Citizens & Northern Corporation (CZNC)

USD 18.38

(0.33%)

Net Debt Summary of Citizens & Northern Corporation

  • Citizens & Northern Corporation's latest annual net debt in 2023 was 158.45 Million USD , down -22.23% from previous year.
  • Citizens & Northern Corporation's latest quarterly net debt in 2024 Q3 was 225.72 Million USD , down -71.72% from previous quarter.
  • Citizens & Northern Corporation reported annual net debt of 203.73 Million USD in 2022, up 843.74% from previous year.
  • Citizens & Northern Corporation reported annual net debt of -27.39 Million USD in 2021, down -116.89% from previous year.
  • Citizens & Northern Corporation reported quarterly net debt of 225.72 Million USD for 2024 Q3, down -71.72% from previous quarter.
  • Citizens & Northern Corporation reported quarterly net debt of 141.74 Million USD for 2024 Q2, down -25.71% from previous quarter.

Annual Net Debt Chart of Citizens & Northern Corporation (2023 - 1994)

Historical Annual Net Debt of Citizens & Northern Corporation (2023 - 1994)

Year Net Debt Net Debt Growth
2023 158.45 Million USD -22.23%
2022 203.73 Million USD 843.74%
2021 -27.39 Million USD -116.89%
2020 -12.63 Million USD -111.73%
2019 107.71 Million USD 1884.47%
2018 5.42 Million USD -79.86%
2017 26.94 Million USD -1.46%
2016 27.34 Million USD -46.68%
2015 51.28 Million USD 38.56%
2014 37.01 Million USD -24.03%
2013 48.71 Million USD 103.2%
2012 23.97 Million USD -65.62%
2011 69.73 Million USD -42.18%
2010 120.6 Million USD -15.9%
2009 143.4 Million USD -45.15%
2008 261.44 Million USD -2.62%
2007 268.47 Million USD 33.38%
2006 201.28 Million USD -16.3%
2005 240.49 Million USD -15.93%
2004 286.05 Million USD 10.97%
2003 257.78 Million USD 8.79%
2002 236.94 Million USD 41.37%
2001 167.61 Million USD 105.73%
2000 81.47 Million USD -23.14%
1999 105.99 Million USD 89.28%
1998 56 Million USD -0.37%
1997 56.2 Million USD -37.04%
1996 89.27 Million USD 25.02%
1995 71.41 Million USD -17.05%
1994 86.09 Million USD 0.0%

Peer Net Debt Comparison of Citizens & Northern Corporation

Name Net Debt Net Debt Difference
Amerant Bancorp Inc. 625.3 Million USD 74.66%
Auburn National Bancorporation, Inc. -37.96 Million USD 517.394%
Brookline Bancorp, Inc. 1.27 Billion USD 87.579%
First Business Financial Services, Inc. 191.4 Million USD 17.217%
The First Bancshares, Inc. 166.52 Million USD 4.85%
First Community Corporation 76.55 Million USD -106.969%
Fidelity D & D Bancorp, Inc. 22.17 Million USD -614.612%
First Guaranty Bancshares, Inc. -10.71 Million USD 1578.364%
First Guaranty Bancshares, Inc. -10.71 Million USD 1578.364%
MidWestOne Financial Group, Inc. 341.84 Million USD 53.648%
Northrim BanCorp, Inc. -85.45 Million USD 285.425%
OP Bancorp 23.12 Million USD -585.194%
Pioneer Bancorp, Inc. -150.79 Million USD 205.076%
Peoples Bancorp Inc. 402.72 Million USD 60.655%
Pinnacle Financial Partners, Inc. 936.21 Million USD 83.075%
Republic Bancorp, Inc. 196.59 Million USD 19.4%
Renasant Corporation -71.95 Million USD 320.221%
Red River Bancshares, Inc. -301.65 Million USD 152.527%
Riverview Bancorp, Inc. 100.29 Million USD -57.99%
Simmons First National Corporation 792.28 Million USD 80.001%
Southern Missouri Bancorp, Inc. 186.6 Million USD 15.086%
Valley National Bancorp 2.81 Billion USD 94.373%
Valley National Bancorp 2.81 Billion USD 94.373%
Old National Bancorp 4.9 Billion USD 96.766%
Farmers & Merchants Bancorp, Inc. 190.93 Million USD 17.011%
Hope Bancorp, Inc. -24.97 Million USD 734.515%
First Interstate BancSystem, Inc. 3.09 Billion USD 94.875%
FS Bancorp, Inc. 60.26 Million USD -162.932%
TFS Financial Corporation 4.79 Billion USD 96.694%
Capital Bancorp, Inc. -704 Thousand USD 22607.244%
Richmond Mutual Bancorporation, Inc. 251.26 Million USD 36.939%
Texas Capital Bancshares, Inc. -883.7 Million USD 117.93%
Burke & Herbert Bank & Trust Company 236.66 Million USD 33.05%
Columbia Banking System, Inc. 2.59 Billion USD 93.893%
Finward Bancorp 32.53 Million USD -387.017%
Franklin Financial Services Corporation 125.1 Million USD -26.651%
Landmark Bancorp, Inc. 67 Million USD -136.466%
Medallion Bank -109.19 Million USD 245.11%
BCB Bancorp, Inc. 243.49 Million USD 34.926%
BayCom Corp 68.05 Million USD -132.838%
MainStreet Bancshares, Inc. 40.96 Million USD -286.815%
Mid Penn Bancorp, Inc. 276.06 Million USD 42.603%
NBT Bancorp Inc. 460.42 Million USD 65.586%
Flushing Financial Corporation 757.89 Million USD 79.093%
FinWise Bancorp -110.48 Million USD 243.409%
Fifth Third Bancorp 16.89 Billion USD 99.062%
First United Corporation 108.15 Million USD -46.51%
Heritage Financial Corporation 296.79 Million USD 46.612%
LCNB Corp. 177.05 Million USD 10.508%
Northwest Bancshares, Inc. 585.12 Million USD 72.92%
Pinnacle Financial Partners, Inc. 936.21 Million USD 83.075%
Peoples Financial Services Corp. 43.88 Million USD -261.06%
Merchants Bancorp 390.95 Million USD 59.471%
Shore Bancshares, Inc. -287.25 Million USD 155.16%
Territorial Bancorp Inc. 192.63 Million USD 17.747%
First Financial Corporation 99.03 Million USD -59.988%
Triumph Financial, Inc. 118.78 Million USD -33.395%
Zions Bancorporation, National Association 2.53 Billion USD 93.754%
USCB Financial Holdings, Inc. 153.36 Million USD -3.319%
United Security Bancshares 33.86 Million USD -367.876%
Cullman Bancorp, Inc. 30.61 Million USD -417.577%
WesBanco, Inc. 1.13 Billion USD 86.096%
Waterstone Financial, Inc. 580.12 Million USD 72.687%
WSFS Financial Corporation -197.82 Million USD 180.097%
Wintrust Financial Corporation 1.15 Billion USD 86.288%
Wintrust Financial Corporation 1.15 Billion USD 86.288%
William Penn Bancorporation 37.84 Million USD -318.695%
Merchants Bancorp 390.95 Million USD 59.471%
Southern California Bancorp 81.97 Million USD -93.294%
Civista Bancshares, Inc. 394.19 Million USD 59.804%
HomeStreet, Inc. 1.78 Billion USD 91.144%
MVB Financial Corp. -299.04 Million USD 152.985%
CrossFirst Bankshares, Inc. -133.46 Million USD 218.725%
First Mid Bancshares, Inc. 487.38 Million USD 67.489%
Veritex Holdings, Inc. -299.28 Million USD 152.944%
Independent Bank Corp. 1.05 Billion USD 84.914%
Kearny Financial Corp. 1.66 Billion USD 90.462%
HarborOne Bancorp, Inc. 365.63 Million USD 56.664%
NB Bancorp, Inc. Common Stock 192.85 Million USD 17.838%
OptimumBank Holdings, Inc. 1.18 Million USD -13271.392%
Univest Financial Corporation 250.11 Million USD 36.65%
Bank OZK -874.79 Million USD 118.113%
OceanFirst Financial Corp. 984.54 Million USD 83.906%
The Bank of Princeton -10.25 Million USD 1645.562%
Provident Bancorp, Inc. -111.46 Million USD 242.154%
Mercantile Bank Corporation 709.41 Million USD 77.665%
Premier Financial Corp. 264.39 Million USD 40.071%
Citizens Financial Services, Inc. 276.33 Million USD 42.66%
Oconee Federal Financial Corp. 55.95 Million USD -183.201%
First Financial Northwest, Inc. 97.27 Million USD -62.886%
ESSA Bancorp, Inc. 290 Million USD 45.362%
First Western Financial, Inc. -65.49 Million USD 341.943%
Triumph Financial, Inc. 118.78 Million USD -33.395%
QCR Holdings, Inc. 520.35 Million USD 69.549%
ChoiceOne Financial Services, Inc. 180.78 Million USD 12.353%
Blue Foundry Bancorp 378.25 Million USD 58.11%
Huntington Bancshares Incorporated 2.07 Billion USD 92.356%
First Bank 29.82 Million USD -431.287%
Five Star Bancorp -78.08 Million USD 302.929%
Financial Institutions, Inc. 218.87 Million USD 27.608%
CF Bankshares Inc. -131.43 Million USD 220.553%
United Bankshares, Inc. 480.31 Million USD 67.011%
Capital City Bank Group, Inc. 32.81 Million USD -382.847%
RBB Bancorp -116.69 Million USD 235.78%
Southern States Bancshares, Inc. 29.66 Million USD -434.189%
Northeast Bank 123.28 Million USD -28.525%
Hawthorn Bancshares, Inc. 64.24 Million USD -146.62%
SmartFinancial, Inc. -244.72 Million USD 164.747%
AmeriServ Financial, Inc. 101.52 Million USD -56.065%
FFBW, Inc. -5.06 Million USD 3226.5%
Sandy Spring Bancorp, Inc. 750.18 Million USD 78.878%
Preferred Bank -722.85 Million USD 121.92%
Primis Financial Corp. 68.43 Million USD -131.535%
Union Bankshares, Inc. 65.42 Million USD -142.202%
CNB Financial Corporation -117.15 Million USD 235.244%
Sound Financial Bancorp, Inc. 6.84 Million USD -2213.829%
Fulton Financial Corporation 2.05 Billion USD 92.272%
Generations Bancorp NY, Inc. 4.69 Million USD -3278.486%
Ames National Corporation 100.57 Million USD -57.542%
United Bancorp, Inc. 87.56 Million USD -80.959%
SB Financial Group, Inc. 102.43 Million USD -54.678%
Wintrust Financial Corporation 1.15 Billion USD 86.288%
Hanmi Financial Corporation 199.09 Million USD 20.412%
Commerce Bancshares, Inc. 228.06 Million USD 30.523%
BOK Financial Corporation 6.47 Billion USD 97.552%
Southern First Bancshares, Inc. 299.14 Million USD 47.032%
Middlefield Banc Corp. 119.03 Million USD -33.117%
Eagle Bancorp Montana, Inc. 211.69 Million USD 25.15%
Coastal Financial Corporation -429.27 Million USD 136.912%
Glen Burnie Bancorp 14.97 Million USD -957.892%
Northfield Bancorp, Inc. (Staten Island, NY) 726.19 Million USD 78.181%
CNB Financial Corporation -117.15 Million USD 235.244%
Investar Holding Corporation 268.03 Million USD 40.884%
West Bancorporation, Inc. 530.68 Million USD 70.142%
Plumas Bancorp 30.4 Million USD -421.22%
Eagle Bancorp, Inc. 704.79 Million USD 77.518%
SR Bancorp, Inc. Common stock -43.5 Million USD 464.205%
Columbia Financial, Inc. 1.12 Billion USD 85.878%
First Community Bankshares, Inc. -77.36 Million USD 304.799%
Pathfinder Bancorp, Inc. 162.87 Million USD 2.715%
Popular, Inc. -6.18 Billion USD 102.561%
TowneBank -635.77 Million USD 124.922%
Arrow Financial Corporation -85.81 Million USD 284.636%
Colony Bankcorp, Inc. 214.93 Million USD 26.28%
Trustmark Corporation 140.35 Million USD -12.894%
Provident Financial Holdings, Inc. 187.12 Million USD 15.323%
Eastern Bankshares, Inc. -644.86 Million USD 124.571%
Esquire Financial Holdings, Inc. -163.02 Million USD 197.194%
Bank First Corporation -118.74 Million USD 233.439%
Peapack-Gladstone Financial Corporation 365.72 Million USD 56.675%
Camden National Corporation 444.56 Million USD 64.358%
Stock Yards Bancorp, Inc. 320.6 Million USD 50.577%
Oak Valley Bancorp -180.06 Million USD 187.995%
Summit State Bank -50.87 Million USD 411.452%
MainStreet Bancshares, Inc. 40.96 Million USD -286.815%
C&F Financial Corporation 37.25 Million USD -325.292%
Valley National Bancorp 2.81 Billion USD 94.373%
SHF Holdings, Inc. 10.19 Million USD -1454.407%
Bridgewater Bancshares, Inc. 285.94 Million USD 44.587%
Westamerica Bancorporation -113.33 Million USD 239.804%
Chemung Financial Corporation 3.95 Million USD -3911.418%
Hancock Whitney Corporation 328.91 Million USD 51.826%
Fifth Third Bancorp 16.89 Billion USD 99.062%
Sierra Bancorp 495.92 Million USD 68.05%
ACNB Corporation 188.83 Million USD 16.088%
City Holding Company 278.58 Million USD 43.122%
Rhinebeck Bancorp, Inc. 124.92 Million USD -26.841%
Enterprise Financial Services Corp -249.38 Million USD 163.536%
PB Bankshares, Inc. 36.84 Million USD -330.012%
Ponce Financial Group, Inc. 577.66 Million USD 72.57%
Guaranty Bancshares, Inc. 137.33 Million USD -15.375%
Broadway Financial Corporation 292.26 Million USD 45.785%
Lake Shore Bancorp, Inc. -17.76 Million USD 992.028%
Affinity Bancshares, Inc. -10.02 Million USD 1680.559%
Business First Bancshares, Inc. 430.12 Million USD 63.162%
Amalgamated Financial Corp. 245 Million USD 35.327%
German American Bancorp, Inc. 119.96 Million USD -32.077%
Citizens Community Bancorp, Inc. 111.54 Million USD -42.054%
Meridian Corporation 177.03 Million USD 10.497%
Capitol Federal Financial, Inc. 2.17 Billion USD 92.73%
Old Second Bancorp, Inc. 416.48 Million USD 61.955%
First National Corporation -22.55 Million USD 802.509%
Huntington Bancshares Incorporated 2.07 Billion USD 92.356%
Western New England Bancorp, Inc. 139.08 Million USD -13.928%
Hingham Institution for Savings 1.33 Billion USD 88.094%
CFSB Bancorp, Inc. -15.73 Million USD 1107.189%
Old National Bancorp 4.9 Billion USD 96.766%
Bank7 Corp. -196.73 Million USD 180.541%
Carver Bancorp, Inc. -1.87 Million USD 8559.744%
Fifth Third Bancorp 16.89 Billion USD 99.062%
Bank OZK -874.79 Million USD 118.113%
Hanover Bancorp, Inc. 22.74 Million USD -596.641%
OceanFirst Financial Corp. 984.54 Million USD 83.906%
Fulton Financial Corporation 2.05 Billion USD 92.272%
Equity Bancshares, Inc. -26.36 Million USD 700.922%
Ameris Bancorp -468.88 Million USD 133.793%
Pathward Financial, Inc. 410.35 Million USD 61.387%
Independent Bank Group, Inc. -45.79 Million USD 445.97%
Bank of Marin Bancorp 18.75 Million USD -745.027%
Carter Bankshares, Inc. 338.87 Million USD 53.241%
First Citizens BancShares, Inc. 4.01 Billion USD 96.056%
1st Source Corporation 341.56 Million USD 53.61%
BancFirst Corporation -2.3 Billion USD 106.883%
Huntington Bancshares Incorporated 2.07 Billion USD 92.356%
South Plains Financial, Inc. -210.36 Million USD 175.324%
Old National Bancorp 4.9 Billion USD 96.766%
Independent Bank Corporation -35.4 Million USD 547.564%
S&T Bancorp, Inc. 318.72 Million USD 50.287%
PCB Bancorp -183.2 Million USD 186.488%
Parke Bancorp, Inc. -9.81 Million USD 1715.199%
Bogota Financial Corp. 142.76 Million USD -10.991%
Pacific Premier Bancorp, Inc. 41.48 Million USD -281.911%
Catalyst Bancorp, Inc. 367 Thousand USD -43074.659%
SHF Holdings, Inc. 10.19 Million USD -1454.407%
BayFirst Financial Corp. -42.07 Million USD 476.601%
Patriot National Bancorp, Inc. 150.33 Million USD -5.401%
MetroCity Bankshares, Inc. 191.49 Million USD 17.258%
First Capital, Inc. -5.57 Million USD 2941.661%
Peoples Bancorp of North Carolina, Inc. 24.63 Million USD -543.169%
Mid-Southern Bancorp, Inc. 29.27 Million USD -441.269%
Texas Capital Bancshares, Inc. -883.7 Million USD 117.93%
Orrstown Financial Services, Inc. 125.83 Million USD -25.924%
First Hawaiian, Inc. -1.17 Billion USD 113.473%
First Merchants Corporation 502.38 Million USD 68.46%
Signature Bank 6.18 Billion USD 97.437%
Enterprise Bancorp, Inc. 53.11 Million USD -198.317%
TriCo Bancshares 663.24 Million USD 76.11%
Zions Bancorporation, National Association 2.53 Billion USD 93.754%
Midland States Bancorp, Inc. 530.15 Million USD 70.112%
First Financial Bankshares, Inc. -132.51 Million USD 219.577%
Merchants Bancorp 390.95 Million USD 59.471%
Tectonic Financial, Inc. -25.76 Million USD 714.938%
First US Bancshares, Inc. -27.42 Million USD 677.761%
The Bancorp, Inc. -890.22 Million USD 117.799%
Merchants Bancorp 390.95 Million USD 59.471%
Alerus Financial Corporation 248.98 Million USD 36.361%
Old Point Financial Corporation 24.47 Million USD -547.294%
ConnectOne Bancorp, Inc. 783.47 Million USD 79.776%
John Marshall Bancorp, Inc. -5.85 Million USD 2808.101%
First Bancorp 410.13 Million USD 61.366%
Community West Bancshares 105.13 Million USD -50.711%
The First Bancorp, Inc. 34.87 Million USD -354.353%
Farmers National Banc Corp. 414.76 Million USD 61.798%
First Internet Bancorp - Fixed- 313.87 Million USD 49.518%
International Bancshares Corporation -1.02 Million USD 15498.542%
Washington Federal, Inc. 3.31 Billion USD 95.225%
Bridgewater Bancshares, Inc. 285.94 Million USD 44.587%
Bank of the James Financial Group, Inc. -4.48 Million USD 3629.762%
Lakeland Financial Corporation -101.82 Million USD 255.613%
The First of Long Island Corporation 506.55 Million USD 68.72%
CVB Financial Corp. 2.07 Billion USD 92.368%
Orange County Bancorp, Inc. 109.85 Million USD -44.236%
Heritage Commerce Corp -336.95 Million USD 147.025%
First Financial Bancorp. 357.17 Million USD 55.637%
National Bankshares, Inc. -85.47 Million USD 285.375%
Virginia National Bankshares Corporation 51.53 Million USD -207.463%
TrustCo Bank Corp NY 84.18 Million USD -88.213%
First Busey Corporation -196 Million USD 180.842%
Dime Community Bancshares, Inc. 1.11 Billion USD 85.739%
Zions Bancorporation, National Association 2.53 Billion USD 93.754%
Greene County Bancorp, Inc. 8.07 Million USD -1863.457%
WesBanco, Inc. 1.13 Billion USD 86.096%
Midland States Bancorp, Inc. 530.15 Million USD 70.112%
Huntington Bancshares Incorporated 2.07 Billion USD 92.356%
NSTS Bancorp, Inc. -28.37 Million USD 658.339%
Dime Community Bancshares, Inc. 1.11 Billion USD 85.739%
UMB Financial Corporation -1.3 Billion USD 112.15%
1895 Bancorp of Wisconsin, Inc. 60.06 Million USD -163.782%
Home Federal Bancorp, Inc. of Louisiana -8.24 Million USD 2021.084%
Timberland Bancorp, Inc. 20 Million USD -692.255%
Cathay General Bancorp 535.73 Million USD 70.423%
HomeTrust Bancshares, Inc. 130.58 Million USD -21.339%
CB Financial Services, Inc. -31.76 Million USD 598.901%
First Savings Financial Group, Inc. 350.24 Million USD 54.76%
HBT Financial, Inc. 5.56 Million USD -2746.255%
Kentucky First Federal Bancorp 51.4 Million USD -208.246%
Fifth Third Bancorp 16.89 Billion USD 99.062%
FVCBankcorp, Inc. 53.33 Million USD -197.064%
Magyar Bancorp, Inc. 26.33 Million USD -501.652%
Heartland Financial USA, Inc. 699.73 Million USD 77.355%
First Merchants Corporation 502.38 Million USD 68.46%
Third Coast Bancshares, Inc. -155.21 Million USD 202.083%
ECB Bancorp, Inc. 116.3 Million USD -36.243%
Republic First Bancorp, Inc. -107.6 Million USD 247.25%
Heartland Financial USA, Inc. 699.73 Million USD 77.355%
Unity Bancorp, Inc. 177.3 Million USD 10.636%
SouthState Corporation -280.84 Million USD 156.419%
Bankwell Financial Group, Inc. -94.66 Million USD 267.383%
Banner Corporation 459.33 Million USD 65.504%
Hancock Whitney Corporation - 6 328.91 Million USD 51.826%
Washington Federal, Inc. 3.31 Billion USD 95.225%
Sterling Bancorp, Inc. (Southfield, MI) -520.65 Million USD 130.433%
Stellar Bancorp, Inc. -239.47 Million USD 166.167%
Atlantic Union Bankshares Corporation 746.67 Million USD 78.779%
Great Southern Bancorp, Inc. 212.47 Million USD 25.425%
ConnectOne Bancorp, Inc. 783.47 Million USD 79.776%
First Citizens BancShares, Inc. 4.01 Billion USD 96.056%
Norwood Financial Corp. 136.2 Million USD -16.333%
First Citizens BancShares, Inc. 4.01 Billion USD 96.056%
Enterprise Financial Services Corp -249.38 Million USD 163.536%
First Foundation Inc. 255.82 Million USD 38.062%
Seacoast Banking Corporation of Florida 77.83 Million USD -103.57%
Northeast Community Bancorp, Inc. 425 Thousand USD -37182.588%
Southside Bancshares, Inc. 379.57 Million USD 58.256%
BankFinancial Corporation -129.86 Million USD 222.014%
United Bancshares, Inc. -8.87 Million USD 1885.967%
Penns Woods Bancorp, Inc. 363.63 Million USD 56.425%
First Seacoast Bancorp 66.93 Million USD -136.713%
Home Bancorp, Inc. 187.98 Million USD 15.71%
Texas Community Bancshares, Inc. 59.18 Million USD -167.717%
Bank of South Carolina Corporation 80.71 Million USD -96.307%
First Northwest Bancorp 204.1 Million USD 22.369%
First Internet Bancorp 313.87 Million USD 49.518%
Ohio Valley Banc Corp. -73.82 Million USD 314.622%
TC Bancshares, Inc. -11.93 Million USD 1427.417%
HMN Financial, Inc. 2.36 Million USD -6608.34%
IF Bancorp, Inc. 48.42 Million USD -227.189%
Horizon Bancorp, Inc. 937.13 Million USD 83.092%