Citizens Financial Services, Inc. (CZFS)

USD 54.4

(-1.63%)

Operating Income Summary of Citizens Financial Services, Inc.

  • Citizens Financial Services, Inc.'s latest annual operating income in 2023 was 30.78 Million USD , down -102.41% from previous year.
  • Citizens Financial Services, Inc.'s latest quarterly operating income in 2024 Q3 was 9.25 Million USD , up 28.13% from previous quarter.
  • Citizens Financial Services, Inc. reported an annual operating income of 47.59 Million USD in 2022, up 34.77% from previous year.
  • Citizens Financial Services, Inc. reported an annual operating income of 35.31 Million USD in 2021, up 16.3% from previous year.
  • Citizens Financial Services, Inc. reported a quarterly operating income of 9.25 Million USD for 2024 Q3, up 28.13% from previous quarter.
  • Citizens Financial Services, Inc. reported a quarterly operating income of 9.16 Million USD for 2024 Q1, down -7.4% from previous quarter.

Annual Operating Income Chart of Citizens Financial Services, Inc. (2023 - 1993)

Historical Annual Operating Income of Citizens Financial Services, Inc. (2023 - 1993)

Year Operating Income Operating Income Growth
2023 30.78 Million USD -102.41%
2022 47.59 Million USD 34.77%
2021 35.31 Million USD 16.3%
2020 30.36 Million USD 30.27%
2019 23.31 Million USD -24.83%
2018 31.01 Million USD 24.57%
2017 24.89 Million USD 20.19%
2016 20.71 Million USD 8.07%
2015 19.16 Million USD -12.47%
2014 21.89 Million USD -6.59%
2013 23.44 Million USD -10.54%
2012 26.2 Million USD 0.31%
2011 26.12 Million USD 0.49%
2010 25.99 Million USD 0.85%
2009 25.77 Million USD 16.19%
2008 22.18 Million USD -12.75%
2007 25.43 Million USD 14.5%
2006 22.21 Million USD 23.8%
2005 17.94 Million USD 12.29%
2004 15.97 Million USD 6.57%
2003 14.99 Million USD -15.6%
2002 17.76 Million USD -5.66%
2001 18.82 Million USD 4.08%
2000 18.09 Million USD 8.57%
1999 16.66 Million USD -0.88%
1998 16.81 Million USD -1.78%
1997 17.11 Million USD 12.77%
1996 15.17 Million USD 9.61%
1995 13.84 Million USD 18.07%
1994 11.72 Million USD 4.85%
1993 11.18 Million USD 0.0%

Peer Operating Income Comparison of Citizens Financial Services, Inc.

Name Operating Income Operating Income Difference
Old National Bancorp 832.18 Million USD 96.301%
Farmers & Merchants Bancorp, Inc. 28.35 Million USD -8.57%
Hope Bancorp, Inc. 197.65 Million USD 84.426%
The First Bancshares, Inc. - USD -Infinity%
First Interstate BancSystem, Inc. 297.4 Million USD 89.649%
FS Bancorp, Inc. 68.23 Million USD 54.885%
TFS Financial Corporation 100.31 Million USD 69.312%
Capital Bancorp, Inc. 46.22 Million USD 33.404%
Richmond Mutual Bancorporation, Inc. 11 Million USD -179.785%
Texas Capital Bancshares, Inc. 246.59 Million USD 87.516%
Amerant Bancorp Inc. - USD -Infinity%
Burke & Herbert Bank & Trust Company 27.93 Million USD -10.207%
Brookline Bancorp, Inc. 135.38 Million USD 77.262%
Columbia Banking System, Inc. 642.85 Million USD 95.211%
First Business Financial Services, Inc. - USD -Infinity%
First Community Corporation 15.04 Million USD -104.681%
Fidelity D & D Bancorp, Inc. 27.42 Million USD -12.236%
First Guaranty Bancshares, Inc. 39.19 Million USD 21.453%
First Guaranty Bancshares, Inc. 39.19 Million USD 21.453%
Finward Bancorp 15.2 Million USD -102.42%
Franklin Financial Services Corporation 16.24 Million USD -89.463%
Landmark Bancorp, Inc. 14.19 Million USD -116.942%
Medallion Bank 132.45 Million USD 76.759%
BCB Bancorp, Inc. - USD -Infinity%
BayCom Corp 38.15 Million USD 19.325%
MidWestOne Financial Group, Inc. 24.83 Million USD -23.964%
MainStreet Bancshares, Inc. - USD -Infinity%
Mid Penn Bancorp, Inc. 53.19 Million USD 42.124%
NBT Bancorp Inc. 163.43 Million USD 81.165%
Northrim BanCorp, Inc. 26.37 Million USD -16.717%
Flushing Financial Corporation 69.27 Million USD 55.559%
FinWise Bancorp 23.81 Million USD -29.274%
Fifth Third Bancorp 4.43 Billion USD 99.306%
First United Corporation 26.4 Million USD -16.588%
Auburn National Bancorporation, Inc. - USD -Infinity%
Heritage Financial Corporation 72.91 Million USD 57.781%
OP Bancorp 37.34 Million USD 17.575%
LCNB Corp. 30.42 Million USD -1.187%
Pioneer Bancorp, Inc. 20.24 Million USD -52.087%
Peoples Bancorp Inc. 213.24 Million USD 85.564%
Northwest Bancshares, Inc. 11.77 Million USD -161.413%
Pinnacle Financial Partners, Inc. 895.91 Million USD 96.564%
Pinnacle Financial Partners, Inc. 895.91 Million USD 96.564%
Peoples Financial Services Corp. - USD -Infinity%
Republic Bancorp, Inc. 140.29 Million USD 78.057%
Renasant Corporation 195.91 Million USD 84.287%
Red River Bancshares, Inc. 52.24 Million USD 41.082%
Riverview Bancorp, Inc. 4.6 Million USD -569.072%
Merchants Bancorp 347.9 Million USD 91.152%
Shore Bancshares, Inc. - USD -Infinity%
Southern Missouri Bancorp, Inc. 63.2 Million USD 51.295%
Territorial Bancorp Inc. 6.83 Million USD -350.256%
First Financial Corporation 72.49 Million USD 57.535%
Triumph Financial, Inc. 52.81 Million USD 41.714%
Zions Bancorporation, National Association 1.02 Billion USD 97.0%
USCB Financial Holdings, Inc. 30.75 Million USD -0.081%
United Security Bancshares 28.4 Million USD -8.379%
Cullman Bancorp, Inc. - USD -Infinity%
Valley National Bancorp 954.28 Million USD 96.774%
Valley National Bancorp 954.28 Million USD 96.774%
WesBanco, Inc. 287.03 Million USD 89.275%
Waterstone Financial, Inc. 11.03 Million USD -179.043%
WSFS Financial Corporation 365.04 Million USD 91.567%
Wintrust Financial Corporation 1.04 Billion USD 97.056%
Wintrust Financial Corporation 1.04 Billion USD 97.056%
William Penn Bancorporation - USD -Infinity%
Merchants Bancorp 347.9 Million USD 91.152%
Southern California Bancorp 38.77 Million USD 20.609%
Civista Bancshares, Inc. - USD -Infinity%
Simmons First National Corporation 388.25 Million USD 92.071%
HomeStreet, Inc. -24.47 Million USD 225.777%
MVB Financial Corp. 30.77 Million USD -0.016%
CrossFirst Bankshares, Inc. 84.1 Million USD 63.4%
First Mid Bancshares, Inc. 88.4 Million USD 65.178%
Veritex Holdings, Inc. 181.36 Million USD 83.027%
Independent Bank Corp. 315.13 Million USD 90.231%
Kearny Financial Corp. - USD -Infinity%
HarborOne Bancorp, Inc. 26.78 Million USD -14.926%
NB Bancorp, Inc. Common Stock 11.84 Million USD -159.912%
OptimumBank Holdings, Inc. 9.38 Million USD -228.118%
Univest Financial Corporation - USD -Infinity%
Bank OZK 1.01 Billion USD 96.977%
OceanFirst Financial Corp. 176.66 Million USD 82.575%
The Bank of Princeton 30.58 Million USD -0.664%
Provident Bancorp, Inc. - USD -Infinity%
Mercantile Bank Corporation 102.69 Million USD 70.025%
Premier Financial Corp. - USD -Infinity%
Oconee Federal Financial Corp. 7.02 Million USD -338.331%
First Financial Northwest, Inc. 7.85 Million USD -291.754%
ESSA Bancorp, Inc. 20.96 Million USD -46.856%
First Western Financial, Inc. 12.68 Million USD -142.68%
Triumph Financial, Inc. 52.81 Million USD 41.714%
QCR Holdings, Inc. 148.47 Million USD 79.267%
ChoiceOne Financial Services, Inc. 25.56 Million USD -20.405%
Blue Foundry Bancorp -2.11 Million USD 1553.447%
Huntington Bancshares Incorporated 2.38 Billion USD 98.709%
First Bank 35.2 Million USD 12.56%
Five Star Bancorp 76.08 Million USD 59.539%
Financial Institutions, Inc. 84.09 Million USD 63.394%
CF Bankshares Inc. - USD -Infinity%
United Bankshares, Inc. 436.23 Million USD 92.943%
Capital City Bank Group, Inc. -3.01 Million USD 1122.045%
RBB Bancorp 67.35 Million USD 54.293%
Southern States Bancshares, Inc. 51.92 Million USD 40.717%
Northeast Bank 89.37 Million USD 65.558%
Hawthorn Bancshares, Inc. 14.3 Million USD -115.152%
SmartFinancial, Inc. 36.22 Million USD 15.022%
AmeriServ Financial, Inc. - USD -Infinity%
FFBW, Inc. 3.42 Million USD -798.016%
Sandy Spring Bancorp, Inc. 164.13 Million USD 81.245%
Citizens & Northern Corporation 30.48 Million USD -0.987%
Preferred Bank 210.63 Million USD 85.385%
Primis Financial Corp. -10.11 Million USD 404.43%
Union Bankshares, Inc. 22.21 Million USD -38.554%
CNB Financial Corporation 71.82 Million USD 57.143%
Sound Financial Bancorp, Inc. 10.65 Million USD -188.997%
Fulton Financial Corporation 446.51 Million USD 93.106%
Generations Bancorp NY, Inc. - USD -Infinity%
Ames National Corporation - USD -Infinity%
United Bancorp, Inc. - USD -Infinity%
SB Financial Group, Inc. 14.71 Million USD -109.173%
Wintrust Financial Corporation 1.04 Billion USD 97.056%
Hanmi Financial Corporation 123.89 Million USD 75.153%
Commerce Bancshares, Inc. 619.72 Million USD 95.033%
BOK Financial Corporation 844.29 Million USD 96.354%
Southern First Bancshares, Inc. 17.42 Million USD -76.645%
Middlefield Banc Corp. 21.22 Million USD -45.016%
Eagle Bancorp Montana, Inc. 1.76 Million USD -1649.091%
Coastal Financial Corporation 57.13 Million USD 46.119%
Glen Burnie Bancorp - USD -Infinity%
Northfield Bancorp, Inc. (Staten Island, NY) 51.76 Million USD 40.526%
CNB Financial Corporation 71.82 Million USD 57.143%
Investar Holding Corporation 33.42 Million USD 7.899%
West Bancorporation, Inc. 37.35 Million USD 17.591%
Plumas Bancorp - USD -Infinity%
Eagle Bancorp, Inc. 131 Million USD 76.501%
SR Bancorp, Inc. Common stock - USD -Infinity%
Columbia Financial, Inc. - USD -Infinity%
First Community Bankshares, Inc. 5.65 Million USD -444.753%
Pathfinder Bancorp, Inc. 11.78 Million USD -161.236%
Popular, Inc. 792.32 Million USD 96.115%
TowneBank 283.84 Million USD 89.155%
Arrow Financial Corporation 2.43 Million USD -1163.192%
Colony Bankcorp, Inc. 38.67 Million USD 20.412%
Trustmark Corporation 374.96 Million USD 91.79%
Provident Financial Holdings, Inc. 10.38 Million USD -196.37%
Eastern Bankshares, Inc. -71.26 Million USD 143.196%
Esquire Financial Holdings, Inc. 59.73 Million USD 48.466%
Bank First Corporation 55.64 Million USD 44.68%
Peapack-Gladstone Financial Corporation 93.4 Million USD 67.043%
Camden National Corporation 53.83 Million USD 42.819%
Stock Yards Bancorp, Inc. 166.36 Million USD 81.496%
Oak Valley Bancorp 40.3 Million USD 23.624%
Summit State Bank - USD -Infinity%
MainStreet Bancshares, Inc. - USD -Infinity%
C&F Financial Corporation 29.16 Million USD -5.555%
Valley National Bancorp 954.28 Million USD 96.774%
SHF Holdings, Inc. -16.62 Million USD 285.196%
Bridgewater Bancshares, Inc. 62.18 Million USD 50.495%
Westamerica Bancorporation 221.57 Million USD 86.107%
Chemung Financial Corporation 31.5 Million USD 2.276%
Hancock Whitney Corporation 604.35 Million USD 94.906%
Fifth Third Bancorp 4.43 Billion USD 99.306%
Sierra Bancorp 46.46 Million USD 33.747%
ACNB Corporation - USD -Infinity%
City Holding Company 178.48 Million USD 82.753%
Rhinebeck Bancorp, Inc. 13.46 Million USD -128.639%
Enterprise Financial Services Corp 246.52 Million USD 87.513%
PB Bankshares, Inc. 2.51 Million USD -1123.529%
Ponce Financial Group, Inc. 4.37 Million USD -604.117%
Guaranty Bancshares, Inc. 37.13 Million USD 17.111%
Broadway Financial Corporation 6.52 Million USD -371.93%
Lake Shore Bancorp, Inc. 6.21 Million USD -395.557%
Affinity Bancshares, Inc. 8.38 Million USD -267.0%
Business First Bancshares, Inc. 86.48 Million USD 64.407%
Amalgamated Financial Corp. - USD -Infinity%
German American Bancorp, Inc. 109.31 Million USD 71.839%
Citizens Community Bancorp, Inc. 24.32 Million USD -26.537%
Meridian Corporation 16.96 Million USD -81.435%
Capitol Federal Financial, Inc. 54.1 Million USD 43.101%
Old Second Bancorp, Inc. 124.4 Million USD 75.256%
First National Corporation 11.75 Million USD -161.813%
Huntington Bancshares Incorporated 2.38 Billion USD 98.709%
Western New England Bancorp, Inc. 19.58 Million USD -57.165%
Hingham Institution for Savings 35.18 Million USD 12.511%
CFSB Bancorp, Inc. - USD -Infinity%
Old National Bancorp 832.18 Million USD 96.301%
Bank7 Corp. 37.22 Million USD 17.298%
Carver Bancorp, Inc. - USD -Infinity%
Fifth Third Bancorp 4.43 Billion USD 99.306%
Bank OZK 1.01 Billion USD 96.977%
Hanover Bancorp, Inc. 19.21 Million USD -60.233%
OceanFirst Financial Corp. 176.66 Million USD 82.575%
Fulton Financial Corporation 446.51 Million USD 93.106%
Equity Bancshares, Inc. 8.82 Million USD -248.906%
Ameris Bancorp - USD -Infinity%
Pathward Financial, Inc. 198.79 Million USD 84.514%
Independent Bank Group, Inc. - USD -Infinity%
Bank of Marin Bancorp - USD -Infinity%
Carter Bankshares, Inc. 28.72 Million USD -7.183%
First Citizens BancShares, Inc. 3.33 Billion USD 99.076%
1st Source Corporation - USD -Infinity%
BancFirst Corporation 269.94 Million USD 88.596%
Huntington Bancshares Incorporated 2.38 Billion USD 98.709%
South Plains Financial, Inc. 79.41 Million USD 61.238%
Old National Bancorp 832.18 Million USD 96.301%
Independent Bank Corporation 91.52 Million USD 66.365%
S&T Bancorp, Inc. 178.8 Million USD 82.783%
PCB Bancorp 43.26 Million USD 28.843%
Parke Bancorp, Inc. 54.3 Million USD 43.308%
Bogota Financial Corp. 480.37 Thousand USD -6308.287%
Pacific Premier Bancorp, Inc. 34.04 Million USD 9.568%
Catalyst Bancorp, Inc. 1.57 Million USD -1850.824%
SHF Holdings, Inc. -16.62 Million USD 285.196%
BayFirst Financial Corp. 19.5 Million USD -57.842%
Patriot National Bancorp, Inc. -4.27 Million USD 819.253%
MetroCity Bankshares, Inc. 71.97 Million USD 57.228%
First Capital, Inc. - USD -Infinity%
Peoples Bancorp of North Carolina, Inc. 38.99 Million USD 21.065%
Mid-Southern Bancorp, Inc. 1.43 Million USD -2046.722%
Texas Capital Bancshares, Inc. 246.59 Million USD 87.516%
Orrstown Financial Services, Inc. 57.41 Million USD 46.379%
First Hawaiian, Inc. - USD -Infinity%
First Merchants Corporation 259.23 Million USD 88.125%
Signature Bank - USD -Infinity%
Enterprise Bancorp, Inc. 51.24 Million USD 39.928%
TriCo Bancshares 160.92 Million USD 80.871%
Zions Bancorporation, National Association 1.02 Billion USD 97.0%
Midland States Bancorp, Inc. 107.57 Million USD 71.383%
First Financial Bankshares, Inc. - USD -Infinity%
Merchants Bancorp 347.9 Million USD 91.152%
Tectonic Financial, Inc. 19.05 Million USD -61.545%
First US Bancshares, Inc. 17.99 Million USD -71.06%
The Bancorp, Inc. 279.59 Million USD 88.99%
Merchants Bancorp 347.9 Million USD 91.152%
Alerus Financial Corporation - USD -Infinity%
Old Point Financial Corporation 533 Thousand USD -5675.61%
ConnectOne Bancorp, Inc. 116.95 Million USD 73.679%
John Marshall Bancorp, Inc. 16.08 Million USD -91.407%
First Bancorp - USD -Infinity%
Community West Bancshares - USD -Infinity%
The First Bancorp, Inc. 34.04 Million USD 9.565%
Farmers National Banc Corp. 91.54 Million USD 66.372%
First Internet Bancorp - Fixed- 10.68 Million USD -188.024%
International Bancshares Corporation 525.81 Million USD 94.145%
Washington Federal, Inc. 256.05 Million USD 87.978%
Bridgewater Bancshares, Inc. 62.18 Million USD 50.495%
Bank of the James Financial Group, Inc. 10.27 Million USD -199.484%
Lakeland Financial Corporation 101.57 Million USD 69.693%
The First of Long Island Corporation 29.22 Million USD -5.324%
CVB Financial Corp. 353.19 Million USD 91.284%
Orange County Bancorp, Inc. 37.14 Million USD 17.134%
Heritage Commerce Corp 90.41 Million USD 65.954%
First Financial Bancorp. - USD -Infinity%
National Bankshares, Inc. 18.67 Million USD -64.841%
Virginia National Bankshares Corporation 23.27 Million USD -32.273%
TrustCo Bank Corp NY 94.46 Million USD 67.414%
First Busey Corporation - USD -Infinity%
Dime Community Bancshares, Inc. 174.1 Million USD 82.319%
Zions Bancorporation, National Association 1.02 Billion USD 97.0%
Greene County Bancorp, Inc. - USD -Infinity%
WesBanco, Inc. 287.03 Million USD 89.275%
Midland States Bancorp, Inc. 107.57 Million USD 71.383%
Huntington Bancshares Incorporated 2.38 Billion USD 98.709%
NSTS Bancorp, Inc. -2.14 Million USD 1535.821%
Dime Community Bancshares, Inc. 174.1 Million USD 82.319%
UMB Financial Corporation - USD -Infinity%
1895 Bancorp of Wisconsin, Inc. -2.37 Million USD 1397.261%
Home Federal Bancorp, Inc. of Louisiana 4.06 Million USD -656.55%
Timberland Bancorp, Inc. 30.39 Million USD -1.29%
Cathay General Bancorp 22.39 Million USD -37.49%
HomeTrust Bancshares, Inc. - USD -Infinity%
CB Financial Services, Inc. 5.69 Million USD -440.449%
First Savings Financial Group, Inc. 67.38 Million USD 54.316%
HBT Financial, Inc. 88.58 Million USD 65.248%
Kentucky First Federal Bancorp - USD -Infinity%
Fifth Third Bancorp 4.43 Billion USD 99.306%
FVCBankcorp, Inc. 4.82 Million USD -537.746%
Magyar Bancorp, Inc. 11.1 Million USD -177.333%
Heartland Financial USA, Inc. 135.3 Million USD 77.248%
First Merchants Corporation 259.23 Million USD 88.125%
Third Coast Bancshares, Inc. - USD -Infinity%
ECB Bancorp, Inc. 5.98 Million USD -414.353%
Republic First Bancorp, Inc. 33.7 Million USD 8.658%
Heartland Financial USA, Inc. 135.3 Million USD 77.248%
Unity Bancorp, Inc. 52.99 Million USD 41.912%
SouthState Corporation - USD -Infinity%
Bankwell Financial Group, Inc. 48.04 Million USD 35.924%
Banner Corporation 227.08 Million USD 86.444%
Hancock Whitney Corporation - 6 604.35 Million USD 94.906%
Washington Federal, Inc. 256.05 Million USD 87.978%
Sterling Bancorp, Inc. (Southfield, MI) 13.04 Million USD -135.911%
Stellar Bancorp, Inc. 177.43 Million USD 82.651%
Atlantic Union Bankshares Corporation 233.1 Million USD 86.794%
Great Southern Bancorp, Inc. 85.34 Million USD 63.93%
ConnectOne Bancorp, Inc. 116.95 Million USD 73.679%
First Citizens BancShares, Inc. 3.33 Billion USD 99.076%
Norwood Financial Corp. 21.14 Million USD -45.578%
First Citizens BancShares, Inc. 3.33 Billion USD 99.076%
Enterprise Financial Services Corp 246.52 Million USD 87.513%
First Foundation Inc. -191.86 Million USD 116.045%
Seacoast Banking Corporation of Florida 238.36 Million USD 87.086%
Northeast Community Bancorp, Inc. 74.6 Million USD 58.737%
Southside Bancshares, Inc. 101.12 Million USD 69.56%
BankFinancial Corporation 18.57 Million USD -65.764%
United Bancshares, Inc. 40.87 Million USD 24.684%
Penns Woods Bancorp, Inc. - USD -Infinity%
First Seacoast Bancorp -5.24 Million USD 686.474%
Home Bancorp, Inc. 50.17 Million USD 38.644%
Texas Community Bancshares, Inc. - USD -Infinity%
Bank of South Carolina Corporation 6.91 Million USD -345.233%
First Northwest Bancorp 2.67 Million USD -1050.804%
First Internet Bancorp 10.68 Million USD -188.024%
Ohio Valley Banc Corp. 21.82 Million USD -41.036%
TC Bancshares, Inc. 411.89 Thousand USD -7373.677%
HMN Financial, Inc. 8.55 Million USD -259.92%
IF Bancorp, Inc. 2.35 Million USD -1207.176%
Horizon Bancorp, Inc. 66.9 Million USD 53.989%