United Bankshares, Inc. (UBSI)

USD 31.5

(-0.28%)

Total Liabilities Summary of United Bankshares, Inc.

  • United Bankshares, Inc.'s latest annual total liabilities in 2023 was 25.21 Billion USD , up 0.95% from previous year.
  • United Bankshares, Inc.'s latest quarterly total liabilities in 2024 Q1 was 25.22 Billion USD , up 0.04% from previous quarter.
  • United Bankshares, Inc. reported annual total liabilities of 24.97 Billion USD in 2022, up 1.47% from previous year.
  • United Bankshares, Inc. reported annual total liabilities of 24.61 Billion USD in 2021, up 12.44% from previous year.
  • United Bankshares, Inc. reported quarterly total liabilities of 24.89 Billion USD for 2024 Q3, down -0.82% from previous quarter.
  • United Bankshares, Inc. reported quarterly total liabilities of 25.22 Billion USD for 2024 Q1, up 0.04% from previous quarter.

Annual Total Liabilities Chart of United Bankshares, Inc. (2023 - 1989)

Historical Annual Total Liabilities of United Bankshares, Inc. (2023 - 1989)

Year Total Liabilities Total Liabilities Growth
2023 25.21 Billion USD 0.95%
2022 24.97 Billion USD 1.47%
2021 24.61 Billion USD 12.44%
2020 21.88 Billion USD 34.29%
2019 16.29 Billion USD 1.87%
2018 15.99 Billion USD 1.14%
2017 15.81 Billion USD 28.89%
2016 12.27 Billion USD 12.96%
2015 10.86 Billion USD 1.81%
2014 10.67 Billion USD 38.72%
2013 7.69 Billion USD 3.58%
2012 7.42 Billion USD -0.73%
2011 7.48 Billion USD 17.6%
2010 6.36 Billion USD -9.67%
2009 7.04 Billion USD -4.37%
2008 7.36 Billion USD 1.82%
2007 7.23 Billion USD 18.9%
2006 6.08 Billion USD -0.16%
2005 6.09 Billion USD 4.98%
2004 5.8 Billion USD 0.71%
2003 5.76 Billion USD 9.78%
2002 5.25 Billion USD 2.44%
2001 5.12 Billion USD 14.56%
2000 4.47 Billion USD -4.27%
1999 4.67 Billion USD 12.71%
1998 4.14 Billion USD 71.31%
1997 2.42 Billion USD 17.02%
1996 2.06 Billion USD 28.14%
1995 1.61 Billion USD 0.39%
1994 1.6 Billion USD 3.79%
1993 1.54 Billion USD 10.86%
1992 1.39 Billion USD 29.82%
1991 1.07 Billion USD -0.98%
1990 1.08 Billion USD 8.31%
1989 1 Billion USD 0.0%

Peer Total Liabilities Comparison of United Bankshares, Inc.

Name Total Liabilities Total Liabilities Difference
Heritage Financial Corporation 6.32 Billion USD -298.803%
LCNB Corp. 2.06 Billion USD -1121.261%
Medallion Bank 1.91 Billion USD -1219.772%
MidWestOne Financial Group, Inc. 5.9 Billion USD -327.078%
Amerant Bancorp Inc. 921.32 Million USD -2636.398%
Northrim BanCorp, Inc. 2.57 Billion USD -879.918%
Northwest Bancshares, Inc. 12.86 Billion USD -95.924%
Old National Bancorp 43.52 Billion USD 42.079%
OP Bancorp 1.95 Billion USD -1186.577%
Pioneer Bancorp, Inc. 1.59 Billion USD -1476.803%
Peoples Bancorp Inc. 8.1 Billion USD -211.101%
Peoples Financial Services Corp. 3.4 Billion USD -639.498%
Pinnacle Financial Partners, Inc. 42.11 Billion USD 40.13%
Republic Bancorp, Inc. 5.68 Billion USD -343.691%
Richmond Mutual Bancorporation, Inc. 1.32 Billion USD -1799.063%
Red River Bancshares, Inc. 2.82 Billion USD -792.442%
BayCom Corp 2.24 Billion USD -1022.169%
Riverview Bancorp, Inc. 1.36 Billion USD -1742.439%
Burke & Herbert Bank & Trust Company 3.3 Billion USD -663.319%
Shore Bancshares, Inc. 5.49 Billion USD -358.402%
Southern Missouri Bancorp, Inc. 4.11 Billion USD -512.579%
Brookline Bancorp, Inc. 10.21 Billion USD -146.815%
Territorial Bancorp Inc. 1.98 Billion USD -1167.291%
Texas Capital Bancshares, Inc. 25.15 Billion USD -0.215%
Capital Bancorp, Inc. 1.97 Billion USD -1178.898%
William Penn Bancorporation 694.41 Million USD -3530.545%
WesBanco, Inc. 15.17 Billion USD -66.089%
Waterstone Financial, Inc. 1.87 Billion USD -1247.476%
Wintrust Financial Corporation 50.86 Billion USD 50.431%
Zions Bancorporation, National Association 81.13 Billion USD 68.927%
The First Bancshares, Inc. 7.08 Billion USD -255.988%
First Community Corporation 1.69 Billion USD -1384.76%
First Guaranty Bancshares, Inc. 3.3 Billion USD -663.247%
First Interstate BancSystem, Inc. 27.44 Billion USD 8.135%
FinWise Bancorp 434.04 Million USD -5708.412%
Fifth Third Bancorp 195.4 Billion USD 87.098%
Farmers & Merchants Bancorp, Inc. 2.96 Billion USD -749.808%
First United Corporation 1.75 Billion USD -1339.971%
Hope Bancorp, Inc. 17.01 Billion USD -48.211%
MainStreet Bancshares, Inc. 1.81 Billion USD -1289.873%
Landmark Bancorp, Inc. 1.43 Billion USD -1657.169%
Flushing Financial Corporation 7.89 Billion USD -219.343%
Pinnacle Financial Partners, Inc. 42.11 Billion USD 40.13%
FS Bancorp, Inc. 2.71 Billion USD -827.388%
Renasant Corporation 15.06 Billion USD -67.37%
TFS Financial Corporation 15.22 Billion USD -65.556%
First Financial Corporation 4.32 Billion USD -483.163%
United Security Bancshares 1.09 Billion USD -2209.891%
USCB Financial Holdings, Inc. 2.15 Billion USD -1072.11%
Valley National Bancorp 54.35 Billion USD 53.617%
WSFS Financial Corporation 18.12 Billion USD -39.097%
Auburn National Bancorporation, Inc. 900.94 Million USD -2698.291%
Merchants Bancorp 15.25 Billion USD -65.303%
Cullman Bancorp, Inc. 309.9 Million USD -8035.087%
Columbia Banking System, Inc. 47.17 Billion USD 46.562%
Fidelity D & D Bancorp, Inc. 2.32 Billion USD -984.322%
First Guaranty Bancshares, Inc. 3.3 Billion USD -663.247%
Merchants Bancorp 15.25 Billion USD -65.303%
Mid Penn Bancorp, Inc. 4.74 Billion USD -430.935%
NBT Bancorp Inc. 11.88 Billion USD -112.155%
Southern California Bancorp 2.07 Billion USD -1113.204%
Civista Bancshares, Inc. 3.48 Billion USD -622.503%
Simmons First National Corporation 23.91 Billion USD -5.401%
HomeStreet, Inc. 8.89 Billion USD -183.446%
MVB Financial Corp. 3.03 Billion USD -730.185%
CrossFirst Bankshares, Inc. 6.68 Billion USD -277.232%
First Mid Bancshares, Inc. 6.81 Billion USD -270.033%
Veritex Holdings, Inc. 10.86 Billion USD -132.082%
Independent Bank Corp. 16.45 Billion USD -53.239%
Kearny Financial Corp. 6.94 Billion USD -262.95%
HarborOne Bancorp, Inc. 5.08 Billion USD -395.878%
NB Bancorp, Inc. Common Stock 283.33 Million USD -8797.897%
OptimumBank Holdings, Inc. 722.43 Million USD -3389.752%
Univest Financial Corporation 6.96 Billion USD -262.003%
Bank OZK 29.09 Billion USD 13.356%
OceanFirst Financial Corp. 11.87 Billion USD -112.281%
The Bank of Princeton 1.68 Billion USD -1394.923%
Provident Bancorp, Inc. 1.44 Billion USD -1640.515%
Mercantile Bank Corporation 4.83 Billion USD -421.116%
Premier Financial Corp. 7.65 Billion USD -229.543%
Citizens Financial Services, Inc. 2.7 Billion USD -832.043%
Oconee Federal Financial Corp. 586.94 Million USD -4195.298%
First Financial Northwest, Inc. 1.34 Billion USD -1769.231%
ESSA Bancorp, Inc. 1.95 Billion USD -1188.059%
First Western Financial, Inc. 2.73 Billion USD -820.42%
Triumph Financial, Inc. 405.41 Million USD -6118.55%
QCR Holdings, Inc. 7.65 Billion USD -229.458%
ChoiceOne Financial Services, Inc. 2.4 Billion USD -949.501%
Blue Foundry Bancorp 1.69 Billion USD -1383.745%
Huntington Bancshares Incorporated 169.97 Billion USD 85.167%
First Bank 3.23 Billion USD -678.323%
Five Star Bancorp 3.3 Billion USD -662.275%
Financial Institutions, Inc. 5.72 Billion USD -340.481%
CF Bankshares Inc. 1.9 Billion USD -1224.642%
Capital City Bank Group, Inc. 3.85 Billion USD -553.74%
RBB Bancorp 3.53 Billion USD -613.523%
Southern States Bancshares, Inc. 2.23 Billion USD -1029.314%
Northeast Bank 2.75 Billion USD -814.915%
Hawthorn Bancshares, Inc. 1.73 Billion USD -1349.527%
SmartFinancial, Inc. 4.36 Billion USD -476.979%
AmeriServ Financial, Inc. 1.28 Billion USD -1858.357%
FFBW, Inc. 204 Thousand USD -12358293.627%
Sandy Spring Bancorp, Inc. 12.44 Billion USD -102.661%
Citizens & Northern Corporation 2.25 Billion USD -1017.521%
Preferred Bank 5.97 Billion USD -322.01%
Primis Financial Corp. 3.45 Billion USD -628.866%
Union Bankshares, Inc. 1.4 Billion USD -1693.908%
CNB Financial Corporation 5.18 Billion USD -386.541%
Sound Financial Bancorp, Inc. 894.56 Million USD -2718.249%
Fulton Financial Corporation 24.92 Billion USD -1.141%
Generations Bancorp NY, Inc. 389.89 Million USD -6366.181%
Ames National Corporation 1.99 Billion USD -1164.532%
United Bancorp, Inc. 757.04 Million USD -3230.223%
SB Financial Group, Inc. 1.21 Billion USD -1968.339%
Wintrust Financial Corporation 50.86 Billion USD 50.431%
Hanmi Financial Corporation 6.86 Billion USD -267.057%
Commerce Bancshares, Inc. 28.73 Billion USD 12.269%
BOK Financial Corporation 44.67 Billion USD 43.573%
Southern First Bancshares, Inc. 3.75 Billion USD -572.001%
Middlefield Banc Corp. 1.62 Billion USD -1456.234%
Eagle Bancorp Montana, Inc. 1.91 Billion USD -1216.352%
Coastal Financial Corporation 3.48 Billion USD -623.269%
Glen Burnie Bancorp 332.48 Million USD -7482.566%
Northfield Bancorp, Inc. (Staten Island, NY) 4.9 Billion USD -414.338%
CNB Financial Corporation 5.18 Billion USD -386.541%
Investar Holding Corporation 2.59 Billion USD -872.253%
West Bancorporation, Inc. 3.6 Billion USD -599.05%
Plumas Bancorp 1.46 Billion USD -1620.875%
Eagle Bancorp, Inc. 10.39 Billion USD -142.642%
SR Bancorp, Inc. Common stock 821.36 Million USD -2969.433%
Columbia Financial, Inc. 9.79 Billion USD -157.334%
First Community Bankshares, Inc. 2.76 Billion USD -811.712%
Pathfinder Bancorp, Inc. 1.35 Billion USD -1766.104%
Popular, Inc. 65.61 Billion USD 61.575%
TowneBank 14.77 Billion USD -70.586%
Arrow Financial Corporation 3.79 Billion USD -565.184%
Colony Bankcorp, Inc. 2.8 Billion USD -799.874%
Trustmark Corporation 17.13 Billion USD -47.14%
Wintrust Financial Corporation 50.86 Billion USD 50.431%
Finward Bancorp 1.96 Billion USD -1183.492%
Provident Financial Holdings, Inc. 1.14 Billion USD -2107.128%
Eastern Bankshares, Inc. 18.15 Billion USD -38.84%
Esquire Financial Holdings, Inc. 1.41 Billion USD -1675.755%
Bank First Corporation 3.61 Billion USD -596.943%
Peapack-Gladstone Financial Corporation 5.95 Billion USD -323.415%
Camden National Corporation 5.22 Billion USD -382.246%
Stock Yards Bancorp, Inc. 7.33 Billion USD -243.832%
BCB Bancorp, Inc. 3.52 Billion USD -615.665%
Oak Valley Bancorp 1.67 Billion USD -1402.741%
Summit State Bank 1.02 Billion USD -2351.736%
MainStreet Bancshares, Inc. 1.81 Billion USD -1289.873%
C&F Financial Corporation 2.22 Billion USD -1031.623%
Valley National Bancorp 54.35 Billion USD 53.617%
SHF Holdings, Inc. 34.62 Million USD -72707.719%
Bridgewater Bancshares, Inc. 4.18 Billion USD -502.204%
Westamerica Bancorporation 5.59 Billion USD -350.37%
Chemung Financial Corporation 2.51 Billion USD -902.316%
Hancock Whitney Corporation 31.91 Billion USD 21.006%
Fifth Third Bancorp 195.4 Billion USD 87.098%
Sierra Bancorp 3.4 Billion USD -640.478%
ACNB Corporation 2.14 Billion USD -1073.556%
City Holding Company 5.5 Billion USD -358.271%
Rhinebeck Bancorp, Inc. 1.2 Billion USD -1996.702%
Enterprise Financial Services Corp 12.53 Billion USD -101.087%
PB Bankshares, Inc. 393.24 Million USD -6311.113%
Ponce Financial Group, Inc. 2.28 Billion USD -1005.503%
Guaranty Bancshares, Inc. 2.88 Billion USD -775.099%
Broadway Financial Corporation 1.09 Billion USD -2198.45%
Lake Shore Bancorp, Inc. 638.84 Million USD -3846.36%
Affinity Bancshares, Inc. 721.74 Million USD -3393.094%
Business First Bancshares, Inc. 5.95 Billion USD -323.598%
Amalgamated Financial Corp. 7.39 Billion USD -240.851%
German American Bancorp, Inc. 5.48 Billion USD -359.333%
Citizens Community Bancorp, Inc. 1.67 Billion USD -1402.4%
Meridian Corporation 2.09 Billion USD -1104.214%
Capitol Federal Financial, Inc. 8.49 Billion USD -196.764%
Old Second Bancorp, Inc. 5.14 Billion USD -389.963%
First National Corporation 1.3 Billion USD -1834.816%
Huntington Bancshares Incorporated 169.97 Billion USD 85.167%
Western New England Bancorp, Inc. 2.32 Billion USD -983.342%
Hingham Institution for Savings 4.07 Billion USD -518.476%
CFSB Bancorp, Inc. 287.38 Million USD -8672.473%
Old National Bancorp 43.52 Billion USD 42.079%
Bank7 Corp. 1.6 Billion USD -1472.216%
Carver Bancorp, Inc. 714.48 Million USD -3428.563%
Fifth Third Bancorp 195.4 Billion USD 87.098%
Bank OZK 29.09 Billion USD 13.356%
Hanover Bancorp, Inc. 215.36 Million USD -11606.013%
OceanFirst Financial Corp. 11.87 Billion USD -112.281%
Fulton Financial Corporation 24.92 Billion USD -1.141%
Equity Bancshares, Inc. 4.58 Billion USD -450.253%
Ameris Bancorp 21.88 Billion USD -15.192%
Pathward Financial, Inc. 6.7 Billion USD -275.74%
Independent Bank Group, Inc. 16.63 Billion USD -51.577%
Bank of Marin Bancorp 3.37 Billion USD -647.283%
Carter Bankshares, Inc. 4.16 Billion USD -505.848%
First Citizens BancShares, Inc. 193.98 Billion USD 87.004%
1st Source Corporation 7.65 Billion USD -229.14%
BancFirst Corporation 10.97 Billion USD -129.766%
Huntington Bancshares Incorporated 169.97 Billion USD 85.167%
South Plains Financial, Inc. 3.81 Billion USD -561.571%
Old National Bancorp 43.52 Billion USD 42.079%
Independent Bank Corporation 4.87 Billion USD -417.454%
S&T Bancorp, Inc. 8.28 Billion USD -204.128%
PCB Bancorp 2.46 Billion USD -924.76%
Parke Bancorp, Inc. 1.74 Billion USD -1347.932%
Bogota Financial Corp. 803.66 Million USD -3037.03%
Pacific Premier Bancorp, Inc. 16.17 Billion USD -55.847%
Catalyst Bancorp, Inc. 186.27 Million USD -13434.211%
SHF Holdings, Inc. 34.62 Million USD -72707.719%
BayFirst Financial Corp. 1.01 Billion USD -2378.826%
Patriot National Bancorp, Inc. 1.05 Billion USD -2299.848%
MetroCity Bankshares, Inc. 3.12 Billion USD -707.711%
First Capital, Inc. 1.05 Billion USD -2295.276%
Peoples Bancorp of North Carolina, Inc. 1.51 Billion USD -1562.269%
Mid-Southern Bancorp, Inc. 233.16 Million USD -10712.521%
Texas Capital Bancshares, Inc. 25.15 Billion USD -0.215%
Orrstown Financial Services, Inc. 2.8 Billion USD -799.024%
First Hawaiian, Inc. 22.51 Billion USD -11.964%
First Merchants Corporation 16.15 Billion USD -56.027%
Signature Bank 102.35 Billion USD 75.368%
Enterprise Bancorp, Inc. 4.14 Billion USD -507.971%
TriCo Bancshares 8.78 Billion USD -187.122%
First Business Financial Services, Inc. 3.21 Billion USD -683.378%
Zions Bancorporation, National Association 81.13 Billion USD 68.927%
Midland States Bancorp, Inc. 7.07 Billion USD -256.34%
First Financial Bankshares, Inc. 11.6 Billion USD -117.212%
Merchants Bancorp 15.25 Billion USD -65.303%
Tectonic Financial, Inc. 570.48 Million USD -4319.213%
First US Bancshares, Inc. 984.24 Million USD -2461.468%
The Bancorp, Inc. 6.9 Billion USD -265.129%
Merchants Bancorp 15.25 Billion USD -65.303%
Alerus Financial Corporation 3.54 Billion USD -610.766%
Old Point Financial Corporation 1.34 Billion USD -1780.739%
ConnectOne Bancorp, Inc. 8.63 Billion USD -191.83%
John Marshall Bancorp, Inc. 2.01 Billion USD -1152.643%
First Bancorp 10.76 Billion USD -134.119%
Community West Bancshares 2.23 Billion USD -1030.138%
The First Bancorp, Inc. 2.7 Billion USD -832.495%
Farmers National Banc Corp. 4.67 Billion USD -439.398%
First Internet Bancorp - Fixed- 4.8 Billion USD -424.71%
International Bancshares Corporation 12.7 Billion USD -98.37%
Washington Federal, Inc. 25.06 Billion USD -0.603%
Bridgewater Bancshares, Inc. 4.18 Billion USD -502.204%
Bank of the James Financial Group, Inc. 909.33 Million USD -2672.488%
Valley National Bancorp 54.35 Billion USD 53.617%
Lakeland Financial Corporation 5.87 Billion USD -329.181%
The First of Long Island Corporation 3.86 Billion USD -551.622%
CVB Financial Corp. 13.94 Billion USD -80.815%
Orange County Bancorp, Inc. 2.32 Billion USD -986.643%
Heritage Commerce Corp 4.52 Billion USD -457.621%
First Financial Bancorp. 15.26 Billion USD -65.157%
National Bankshares, Inc. 1.51 Billion USD -1559.654%
Virginia National Bankshares Corporation 1.49 Billion USD -1588.648%
TrustCo Bank Corp NY 5.52 Billion USD -356.483%
First Busey Corporation 11.01 Billion USD -128.954%
Dime Community Bancshares, Inc. 1.56 Billion USD -1507.186%
Triumph Financial, Inc. 405.41 Million USD -6118.55%
Zions Bancorporation, National Association 81.13 Billion USD 68.927%
Greene County Bancorp, Inc. 2.61 Billion USD -862.334%
WesBanco, Inc. 15.17 Billion USD -66.089%
Midland States Bancorp, Inc. 7.07 Billion USD -256.34%
Huntington Bancshares Incorporated 169.97 Billion USD 85.167%
NSTS Bancorp, Inc. 179.23 Million USD -13966.274%
Dime Community Bancshares, Inc. 1.56 Billion USD -1507.186%
UMB Financial Corporation 40.91 Billion USD 38.376%
1895 Bancorp of Wisconsin, Inc. 484.84 Million USD -5099.821%
Home Federal Bancorp, Inc. of Louisiana 584.7 Million USD -4211.738%
Timberland Bancorp, Inc. 1.67 Billion USD -1402.395%
Cathay General Bancorp 20.36 Billion USD -23.795%
HomeTrust Bancshares, Inc. 467.23 Million USD -5295.824%
CB Financial Services, Inc. 1.31 Billion USD -1811.753%
First Savings Financial Group, Inc. 2.27 Billion USD -1009.033%
HBT Financial, Inc. 4.58 Billion USD -450.02%
Kentucky First Federal Bancorp 326.97 Million USD -7610.507%
Fifth Third Bancorp 195.4 Billion USD 87.098%
FVCBankcorp, Inc. 1.97 Billion USD -1175.304%
Magyar Bancorp, Inc. 802.5 Million USD -3041.565%
Heartland Financial USA, Inc. 17.47 Billion USD -44.24%
First Merchants Corporation 16.15 Billion USD -56.027%
Third Coast Bancshares, Inc. 3.98 Billion USD -532.221%
ECB Bancorp, Inc. 1.11 Billion USD -2159.045%
Republic First Bancorp, Inc. 5.3 Billion USD -375.392%
Heartland Financial USA, Inc. 17.47 Billion USD -44.24%
Unity Bancorp, Inc. 2.31 Billion USD -987.232%
Franklin Financial Services Corporation 1.7 Billion USD -1375.188%
SouthState Corporation 39.36 Billion USD 35.962%
Bankwell Financial Group, Inc. 2.95 Billion USD -752.647%
Banner Corporation 14.05 Billion USD -79.43%
Hancock Whitney Corporation - 6 31.91 Billion USD 21.006%
Washington Federal, Inc. 25.06 Billion USD -0.603%
Sterling Bancorp, Inc. (Southfield, MI) 2.09 Billion USD -1104.967%
Stellar Bancorp, Inc. 9.12 Billion USD -176.252%
Atlantic Union Bankshares Corporation 18.6 Billion USD -35.472%
Great Southern Bancorp, Inc. 5.24 Billion USD -381.076%
ConnectOne Bancorp, Inc. 8.63 Billion USD -191.83%
First Citizens BancShares, Inc. 193.98 Billion USD 87.004%
Norwood Financial Corp. 2.02 Billion USD -1146.462%
First Citizens BancShares, Inc. 193.98 Billion USD 87.004%
Enterprise Financial Services Corp 12.53 Billion USD -101.087%
First Foundation Inc. 1.58 Billion USD -1493.167%
Seacoast Banking Corporation of Florida 12.47 Billion USD -102.139%
Northeast Community Bancorp, Inc. 1.48 Billion USD -1597.368%
Southside Bancshares, Inc. 7.53 Billion USD -234.69%
BankFinancial Corporation 1.33 Billion USD -1785.949%
United Bancshares, Inc. 18.04 Million USD -139628.0%
Penns Woods Bancorp, Inc. 2.01 Billion USD -1149.067%
First Seacoast Bancorp 73 Million USD -34432.474%
Home Bancorp, Inc. 2.95 Billion USD -752.317%
Texas Community Bancshares, Inc. 76.89 Million USD -32686.001%
Bank of South Carolina Corporation 586.73 Million USD -4196.851%
First Northwest Bancorp 2.03 Billion USD -1136.775%
First Internet Bancorp 4.8 Billion USD -424.71%
Ohio Valley Banc Corp. 1.2 Billion USD -1986.792%
TC Bancshares, Inc. 387.01 Million USD -6414.279%
HMN Financial, Inc. 999.42 Million USD -2422.555%
IF Bancorp, Inc. 813.82 Million USD -2997.84%
Horizon Bancorp, Inc. 7.22 Billion USD -249.104%