Bank of the James Financial Group, Inc. (BOTJ)

USD 13.87

(0.51%)

Net Debt Summary of Bank of the James Financial Group, Inc.

  • Bank of the James Financial Group, Inc.'s latest annual net debt in 2023 was -4.48 Million USD , up 52.9% from previous year.
  • Bank of the James Financial Group, Inc.'s latest quarterly net debt in 2024 Q2 was -2.88 Million USD , up 48.82% from previous quarter.
  • Bank of the James Financial Group, Inc. reported annual net debt of -9.53 Million USD in 2022, down -14.54% from previous year.
  • Bank of the James Financial Group, Inc. reported annual net debt of -8.32 Million USD in 2021, up 61.58% from previous year.
  • Bank of the James Financial Group, Inc. reported quarterly net debt of 19.49 Million USD for 2024 Q3, down -10.87% from previous quarter.
  • Bank of the James Financial Group, Inc. reported quarterly net debt of -2.88 Million USD for 2024 Q2, up 48.82% from previous quarter.

Annual Net Debt Chart of Bank of the James Financial Group, Inc. (2023 - 2001)

Historical Annual Net Debt of Bank of the James Financial Group, Inc. (2023 - 2001)

Year Net Debt Net Debt Growth
2023 -4.48 Million USD 52.9%
2022 -9.53 Million USD -14.54%
2021 -8.32 Million USD 61.58%
2020 -21.65 Million USD 16.04%
2019 -25.79 Million USD -18.73%
2018 -21.72 Million USD -42.3%
2017 -15.26 Million USD 9.87%
2016 -16.93 Million USD -184.58%
2015 -5.95 Million USD -164.3%
2014 9.25 Million USD 298.18%
2013 -4.67 Million USD 3.23%
2012 -4.82 Million USD -611.95%
2011 -678 Thousand USD -112.71%
2010 5.33 Million USD -68.48%
2009 16.92 Million USD 62.5%
2008 10.41 Million USD -11.62%
2007 11.78 Million USD 568.9%
2006 1.76 Million USD 135.29%
2005 -4.99 Million USD -25.45%
2004 -3.98 Million USD 24.15%
2003 -5.24 Million USD -37.96%
2002 -3.8 Million USD -42.85%
2001 -2.66 Million USD 0.0%

Peer Net Debt Comparison of Bank of the James Financial Group, Inc.

Name Net Debt Net Debt Difference
Heritage Financial Corporation 296.79 Million USD 101.513%
LCNB Corp. 177.05 Million USD 102.535%
Medallion Bank -109.19 Million USD 95.889%
MidWestOne Financial Group, Inc. 341.84 Million USD 101.313%
Amerant Bancorp Inc. 625.3 Million USD 100.718%
Northrim BanCorp, Inc. -85.45 Million USD 94.747%
Northwest Bancshares, Inc. 585.12 Million USD 100.767%
Old National Bancorp 4.9 Billion USD 100.092%
OP Bancorp 23.12 Million USD 119.412%
Pioneer Bancorp, Inc. -150.79 Million USD 97.023%
Peoples Bancorp Inc. 402.72 Million USD 101.115%
Peoples Financial Services Corp. 43.88 Million USD 110.229%
Pinnacle Financial Partners, Inc. 936.21 Million USD 100.479%
Republic Bancorp, Inc. 196.59 Million USD 102.283%
Richmond Mutual Bancorporation, Inc. 251.26 Million USD 101.787%
Red River Bancshares, Inc. -301.65 Million USD 98.512%
BayCom Corp 68.05 Million USD 106.596%
Riverview Bancorp, Inc. 100.29 Million USD 104.476%
Burke & Herbert Bank & Trust Company 236.66 Million USD 101.897%
Shore Bancshares, Inc. -287.25 Million USD 98.437%
Southern Missouri Bancorp, Inc. 186.6 Million USD 102.406%
Brookline Bancorp, Inc. 1.27 Billion USD 100.352%
Territorial Bancorp Inc. 192.63 Million USD 102.33%
Texas Capital Bancshares, Inc. -883.7 Million USD 99.492%
Capital Bancorp, Inc. -704 Thousand USD -537.642%
William Penn Bancorporation 37.84 Million USD 111.862%
WesBanco, Inc. 1.13 Billion USD 100.394%
Waterstone Financial, Inc. 580.12 Million USD 100.774%
Wintrust Financial Corporation 1.15 Billion USD 100.388%
Zions Bancorporation, National Association 2.53 Billion USD 100.177%
The First Bancshares, Inc. 166.52 Million USD 102.696%
First Community Corporation 76.55 Million USD 105.864%
First Guaranty Bancshares, Inc. -10.71 Million USD 58.117%
First Interstate BancSystem, Inc. 3.09 Billion USD 100.145%
FinWise Bancorp -110.48 Million USD 95.937%
Fifth Third Bancorp 16.89 Billion USD 100.027%
Farmers & Merchants Bancorp, Inc. 190.93 Million USD 102.351%
First United Corporation 108.15 Million USD 104.151%
Hope Bancorp, Inc. -24.97 Million USD 82.024%
MainStreet Bancshares, Inc. 40.96 Million USD 110.959%
Landmark Bancorp, Inc. 67 Million USD 106.699%
Flushing Financial Corporation 757.89 Million USD 100.592%
Pinnacle Financial Partners, Inc. 936.21 Million USD 100.479%
FS Bancorp, Inc. 60.26 Million USD 107.449%
Renasant Corporation -71.95 Million USD 93.761%
TFS Financial Corporation 4.79 Billion USD 100.094%
First Financial Corporation 99.03 Million USD 104.533%
United Security Bancshares 33.86 Million USD 113.255%
USCB Financial Holdings, Inc. 153.36 Million USD 102.927%
Valley National Bancorp 2.81 Billion USD 100.159%
WSFS Financial Corporation -197.82 Million USD 97.731%
Auburn National Bancorporation, Inc. -37.96 Million USD 88.175%
Merchants Bancorp 390.95 Million USD 101.148%
Cullman Bancorp, Inc. 30.61 Million USD 114.663%
Columbia Banking System, Inc. 2.59 Billion USD 100.173%
Fidelity D & D Bancorp, Inc. 22.17 Million USD 120.245%
First Guaranty Bancshares, Inc. -10.71 Million USD 58.117%
Merchants Bancorp 390.95 Million USD 101.148%
Mid Penn Bancorp, Inc. 276.06 Million USD 101.626%
NBT Bancorp Inc. 460.42 Million USD 100.975%
Southern California Bancorp 81.97 Million USD 105.476%
Civista Bancshares, Inc. 394.19 Million USD 101.139%
Simmons First National Corporation 792.28 Million USD 100.567%
HomeStreet, Inc. 1.78 Billion USD 100.251%
MVB Financial Corp. -299.04 Million USD 98.499%
CrossFirst Bankshares, Inc. -133.46 Million USD 96.636%
First Mid Bancshares, Inc. 487.38 Million USD 100.921%
Veritex Holdings, Inc. -299.28 Million USD 98.5%
Independent Bank Corp. 1.05 Billion USD 100.427%
Kearny Financial Corp. 1.66 Billion USD 100.27%
HarborOne Bancorp, Inc. 365.63 Million USD 101.228%
NB Bancorp, Inc. Common Stock 192.85 Million USD 102.328%
OptimumBank Holdings, Inc. 1.18 Million USD 478.819%
Univest Financial Corporation 250.11 Million USD 101.795%
Bank OZK -874.79 Million USD 99.487%
OceanFirst Financial Corp. 984.54 Million USD 100.456%
The Bank of Princeton -10.25 Million USD 56.213%
Provident Bancorp, Inc. -111.46 Million USD 95.973%
Mercantile Bank Corporation 709.41 Million USD 100.633%
Premier Financial Corp. 264.39 Million USD 101.698%
Citizens Financial Services, Inc. 276.33 Million USD 101.624%
Oconee Federal Financial Corp. 55.95 Million USD 108.023%
First Financial Northwest, Inc. 97.27 Million USD 104.615%
ESSA Bancorp, Inc. 290 Million USD 101.548%
First Western Financial, Inc. -65.49 Million USD 93.146%
Triumph Financial, Inc. 118.78 Million USD 103.779%
QCR Holdings, Inc. 520.35 Million USD 100.863%
ChoiceOne Financial Services, Inc. 180.78 Million USD 102.483%
Blue Foundry Bancorp 378.25 Million USD 101.187%
Huntington Bancshares Incorporated 2.07 Billion USD 100.217%
First Bank 29.82 Million USD 115.052%
Five Star Bancorp -78.08 Million USD 94.251%
Financial Institutions, Inc. 218.87 Million USD 102.051%
CF Bankshares Inc. -131.43 Million USD 96.585%
United Bankshares, Inc. 480.31 Million USD 100.935%
Capital City Bank Group, Inc. 32.81 Million USD 113.679%
RBB Bancorp -116.69 Million USD 96.153%
Southern States Bancshares, Inc. 29.66 Million USD 115.134%
Northeast Bank 123.28 Million USD 103.641%
Hawthorn Bancshares, Inc. 64.24 Million USD 106.987%
SmartFinancial, Inc. -244.72 Million USD 98.166%
AmeriServ Financial, Inc. 101.52 Million USD 104.421%
FFBW, Inc. -5.06 Million USD 11.425%
Sandy Spring Bancorp, Inc. 750.18 Million USD 100.598%
Citizens & Northern Corporation 158.45 Million USD 102.833%
Preferred Bank -722.85 Million USD 99.379%
Primis Financial Corp. 68.43 Million USD 106.56%
Union Bankshares, Inc. 65.42 Million USD 106.862%
CNB Financial Corporation -117.15 Million USD 96.168%
Sound Financial Bancorp, Inc. 6.84 Million USD 165.552%
Fulton Financial Corporation 2.05 Billion USD 100.219%
Generations Bancorp NY, Inc. 4.69 Million USD 195.714%
Ames National Corporation 100.57 Million USD 104.463%
United Bancorp, Inc. 87.56 Million USD 105.127%
SB Financial Group, Inc. 102.43 Million USD 104.382%
Wintrust Financial Corporation 1.15 Billion USD 100.388%
Hanmi Financial Corporation 199.09 Million USD 102.255%
Commerce Bancshares, Inc. 228.06 Million USD 101.968%
BOK Financial Corporation 6.47 Billion USD 100.069%
Southern First Bancshares, Inc. 299.14 Million USD 101.501%
Middlefield Banc Corp. 119.03 Million USD 103.771%
Eagle Bancorp Montana, Inc. 211.69 Million USD 102.121%
Coastal Financial Corporation -429.27 Million USD 98.954%
Glen Burnie Bancorp 14.97 Million USD 129.971%
Northfield Bancorp, Inc. (Staten Island, NY) 726.19 Million USD 100.618%
CNB Financial Corporation -117.15 Million USD 96.168%
Investar Holding Corporation 268.03 Million USD 101.675%
West Bancorporation, Inc. 530.68 Million USD 100.846%
Plumas Bancorp 30.4 Million USD 114.766%
Eagle Bancorp, Inc. 704.79 Million USD 100.637%
SR Bancorp, Inc. Common stock -43.5 Million USD 89.682%
Columbia Financial, Inc. 1.12 Billion USD 100.4%
First Community Bankshares, Inc. -77.36 Million USD 94.198%
Pathfinder Bancorp, Inc. 162.87 Million USD 102.756%
Popular, Inc. -6.18 Billion USD 99.927%
TowneBank -635.77 Million USD 99.294%
Arrow Financial Corporation -85.81 Million USD 94.769%
Colony Bankcorp, Inc. 214.93 Million USD 102.089%
Trustmark Corporation 140.35 Million USD 103.198%
Wintrust Financial Corporation 1.15 Billion USD 100.388%
Finward Bancorp 32.53 Million USD 113.797%
Provident Financial Holdings, Inc. 187.12 Million USD 102.399%
Eastern Bankshares, Inc. -644.86 Million USD 99.304%
Esquire Financial Holdings, Inc. -163.02 Million USD 97.246%
Bank First Corporation -118.74 Million USD 96.22%
Peapack-Gladstone Financial Corporation 365.72 Million USD 101.227%
Camden National Corporation 444.56 Million USD 101.01%
Stock Yards Bancorp, Inc. 320.6 Million USD 101.4%
BCB Bancorp, Inc. 243.49 Million USD 101.844%
Oak Valley Bancorp -180.06 Million USD 97.507%
Summit State Bank -50.87 Million USD 91.176%
MainStreet Bancshares, Inc. 40.96 Million USD 110.959%
C&F Financial Corporation 37.25 Million USD 112.049%
Valley National Bancorp 2.81 Billion USD 100.159%
SHF Holdings, Inc. 10.19 Million USD 144.037%
Bridgewater Bancshares, Inc. 285.94 Million USD 101.57%
Westamerica Bancorporation -113.33 Million USD 96.039%
Chemung Financial Corporation 3.95 Million USD 213.646%
Hancock Whitney Corporation 328.91 Million USD 101.365%
Fifth Third Bancorp 16.89 Billion USD 100.027%
Sierra Bancorp 495.92 Million USD 100.905%
ACNB Corporation 188.83 Million USD 102.377%
City Holding Company 278.58 Million USD 101.611%
Rhinebeck Bancorp, Inc. 124.92 Million USD 103.593%
Enterprise Financial Services Corp -249.38 Million USD 98.2%
PB Bankshares, Inc. 36.84 Million USD 112.182%
Ponce Financial Group, Inc. 577.66 Million USD 100.777%
Guaranty Bancshares, Inc. 137.33 Million USD 103.269%
Broadway Financial Corporation 292.26 Million USD 101.536%
Lake Shore Bancorp, Inc. -17.76 Million USD 74.728%
Affinity Bancshares, Inc. -10.02 Million USD 55.222%
Business First Bancshares, Inc. 430.12 Million USD 101.044%
Amalgamated Financial Corp. 245 Million USD 101.832%
German American Bancorp, Inc. 119.96 Million USD 103.742%
Citizens Community Bancorp, Inc. 111.54 Million USD 104.024%
Meridian Corporation 177.03 Million USD 102.536%
Capitol Federal Financial, Inc. 2.17 Billion USD 100.206%
Old Second Bancorp, Inc. 416.48 Million USD 101.078%
First National Corporation -22.55 Million USD 80.098%
Huntington Bancshares Incorporated 2.07 Billion USD 100.217%
Western New England Bancorp, Inc. 139.08 Million USD 103.228%
Hingham Institution for Savings 1.33 Billion USD 100.337%
CFSB Bancorp, Inc. -15.73 Million USD 71.466%
Old National Bancorp 4.9 Billion USD 100.092%
Bank7 Corp. -196.73 Million USD 97.718%
Carver Bancorp, Inc. -1.87 Million USD -139.669%
Fifth Third Bancorp 16.89 Billion USD 100.027%
Bank OZK -874.79 Million USD 99.487%
Hanover Bancorp, Inc. 22.74 Million USD 119.736%
OceanFirst Financial Corp. 984.54 Million USD 100.456%
Fulton Financial Corporation 2.05 Billion USD 100.219%
Equity Bancshares, Inc. -26.36 Million USD 82.976%
Ameris Bancorp -468.88 Million USD 99.043%
Pathward Financial, Inc. 410.35 Million USD 101.094%
Independent Bank Group, Inc. -45.79 Million USD 90.198%
Bank of Marin Bancorp 18.75 Million USD 123.94%
Carter Bankshares, Inc. 338.87 Million USD 101.325%
First Citizens BancShares, Inc. 4.01 Billion USD 100.112%
1st Source Corporation 341.56 Million USD 101.314%
BancFirst Corporation -2.3 Billion USD 99.805%
Huntington Bancshares Incorporated 2.07 Billion USD 100.217%
South Plains Financial, Inc. -210.36 Million USD 97.866%
Old National Bancorp 4.9 Billion USD 100.092%
Independent Bank Corporation -35.4 Million USD 87.32%
S&T Bancorp, Inc. 318.72 Million USD 101.408%
PCB Bancorp -183.2 Million USD 97.55%
Parke Bancorp, Inc. -9.81 Million USD 54.241%
Bogota Financial Corp. 142.76 Million USD 103.144%
Pacific Premier Bancorp, Inc. 41.48 Million USD 110.82%
Catalyst Bancorp, Inc. 367 Thousand USD 1323.161%
SHF Holdings, Inc. 10.19 Million USD 144.037%
BayFirst Financial Corp. -42.07 Million USD 89.331%
Patriot National Bancorp, Inc. 150.33 Million USD 102.986%
MetroCity Bankshares, Inc. 191.49 Million USD 102.344%
First Capital, Inc. -5.57 Million USD 19.494%
Peoples Bancorp of North Carolina, Inc. 24.63 Million USD 118.221%
Mid-Southern Bancorp, Inc. 29.27 Million USD 115.334%
Texas Capital Bancshares, Inc. -883.7 Million USD 99.492%
Orrstown Financial Services, Inc. 125.83 Million USD 103.567%
First Hawaiian, Inc. -1.17 Billion USD 99.618%
First Merchants Corporation 502.38 Million USD 100.894%
Signature Bank 6.18 Billion USD 100.073%
Enterprise Bancorp, Inc. 53.11 Million USD 108.451%
TriCo Bancshares 663.24 Million USD 100.677%
First Business Financial Services, Inc. 191.4 Million USD 102.345%
Zions Bancorporation, National Association 2.53 Billion USD 100.177%
Midland States Bancorp, Inc. 530.15 Million USD 100.847%
First Financial Bankshares, Inc. -132.51 Million USD 96.612%
Merchants Bancorp 390.95 Million USD 101.148%
Tectonic Financial, Inc. -25.76 Million USD 82.578%
First US Bancshares, Inc. -27.42 Million USD 83.632%
The Bancorp, Inc. -890.22 Million USD 99.496%
Merchants Bancorp 390.95 Million USD 101.148%
Alerus Financial Corporation 248.98 Million USD 101.803%
Old Point Financial Corporation 24.47 Million USD 118.338%
ConnectOne Bancorp, Inc. 783.47 Million USD 100.573%
John Marshall Bancorp, Inc. -5.85 Million USD 23.278%
First Bancorp 410.13 Million USD 101.095%
Community West Bancshares 105.13 Million USD 104.27%
The First Bancorp, Inc. 34.87 Million USD 112.872%
Farmers National Banc Corp. 414.76 Million USD 101.082%
First Internet Bancorp - Fixed- 313.87 Million USD 101.43%
International Bancshares Corporation -1.02 Million USD -336.249%
Washington Federal, Inc. 3.31 Billion USD 100.135%
Bridgewater Bancshares, Inc. 285.94 Million USD 101.57%
Valley National Bancorp 2.81 Billion USD 100.159%
Lakeland Financial Corporation -101.82 Million USD 95.591%
The First of Long Island Corporation 506.55 Million USD 100.886%
CVB Financial Corp. 2.07 Billion USD 100.216%
Orange County Bancorp, Inc. 109.85 Million USD 104.086%
Heritage Commerce Corp -336.95 Million USD 98.668%
First Financial Bancorp. 357.17 Million USD 101.257%
National Bankshares, Inc. -85.47 Million USD 94.748%
Virginia National Bankshares Corporation 51.53 Million USD 108.711%
TrustCo Bank Corp NY 84.18 Million USD 105.332%
First Busey Corporation -196 Million USD 97.71%
Dime Community Bancshares, Inc. 1.11 Billion USD 100.404%
Triumph Financial, Inc. 118.78 Million USD 103.779%
Zions Bancorporation, National Association 2.53 Billion USD 100.177%
Greene County Bancorp, Inc. 8.07 Million USD 155.626%
WesBanco, Inc. 1.13 Billion USD 100.394%
Midland States Bancorp, Inc. 530.15 Million USD 100.847%
Huntington Bancshares Incorporated 2.07 Billion USD 100.217%
NSTS Bancorp, Inc. -28.37 Million USD 84.182%
Dime Community Bancshares, Inc. 1.11 Billion USD 100.404%
UMB Financial Corporation -1.3 Billion USD 99.656%
1895 Bancorp of Wisconsin, Inc. 60.06 Million USD 107.473%
Home Federal Bancorp, Inc. of Louisiana -8.24 Million USD 45.575%
Timberland Bancorp, Inc. 20 Million USD 122.445%
Cathay General Bancorp 535.73 Million USD 100.838%
HomeTrust Bancshares, Inc. 130.58 Million USD 103.438%
CB Financial Services, Inc. -31.76 Million USD 85.866%
First Savings Financial Group, Inc. 350.24 Million USD 101.282%
HBT Financial, Inc. 5.56 Million USD 180.636%
Kentucky First Federal Bancorp 51.4 Million USD 108.733%
Fifth Third Bancorp 16.89 Billion USD 100.027%
FVCBankcorp, Inc. 53.33 Million USD 108.416%
Magyar Bancorp, Inc. 26.33 Million USD 117.045%
Heartland Financial USA, Inc. 699.73 Million USD 100.642%
First Merchants Corporation 502.38 Million USD 100.894%
Third Coast Bancshares, Inc. -155.21 Million USD 97.108%
ECB Bancorp, Inc. 116.3 Million USD 103.86%
Republic First Bancorp, Inc. -107.6 Million USD 95.828%
Heartland Financial USA, Inc. 699.73 Million USD 100.642%
Unity Bancorp, Inc. 177.3 Million USD 102.532%
Franklin Financial Services Corporation 125.1 Million USD 103.588%
SouthState Corporation -280.84 Million USD 98.402%
Bankwell Financial Group, Inc. -94.66 Million USD 95.258%
Banner Corporation 459.33 Million USD 100.977%
Hancock Whitney Corporation - 6 328.91 Million USD 101.365%
Washington Federal, Inc. 3.31 Billion USD 100.135%
Sterling Bancorp, Inc. (Southfield, MI) -520.65 Million USD 99.138%
Stellar Bancorp, Inc. -239.47 Million USD 98.125%
Atlantic Union Bankshares Corporation 746.67 Million USD 100.601%
Great Southern Bancorp, Inc. 212.47 Million USD 102.113%
ConnectOne Bancorp, Inc. 783.47 Million USD 100.573%
First Citizens BancShares, Inc. 4.01 Billion USD 100.112%
Norwood Financial Corp. 136.2 Million USD 103.296%
First Citizens BancShares, Inc. 4.01 Billion USD 100.112%
Enterprise Financial Services Corp -249.38 Million USD 98.2%
First Foundation Inc. 255.82 Million USD 101.755%
Seacoast Banking Corporation of Florida 77.83 Million USD 105.767%
Northeast Community Bancorp, Inc. 425 Thousand USD 1156.235%
Southside Bancshares, Inc. 379.57 Million USD 101.183%
BankFinancial Corporation -129.86 Million USD 96.543%
United Bancshares, Inc. -8.87 Million USD 49.403%
Penns Woods Bancorp, Inc. 363.63 Million USD 101.234%
First Seacoast Bancorp 66.93 Million USD 106.706%
Home Bancorp, Inc. 187.98 Million USD 102.388%
Texas Community Bancshares, Inc. 59.18 Million USD 107.585%
Bank of South Carolina Corporation 80.71 Million USD 105.561%
First Northwest Bancorp 204.1 Million USD 102.199%
First Internet Bancorp 313.87 Million USD 101.43%
Ohio Valley Banc Corp. -73.82 Million USD 93.92%
TC Bancshares, Inc. -11.93 Million USD 62.394%
HMN Financial, Inc. 2.36 Million USD 290.051%
IF Bancorp, Inc. 48.42 Million USD 109.269%
Horizon Bancorp, Inc. 937.13 Million USD 100.479%