Inc. Common Stock 192.85 Million USD 111.211%
OptimumBank Holdings, Inc. 1.18 Million USD 1924.557%
Univest Financial Corporation 250.11 Million USD 108.644%
Bank OZK -874.79 Million USD 97.528%
OceanFirst Financial Corp. 984.54 Million USD 102.196%
Provident Bancorp, Inc. -111.46 Million USD 80.603%
Mercantile Bank Corporation 709.41 Million USD 103.048%
Territorial Bancorp Inc. 192.63 Million USD 111.224%
Premier Financial Corp. 264.39 Million USD 108.177%
Peoples Financial Services Corp. 43.88 Million USD 149.267%
First Guaranty Bancshares, Inc. -10.71 Million USD -101.726%
Pinnacle Financial Partners, Inc. 936.21 Million USD 102.309%
Citizens Financial Services, Inc. 276.33 Million USD 107.824%
First Western Financial, Inc. -65.49 Million USD 66.986%
Triumph Financial, Inc. 118.78 Million USD 118.202%
ChoiceOne Financial Services, Inc. 180.78 Million USD 111.96%
Huntington Bancshares Incorporated 2.07 Billion USD 101.043%
First Bank 29.82 Million USD 172.495%
NBT Bancorp Inc. 460.42 Million USD 104.696%
Capital City Bank Group, Inc. 32.81 Million USD 165.886%
LCNB Corp. 177.05 Million USD 112.211%
First United Corporation 108.15 Million USD 119.992%
ESSA Bancorp, Inc. 290 Million USD 107.456%
Hawthorn Bancshares, Inc. 64.24 Million USD 133.652%
SmartFinancial, Inc. -244.72 Million USD 91.165%
AmeriServ Financial, Inc. 101.52 Million USD 121.295%
Sandy Spring Bancorp, Inc. 750.18 Million USD 102.882%
Preferred Bank -722.85 Million USD 97.009%
Primis Financial Corp. 68.43 Million USD 131.593%
Sound Financial Bancorp, Inc. 6.84 Million USD 415.727%
Fulton Financial Corporation 2.05 Billion USD 101.054%
Blue Foundry Bancorp 378.25 Million USD 105.716%
Generations Bancorp NY, Inc. 4.69 Million USD 561.002%
WesBanco, Inc. 1.13 Billion USD 101.897%
The First Bancshares, Inc. 166.52 Million USD 112.983%
Merchants Bancorp 390.95 Million USD 105.53%
Farmers & Merchants Bancorp, Inc. 190.93 Million USD 111.324%
United Bancorp, Inc. 87.56 Million USD 124.692%
SB Financial Group, Inc. 102.43 Million USD 121.106%
Commerce Bancshares, Inc. 228.06 Million USD 109.48%
Amerant Bancorp Inc. 625.3 Million USD 103.458%
Middlefield Banc Corp. 119.03 Million USD 118.164%
Coastal Financial Corporation -429.27 Million USD 94.963%
Wintrust Financial Corporation 1.15 Billion USD 101.871%
Glen Burnie Bancorp 14.97 Million USD 244.352%
Northfield Bancorp, Inc. (Staten Island, NY) 726.19 Million USD 102.977%
Investar Holding Corporation 268.03 Million USD 108.066%
Southern California Bancorp 81.97 Million USD 126.375%
West Bancorporation, Inc. 530.68 Million USD 104.074%
Civista Bancshares, Inc. 394.19 Million USD 105.485%
Eagle Bancorp, Inc. 704.79 Million USD 103.068%
Waterstone Financial, Inc. 580.12 Million USD 103.727%
Columbia Financial, Inc. 1.12 Billion USD 101.927%
First Community Bankshares, Inc. -77.36 Million USD 72.055%
Eagle Bancorp Montana, Inc. 211.69 Million USD 110.214%
Financial Institutions, Inc. 218.87 Million USD 109.878%
TowneBank -635.77 Million USD 96.599%
Shore Bancshares, Inc. -287.25 Million USD 92.473%
Colony Bankcorp, Inc. 214.93 Million USD 110.059%
Trustmark Corporation 140.35 Million USD 115.405%
Heritage Financial Corporation 296.79 Million USD 107.285%
Wintrust Financial Corporation 1.15 Billion USD 101.871%
Finward Bancorp 32.53 Million USD 166.455%
Eastern Bankshares, Inc. -644.86 Million USD 96.647%
Esquire Financial Holdings, Inc. -163.02 Million USD 86.738%
Peapack-Gladstone Financial Corporation 365.72 Million USD 105.912%
Camden National Corporation 444.56 Million USD 104.863%
Valley National Bancorp 2.81 Billion USD 100.768%
Stock Yards Bancorp, Inc. 320.6 Million USD 106.744%
BCB Bancorp, Inc. 243.49 Million USD 108.88%
Oak Valley Bancorp -180.06 Million USD 87.993%
Summit State Bank -50.87 Million USD 57.502%
CF Bankshares Inc. -131.43 Million USD 83.55%
MainStreet Bancshares, Inc. 40.96 Million USD 152.782%
Valley National Bancorp 2.81 Billion USD 100.768%
Bridgewater Bancshares, Inc. 285.94 Million USD 107.561%
United Bankshares, Inc. 480.31 Million USD 104.501%
Chemung Financial Corporation 3.95 Million USD 647.367%
Hancock Whitney Corporation 328.91 Million USD 106.573%
Fifth Third Bancorp 16.89 Billion USD 100.128%
Auburn National Bancorporation, Inc. -37.96 Million USD 43.046%
Sierra Bancorp 495.92 Million USD 104.36%
Pioneer Bancorp, Inc. -150.79 Million USD 85.662%
QCR Holdings, Inc. 520.35 Million USD 104.155%
Pinnacle Financial Partners, Inc. 936.21 Million USD 102.309%
ACNB Corporation 188.83 Million USD 111.45%
Fidelity D & D Bancorp, Inc. 22.17 Million USD 197.51%
Landmark Bancorp, Inc. 67 Million USD 132.266%
Southern States Bancshares, Inc. 29.66 Million USD 172.891%
Northeast Bank 123.28 Million USD 117.538%
City Holding Company 278.58 Million USD 107.761%
Enterprise Financial Services Corp -249.38 Million USD 91.33%
Ponce Financial Group, Inc. 577.66 Million USD 103.743%
Guaranty Bancshares, Inc. 137.33 Million USD 115.743%
Affinity Bancshares, Inc. -10.02 Million USD -115.671%
Business First Bancshares, Inc. 430.12 Million USD 105.027%
Amalgamated Financial Corp. 245 Million USD 108.825%
Citizens Community Bancorp, Inc. 111.54 Million USD 119.384%
Meridian Corporation 177.03 Million USD 112.213%
Capitol Federal Financial, Inc. 2.17 Billion USD 100.992%
FFBW, Inc. -5.06 Million USD -326.618%
First National Corporation -22.55 Million USD 4.141%
Huntington Bancshares Incorporated 2.07 Billion USD 101.043%
Western New England Bancorp, Inc. 139.08 Million USD 115.546%
Mid Penn Bancorp, Inc. 276.06 Million USD 107.832%
Hingham Institution for Savings 1.33 Billion USD 101.625%
CFSB Bancorp, Inc. -15.73 Million USD -37.433%
Carver Bancorp, Inc. -1.87 Million USD -1054.351%
Fifth Third Bancorp 16.89 Billion USD 100.128%
Bank OZK -874.79 Million USD 97.528%
Fulton Financial Corporation 2.05 Billion USD 101.054%
Merchants Bancorp 390.95 Million USD 105.53%
Equity Bancshares, Inc. -26.36 Million USD 18.003%
Pathward Financial, Inc. 410.35 Million USD 105.269%
Independent Bank Group, Inc. -45.79 Million USD 52.792%
Bank of Marin Bancorp 18.75 Million USD 215.306%
Carter Bankshares, Inc. 338.87 Million USD 106.38%
Renasant Corporation -71.95 Million USD 69.95%
First Citizens BancShares, Inc. 4.01 Billion USD 100.538%
1st Source Corporation 341.56 Million USD 106.33%
Old National Bancorp 4.9 Billion USD 100.441%
First Interstate BancSystem, Inc. 3.09 Billion USD 100.699%
Huntington Bancshares Incorporated 2.07 Billion USD 101.043%
Union Bankshares, Inc. 65.42 Million USD 133.049%
CNB Financial Corporation -117.15 Million USD 81.546%
Old National Bancorp 4.9 Billion USD 100.441%
S&T Bancorp, Inc. 318.72 Million USD 106.784%
PCB Bancorp -183.2 Million USD 88.198%
Bogota Financial Corp. 142.76 Million USD 115.145%
Simmons First National Corporation 792.28 Million USD 102.729%
WSFS Financial Corporation -197.82 Million USD 89.071%
Catalyst Bancorp, Inc. 367 Thousand USD 5991.281%
BayFirst Financial Corp. -42.07 Million USD 48.612%
MetroCity Bankshares, Inc. 191.49 Million USD 111.29%
First Capital, Inc. -5.57 Million USD -287.751%
Peoples Bancorp of North Carolina, Inc. 24.63 Million USD 187.762%
Ames National Corporation 100.57 Million USD 121.497%
Texas Capital Bancshares, Inc. -883.7 Million USD 97.553%
BOK Financial Corporation 6.47 Billion USD 100.334%
The Bank of Princeton -10.25 Million USD -110.895%
William Penn Bancorporation 37.84 Million USD 157.132%
First Community Corporation 76.55 Million USD 128.241%
CNB Financial Corporation -117.15 Million USD 81.546%
First Merchants Corporation 502.38 Million USD 104.304%
Medallion Bank -109.19 Million USD 80.199%
Oconee Federal Financial Corp. 55.95 Million USD 138.643%
Enterprise Bancorp, Inc. 53.11 Million USD 140.706%
TriCo Bancshares 663.24 Million USD 103.26%
First Business Financial Services, Inc. 191.4 Million USD 111.296%
Plumas Bancorp 30.4 Million USD 171.122%
Midland States Bancorp, Inc. 530.15 Million USD 104.078%
Bank First Corporation -118.74 Million USD 81.792%
MidWestOne Financial Group, Inc. 341.84 Million USD 106.325%
Popular, Inc. -6.18 Billion USD 99.651%
Arrow Financial Corporation -85.81 Million USD 74.806%
Merchants Bancorp 390.95 Million USD 105.53%
Westamerica Bancorporation -113.33 Million USD 80.923%
First US Bancshares, Inc. -27.42 Million USD 21.163%
The Bancorp, Inc. -890.22 Million USD 97.571%
Hope Bancorp, Inc. -24.97 Million USD 13.419%
Columbia Banking System, Inc. 2.59 Billion USD 100.833%
Alerus Financial Corporation 248.98 Million USD 108.684%
ConnectOne Bancorp, Inc. 783.47 Million USD 102.76%
John Marshall Bancorp, Inc. -5.85 Million USD -269.527%
Community West Bancshares 105.13 Million USD 120.565%
The First Bancorp, Inc. 34.87 Million USD 161.997%
Farmers National Banc Corp. 414.76 Million USD 105.213%
First Internet Bancorp - Fixed- 313.87 Million USD 106.888%
SHF Holdings, Inc. 10.19 Million USD 312.102%
International Bancshares Corporation -1.02 Million USD -2001.166%
Washington Federal, Inc. 3.31 Billion USD 100.652%
Bank of the James Financial Group, Inc. -4.48 Million USD -381.644%
Valley National Bancorp 2.81 Billion USD 100.768%
The First of Long Island Corporation 506.55 Million USD 104.268%
CVB Financial Corp. 2.07 Billion USD 101.041%
C&F Financial Corporation 37.25 Million USD 158.032%
USCB Financial Holdings, Inc. 153.36 Million USD 114.098%
First Financial Corporation 99.03 Million USD 121.831%
Heritage Commerce Corp -336.95 Million USD 93.583%
First Financial Bancorp. 357.17 Million USD 106.053%
First Guaranty Bancshares, Inc. -10.71 Million USD -101.726%
PB Bankshares, Inc. 36.84 Million USD 158.676%
BancFirst Corporation -2.3 Billion USD 99.061%
Red River Bancshares, Inc. -301.65 Million USD 92.833%
Pathfinder Bancorp, Inc. 162.87 Million USD 113.275%
Broadway Financial Corporation 292.26 Million USD 107.398%
Lake Shore Bancorp, Inc. -17.76 Million USD -21.719%
Virginia National Bankshares Corporation 51.53 Million USD 141.954%
TrustCo Bank Corp NY 84.18 Million USD 125.682%
Dime Community Bancshares, Inc. 1.11 Billion USD 101.946%
Rhinebeck Bancorp, Inc. 124.92 Million USD 117.308%
Hanmi Financial Corporation 199.09 Million USD 110.86%
First Bancorp 410.13 Million USD 105.272%
Fifth Third Bancorp 16.89 Billion USD 100.128%
German American Bancorp, Inc. 119.96 Million USD 118.022%
SHF Holdings, Inc. 10.19 Million USD 312.102%
Zions Bancorporation, National Association 2.53 Billion USD 100.852%
Northwest Bancshares, Inc. 585.12 Million USD 103.695%
Greene County Bancorp, Inc. 8.07 Million USD 367.918%
First Financial Bankshares, Inc. -132.51 Million USD 83.683%
Old National Bancorp 4.9 Billion USD 100.441%
Bank7 Corp. -196.73 Million USD 89.01%
FinWise Bancorp -110.48 Million USD 80.432%
Hanover Bancorp, Inc. 22.74 Million USD 195.058%
OceanFirst Financial Corp. 984.54 Million USD 102.196%
Citizens & Northern Corporation 158.45 Million USD 113.645%
Republic Bancorp, Inc. 196.59 Million USD 110.998%
Riverview Bancorp, Inc. 100.29 Million USD 121.558%
Midland States Bancorp, Inc. 530.15 Million USD 104.078%
Huntington Bancshares Incorporated 2.07 Billion USD 101.043%
Ameris Bancorp -468.88 Million USD 95.389%
Dime Community Bancshares, Inc. 1.11 Billion USD 101.946%
South Plains Financial, Inc. -210.36 Million USD 89.722%
Southern First Bancshares, Inc. 299.14 Million USD 107.228%
Cullman Bancorp, Inc. 30.61 Million USD 170.625%
1895 Bancorp of Wisconsin, Inc. 60.06 Million USD 135.994%
Home Federal Bancorp, Inc. of Louisiana -8.24 Million USD -162.136%
Parke Bancorp, Inc. -9.81 Million USD -120.398%
Provident Financial Holdings, Inc. 187.12 Million USD 111.554%
RBB Bancorp -116.69 Million USD 81.473%
Pacific Premier Bancorp, Inc. 41.48 Million USD 152.113%
TFS Financial Corporation 4.79 Billion USD 100.451%
Patriot National Bancorp, Inc. 150.33 Million USD 114.382%
Wintrust Financial Corporation 1.15 Billion USD 101.871%
Mid-Southern Bancorp, Inc. 29.27 Million USD 173.857%
FS Bancorp, Inc. 60.26 Million USD 135.878%
MainStreet Bancshares, Inc. 40.96 Million USD 152.782%
First Hawaiian, Inc. -1.17 Billion USD 98.162%
Cathay General Bancorp 535.73 Million USD 104.036%
Signature Bank 6.18 Billion USD 100.35%
Zions Bancorporation, National Association 2.53 Billion USD 100.852%
United Security Bancshares 33.86 Million USD 163.843%
Merchants Bancorp 390.95 Million USD 105.53%
Tectonic Financial, Inc. -25.76 Million USD 16.09%
HomeTrust Bancshares, Inc. 130.58 Million USD 116.557%
Old Point Financial Corporation 24.47 Million USD 188.325%
CB Financial Services, Inc. -31.76 Million USD 31.924%
Brookline Bancorp, Inc. 1.27 Billion USD 101.695%
First Savings Financial Group, Inc. 350.24 Million USD 106.173%
HBT Financial, Inc. 5.56 Million USD 488.378%
Kentucky First Federal Bancorp 51.4 Million USD 142.061%
Fifth Third Bancorp 16.89 Billion USD 100.128%
FVCBankcorp, Inc. 53.33 Million USD 140.535%
Magyar Bancorp, Inc. 26.33 Million USD 182.097%
Heartland Financial USA, Inc. 699.73 Million USD 103.09%
Lakeland Financial Corporation -101.82 Million USD 78.766%
OP Bancorp 23.12 Million USD 193.496%
First Merchants Corporation 502.38 Million USD 104.304%
Third Coast Bancshares, Inc. -155.21 Million USD 86.071%
ECB Bancorp, Inc. 116.3 Million USD 118.591%
Republic First Bancorp, Inc. -107.6 Million USD 79.907%
Bridgewater Bancshares, Inc. 285.94 Million USD 107.561%
Orange County Bancorp, Inc. 109.85 Million USD 119.681%
National Bankshares, Inc. -85.47 Million USD 74.705%
Heartland Financial USA, Inc. 699.73 Million USD 103.09%
Unity Bancorp, Inc. 177.3 Million USD 112.194%
Franklin Financial Services Corporation 125.1 Million USD 117.282%
HarborOne Bancorp, Inc. 365.63 Million USD 105.913%
SouthState Corporation -280.84 Million USD 92.302%
First Financial Northwest, Inc. 97.27 Million USD 122.226%
First Busey Corporation -196 Million USD 88.969%
Triumph Financial, Inc. 118.78 Million USD 118.202%
WesBanco, Inc. 1.13 Billion USD 101.897%
UMB Financial Corporation -1.3 Billion USD 98.342%
Texas Capital Bancshares, Inc. -883.7 Million USD 97.553%
Timberland Bancorp, Inc. 20 Million USD 208.105%
Capital Bancorp, Inc. -704 Thousand USD -2971.165%
Orrstown Financial Services, Inc. 125.83 Million USD 117.183%
Bankwell Financial Group, Inc. -94.66 Million USD 77.16%
BayCom Corp 68.05 Million USD 131.771%
Hancock Whitney Corporation - 6 328.91 Million USD 106.573%
Flushing Financial Corporation 757.89 Million USD 102.853%
Banner Corporation 459.33 Million USD 104.707%
Old Second Bancorp, Inc. 416.48 Million USD 105.191%
Washington Federal, Inc. 3.31 Billion USD 100.652%
Sterling Bancorp, Inc. (Southfield, MI) -520.65 Million USD 95.847%
Stellar Bancorp, Inc. -239.47 Million USD 90.971%
Atlantic Union Bankshares Corporation 746.67 Million USD 102.896%
Great Southern Bancorp, Inc. 212.47 Million USD 110.176%
ConnectOne Bancorp, Inc. 783.47 Million USD 102.76%
First Citizens BancShares, Inc. 4.01 Billion USD 100.538%
Norwood Financial Corp. 136.2 Million USD 115.874%
First Citizens BancShares, Inc. 4.01 Billion USD 100.538%
Enterprise Financial Services Corp -249.38 Million USD 91.33%
First Foundation Inc. 255.82 Million USD 108.452%
Seacoast Banking Corporation of Florida 77.83 Million USD 127.778%
Northeast Community Bancorp, Inc. 425 Thousand USD 5187.294%
Southside Bancshares, Inc. 379.57 Million USD 105.696%
BankFinancial Corporation -129.86 Million USD 83.351%
United Bancshares, Inc. -8.87 Million USD -143.699%
Penns Woods Bancorp, Inc. 363.63 Million USD 105.946%
First Seacoast Bancorp 66.93 Million USD 132.3%
Home Bancorp, Inc. 187.98 Million USD 111.502%
Texas Community Bancshares, Inc. 59.18 Million USD 136.531%
Bank of South Carolina Corporation 80.71 Million USD 126.787%
First Northwest Bancorp 204.1 Million USD 110.593%
First Internet Bancorp 313.87 Million USD 106.888%
Ohio Valley Banc Corp. -73.82 Million USD 70.714%
TC Bancshares, Inc. -11.93 Million USD -81.129%
HMN Financial, Inc. 2.36 Million USD 1015.368%
IF Bancorp, Inc. 48.42 Million USD 144.646%
Horizon Bancorp, Inc. 937.13 Million USD 102.307%