Ballston Spa Bancorp, Inc. (BSPA)

USD 59.93

(0.0%)

Annual Cash Flows

(In USD)
Breakdown 2023 2022 2021 2020 2019 2018
Operating Cash Flow 6.88 Million 7.35 Million 7.15 Million 7.02 Million 6.45 Million 6.42 Million
Net Income 4.78 Million 6.09 Million 5.15 Million 4.98 Million 3.9 Million 4.75 Million
Depreciation & Amortization 582 Thousand 578 Thousand 705 Thousand 711 Thousand 630 Thousand 599 Thousand
Deferred income taxes -404 Thousand -134 Thousand - - - -
Stock-based compensation - - - - - -
Change in working capital 520 Thousand -649 Thousand 1.02 Million 1.7 Million 1.37 Million 745 Thousand
Other non-cash items 999 Thousand 2.62 Million 1.67 Million 1.04 Million 1.8 Million 1.52 Million
Investing Cash Flow -63.63 Million -113.26 Million -25.95 Million -22.34 Million -51.01 Million -33.7 Million
Investments in PPE -427 Thousand -1.63 Million -108 Thousand -101 Thousand -883 Thousand -447 Thousand
Acquisitions -19.4 Million -94.98 Million 586 Thousand -6.32 Million 1.7 Million 636 Thousand
Investment purchases -49.25 Million -61.56 Million -26.29 Million -13.4 Million -20.71 Million -15.15 Million
Sales/Maturities of investments 68.66 Million 44.59 Million 22.05 Million 21.19 Million 19.23 Million 16.23 Million
Other Investing Activities -63.2 Million 326 Thousand 312 Thousand 907 Thousand -50.35 Million -33.35 Million
Financing Cash Flow 58.59 Million -15.96 Million 72.22 Million 94.24 Million 44.83 Million 31.12 Million
Debt repayment -30 Million -12 Million -5.88 Million -64.2 Million -19.36 Million -18.38 Million
Dividends payments -980 Thousand -980 Thousand -980 Thousand -980 Thousand -980 Thousand -980 Thousand
Common Stock Repurchased - - - - - -
Common Stock Issuance - - - - - -
Other Financing Activities 29.57 Million -26.98 Million 79.08 Million 159.43 Million 45.81 Million 18.47 Million
Accounts receivables -395 Thousand -647 Thousand 95 Thousand -122 Thousand -65 Thousand -68 Thousand
Accounts payables - - - - - -
Inventory - - - - - -
Other working capital 915 Thousand -1000.00 930 Thousand 2.31 Million 1.43 Million 813 Thousand
Cash at beginning of period 21.88 Million 143.76 Million 90.34 Million 11.41 Million 11.12 Million 7.28 Million
Cash at end of period 23.73 Million 21.88 Million 143.76 Million 90.34 Million 11.41 Million 11.12 Million
Capital Expenditure -427 Thousand -1.63 Million -108 Thousand -101 Thousand -883 Thousand -447 Thousand
Effect of forex changes on cash - - - - - -
Net cash flow / Change in cash 1.84 Million -121.87 Million 53.42 Million 78.93 Million 284 Thousand 3.84 Million
Free Cash Flow 6.45 Million 5.72 Million 7.04 Million 6.92 Million 5.57 Million 5.97 Million

Cash Flow Charts