Embassy Bancorp, Inc. (EMYB)

USD 14.99

(1.63%)

Net Debt Summary of Embassy Bancorp, Inc.

  • Embassy Bancorp, Inc.'s latest annual net debt in 2023 was -21.09 Million USD , up 53.7% from previous year.
  • Embassy Bancorp, Inc.'s latest quarterly net debt in 2024 Q2 was -115.3 Million USD , down -179.28% from previous quarter.
  • Embassy Bancorp, Inc. reported annual net debt of -45.57 Million USD in 2022, up 70.42% from previous year.
  • Embassy Bancorp, Inc. reported annual net debt of -154.04 Million USD in 2021, down -32.5% from previous year.
  • Embassy Bancorp, Inc. reported quarterly net debt of -115.3 Million USD for 2024 Q2, down -179.28% from previous quarter.
  • Embassy Bancorp, Inc. reported quarterly net debt of -21.09 Million USD for 2023 Q4, down -498.3% from previous quarter.

Annual Net Debt Chart of Embassy Bancorp, Inc. (2023 - 2008)

Historical Annual Net Debt of Embassy Bancorp, Inc. (2023 - 2008)

Year Net Debt Net Debt Growth
2023 -21.09 Million USD 53.7%
2022 -45.57 Million USD 70.42%
2021 -154.04 Million USD -32.5%
2020 -116.25 Million USD -455.74%
2019 -20.91 Million USD -179.18%
2018 26.41 Million USD 217.24%
2017 -22.53 Million USD -98.91%
2016 -11.32 Million USD -146.05%
2015 24.6 Million USD 618.99%
2014 -4.74 Million USD 0.27%
2013 -4.75 Million USD 78.69%
2012 -22.29 Million USD 44.61%
2011 -40.25 Million USD -375.28%
2010 -8.47 Million USD 28.2%
2009 -11.79 Million USD -190.82%
2008 12.98 Million USD 0.0%

Peer Net Debt Comparison of Embassy Bancorp, Inc.

Name Net Debt Net Debt Difference
ENB Financial Corp 54.56 Million USD 138.663%
First Northern Community Bancorp -164.33 Million USD 87.162%
Bank of Labor Bancshares, Inc. -93.2 Million USD 77.363%
River City Bank -497.4 Million USD 95.758%
Exchange Bank (Santa Rosa, CA) 189.35 Million USD 111.142%
Plains Acquisition Corporation -93.61 Million USD 77.462%
ES Bancshares, Inc. 58.45 Million USD 136.091%
BV Financial, Inc. -35.32 Million USD 40.281%
CSB Bancorp, Inc. -26.18 Million USD 19.415%
Great American Bancorp, Inc. -40.05 Million USD 47.333%
PSB Holdings, Inc. 137.58 Million USD 115.334%
Denali Bancorporation, Inc. 31.73 Million USD 166.476%
First Community Corporation -27.08 Million USD 22.096%
Woodlands Financial Services Company 49.08 Million USD 142.983%
First Farmers and Merchants Corporation 78.65 Million USD 126.823%
1st Colonial Bancorp, Inc. -42.04 Million USD 49.823%
CNB Financial Services, Inc. 2.59 Million USD 914.059%
Peoples Ltd. -17.76 Million USD -18.735%
KS Bancorp, Inc. 4.1 Million USD 614.209%
CCSB Financial Corp. 18.59 Million USD 213.47%
Touchstone Bankshares, Inc. 25.52 Million USD 182.659%
Oregon Bancorp, Inc. -22.32 Million USD 5.505%
Crazy Woman Creek Bancorp Incorporated 6.42 Million USD 428.476%
Oconee Financial Corporation -42.75 Million USD 50.651%
InBankshares, Corp -42.17 Million USD 49.98%
Mission Bancorp -104.99 Million USD 79.906%
American Riviera Bancorp 91.01 Million USD 123.181%
Farmers and Merchants Bancshares, Inc. 13.46 Million USD 256.648%
M&F Bancorp, Inc. -47.81 Million USD 55.879%
TISCO Financial Group Public Company Limited -226.26 Million USD 90.676%
Pacific Alliance Bank -8.78 Million USD -140.238%
First Republic Bank 12.54 Billion USD 100.168%
Eureka Homestead Bancorp, Inc. 5.24 Million USD 502.096%
Community Bancorp 92.61 Million USD 122.782%
CoBank, ACB 96.44 Billion USD 100.022%
McHenry Bancorp, Inc. 25.7 Million USD 182.076%
Suruga Bank Ltd. -982.2 Billion USD 99.998%
Huron Valley Bancorp, Inc. -21.87 Million USD 3.556%
Northway Financial, Inc. 136.33 Million USD 115.475%
Boyle Bancorp, Inc. 93.06 Million USD 122.671%
Gouverneur Bancorp, Inc. 3.09 Million USD 780.8%
Southern Michigan Bancorp, Inc. 68.79 Million USD 130.667%
New Peoples Bankshares, Inc. -24.93 Million USD 15.402%
CMUV Bancorp -35.76 Million USD 41.017%
Citizens Bancshares Corporation -183.37 Million USD 88.495%
Avidbank Holdings, Inc. 12.15 Million USD 273.618%
FCN Banc Corp. 4.36 Million USD 583.899%
Elmer Bancorp, Inc. -39.25 Million USD 46.25%
Popular, Inc. -6.18 Billion USD 99.659%
Bancorp 34, Inc. 28.42 Million USD 174.226%
AMB Financial Corp. -2.94 Million USD -615.79%
Juniata Valley Financial Corp. 45.15 Million USD 146.721%
United Bancorporation of Alabama, Inc. -180.06 Million USD 88.283%
Consumers Bancorp, Inc. 26.81 Million USD 178.677%
Fleetwood Bank Corporation -7.26 Million USD -190.326%
Greenville Federal Financial Corporation -14.02 Million USD -50.399%
CNB Corporation 40.8 Million USD 151.711%
BNCCORP, Inc. -85.94 Million USD 75.451%
Redwood Capital Bancorp -9.17 Million USD -129.984%
Honat Bancorp, Inc. -35.38 Million USD 40.374%
Merchants & Marine Bancorp, Inc. -17.78 Million USD -18.656%
Town Center Bank 1.1 Million USD 2018.0%
Summit Bank Group, Inc. -15.76 Million USD -33.858%
Chino Commercial Bancorp 49.56 Million USD 142.567%
doValue S.p.A. 558.01 Million USD 103.781%
First Citizens BancShares, Inc. 4.01 Billion USD 100.525%
Century Financial Corporation -76.74 Million USD 72.508%
TEB Bancorp, Inc 101.33 Thousand USD 20920.052%
Farmers & Merchants Bancshares, Inc. (Burlington, IA) 16.91 Million USD 224.702%
Truxton Corporation 62.7 Million USD 133.649%
Standard Bank Group Limited -131.15 Billion USD 99.984%
US Metro Bancorp, Inc. -99.08 Million USD 78.707%
Canandaigua National Corporation 547.49 Million USD 103.854%
Bay Community Bancorp 80.19 Million USD 126.309%
First Capital Bancshares, Inc. 30.06 Million USD 170.185%
South Atlantic Bancshares, Inc. 188.25 Million USD 111.207%
Enterprise Financial Services Group, Inc. 1.39 Million USD 1614.826%
Silvergate Capital Corporation 4.87 Billion USD 100.433%
Peoples Bancorp, Inc. -30.21 Million USD 30.184%
STAR Financial Group, Inc. 21.59 Million USD 197.699%
Tri-County Financial Group, Inc. 122.21 Million USD 117.263%
Central Bancompany, Inc. -424.82 Million USD 95.034%
Mifflinburg Bancorp, Inc. 2.29 Million USD 1019.704%
United Tennessee Bankshares, Inc. 12.78 Million USD 265.013%
FFB Bancorp 9.32 Million USD 326.301%
First Resource Bancorp Inc. 30.01 Million USD 170.281%
Marquette National Corporation 96.3 Million USD 121.907%
Pioneer Bankshares, Inc. 18.5 Million USD 214.043%
SSB Bancorp, Inc. -6.46 Million USD -226.313%
Community Heritage Financial, Inc. 13.26 Million USD 259.006%
Postal Savings Bank of China Co., Ltd. -1706.52 Billion USD 99.999%
Alpine Banks of Colorado -32.55 Million USD 35.187%
QC Holdings, Inc. 87.23 Million USD 124.185%
First Niles Financial, Inc. 39.02 Million USD 154.061%
Mission Valley Bancorp 13.11 Million USD 260.845%
Savi Financial Corporation, Inc. 105 Million USD 120.093%
CNB Bank Shares, Inc. 86.76 Million USD 124.318%
CCFNB Bancorp, Inc. 304.1 Million USD 106.938%
HCB Financial Corp. -141.67 Million USD 85.109%
FirstSun Capital Bancorp 11.85 Million USD 278.042%
FFW Corporation -16.92 Million USD -24.693%
National Capital Bancorp, Inc. -29.99 Million USD 29.669%
CBB Bancorp, Inc. -197.53 Million USD 89.319%
Potomac Bancshares, Inc. 12.37 Million USD 270.475%
Farmers & Merchants Bancorp -397.49 Million USD 94.692%
Apollo Bancorp, Inc. 24.28 Million USD 186.894%
Coeur d'Alene Bancorp, Inc. 11.46 Million USD 283.945%
Malaga Financial Corporation 326.29 Million USD 106.466%
Pacific Valley Bancorp -80.56 Million USD 73.813%
SVB & T Corporation -2.96 Million USD -612.77%
Pacific Financial Corporation -92.1 Million USD 77.093%
Partners Bank of California -52.09 Million USD 59.504%
Citizens Bancorp 17.4 Million USD 221.239%
FS Bancorp 99.42 Million USD 121.22%
Bank of Utica -47.58 Million USD 55.659%
Skyline Bankshares, Inc. 7.86 Million USD 368.286%
Mountain Pacific Bancorp, Inc. -6.56 Million USD -221.132%
Gateway Bank, F.S.B. -10.09 Million USD -109.023%
Piedmont Community Bank Group, Inc. 13.48 Million USD 256.46%
Citizens Bancorp Investment, Inc. 31.73 Million USD 166.482%
W.T.B. Financial Corporation 1.12 Billion USD 101.883%
Bank of the Philippine Islands -268.75 Billion USD 99.992%
Eastern Michigan Financial Corporation -27.72 Million USD 23.894%
Studio Bank 165.05 Million USD 112.783%
FSBH Corp. -81.49 Million USD 74.111%
W.T.B. Financial Corporation 1.12 Billion USD 101.883%
Southeastern Banking Corporation -62.54 Million USD 66.265%
Sturgis Bancorp, Inc. 14.82 Million USD 242.294%
Mountain Commerce Bancorp, Inc. 61.03 Million USD 134.566%
Citizens Holding Company -76.47 Million USD 72.412%
First Citizens Bancshares, Inc. 5.38 Million USD 491.938%
Heartland BancCorp 26.86 Million USD 178.542%
Midland Capital Holdings Corp. -34.1 Million USD 38.138%
First Community Financial Corporation 89.78 Million USD 123.499%
American Bank Incorporated 112.69 Million USD 118.722%
First Robinson Financial Corporation -21.44 Million USD 1.623%
SouthPoint Bancshares, Inc. 77.23 Million USD 127.317%
Croghan Bancshares, Inc. 67.97 Million USD 131.039%
Katahdin Bankshares Corp. 10.08 Million USD 309.264%
Neffs Bancorp, Inc. PFD SER A 16.9 Million USD 224.781%
Equitable Financial Corp. 8.27 Million USD 354.961%
JBT Bancorp Inc. 52.25 Million USD 140.373%
Foresight Financial Group, Inc. 11.15 Million USD 289.152%
CBC Holding Company - USD Infinity%
Cornerstone Community Bancorp 3.82 Million USD 652.304%
White River Bancshares Co 69.97 Million USD 130.151%
Dogwood State Bank -67.47 Million USD 68.734%
WCF Bancorp, Inc. 12.13 Million USD 273.824%
Integrated Financial Holdings, Inc. -62.36 Million USD 66.17%
First Keystone Corporation 285.43 Million USD 107.392%
Bank of Botetourt -50.21 Million USD 57.981%
First National of Nebraska, Inc. 3.36 Billion USD 100.627%
Middlebury National Corporation 44.86 Million USD 147.028%
1st Federal Savings Bank of SC, Inc. -11.92 Million USD -76.88%
VWF Bancorp, Inc. 31.81 Million USD 166.321%
Chesapeake Financial Shares, Inc. 19.16 Million USD 210.059%
Northeast Indiana Bancorp, Inc. 37.45 Million USD 156.322%
Mutual Federal Bancorp, Inc. 18.42 Million USD 214.514%
Santa Cruz County Bank -7.47 Million USD -182.399%
Commercial National Financial Corporation -15.53 Million USD -35.766%
Nexity Financial Corporation 123.81 Million USD 117.041%
Merchants Financial Group, Inc. -7.94 Million USD -165.618%
First National Bank Alaska 504.2 Million USD 104.184%
MBT Bancshares, Inc. 40.03 Million USD 152.7%
Jeffersonville Bancorp -56.86 Million USD 62.896%
BankFirst Capital Corporation -76.05 Million USD 72.259%
Coastal Carolina Bancshares, Inc. 46.25 Million USD 145.616%
The Baraboo Bancorporation, Inc. -71.95 Million USD 70.679%
New Tripoli Bancorp, Inc. 17.87 Million USD 218.056%
First Reliance Bancshares, Inc. 3.77 Million USD 658.348%
Security Bancorp, Inc. -13.04 Million USD -61.748%
Logansport Financial Corp. 10.19 Million USD 307.046%
Bank of San Francisco -96.13 Million USD 78.053%
Community Investors Bancorp, Inc. 47.03 Million USD 144.86%
Uwharrie Capital Corp -31.34 Million USD 32.693%
1st Capital Bancorp -13.45 Million USD -56.804%
Northumberland Bancorp 10.83 Million USD 294.703%
Union Financial Corporation - USD Infinity%
Peoples Financial Corporation -4.29 Million USD -391.337%
Ballston Spa Bancorp, Inc. 14.01 Million USD 250.539%
Signature Bank of Georgia -21.27 Million USD 0.849%
Heritage NOLA Bancorp, Inc. -5.43 Million USD -287.902%
JSB Financial Inc. -9.2 Billion USD 99.771%
Catskill Hudson Bancorp, Inc. -4.56 Million USD -362.371%
Citizens Financial Corp. 14.77 Million USD 242.785%
Citizens Bancshares Corporation 3.14 Million USD 770.813%
Kish Bancorp, Inc. 210.49 Million USD 110.023%
CNB Corp. -55 Million USD 61.64%
HFB Financial Corporation 15.67 Million USD 234.603%
American Business Bank 11.84 Million USD 278.161%
Harleysville Financial Corporation - USD Infinity%
Grand River Commerce, Inc. 30.08 Million USD 170.128%
Community Capital Bancshares, Inc. 9 Million USD 334.217%
blueharbor bank -15.17 Million USD -38.99%
Endeavor Bancorp -106.54 Million USD 80.199%
Summit Bancshares, Inc. 9.72 Million USD 316.84%
FineMark Holdings, Inc. 506.3 Million USD 104.167%
Private Bancorp of America, Inc. -150.13 Million USD 85.948%
Farmers & Merchants Bank of Long Beach 1.29 Billion USD 101.632%
Paragon Financial Solutions, Inc. 9.85 Million USD 314.111%
Bank of Ayudhya Public Company Limited -15.73 Billion USD 99.866%
Neffs Bancorp, Inc. 7.75 Million USD 372.057%
Triad Business Bank -23.17 Million USD 8.951%
PB Financial Corporation 59.66 Million USD 135.359%
Tri City Bankshares Corporation -44.77 Million USD 52.883%
Touchmark Bancshares, Inc. -47.76 Million USD 55.832%
IBW Financial Corporation -21.53 Million USD 2.02%
Central Bancompany, Inc. -424.82 Million USD 95.034%
U & I Financial Corp. -40.16 Million USD 47.476%
Citizens Bancorp of Virginia, Inc. -41.7 Million USD 49.411%
Highlands Bankshares, Inc. 4.08 Million USD 616.349%
PBCO Financial Corporation 25.62 Million USD 182.341%
Community Bankers' Corporation 29.81 Million USD 170.752%
Auburn Bancorp, Inc. 18.05 Million USD 216.844%
First Berlin Bancorp, Inc. -35.93 Million USD 41.281%
QNB Corp. 54.46 Million USD 138.734%
Albina Community Bancorp 6.71 Million USD 414.053%
Concordia Financial Group, Ltd. -4117.16 Billion USD 99.999%
The Victory Bancorp, Inc. 36.59 Million USD 157.657%
SFSB, Inc. -2605.00 USD -809804.031%
Canyon Bancorp 14.59 Million USD 244.527%
Investec Group 3.03 Billion USD 100.695%
Prime Meridian Holding Company 4.45 Million USD 573.793%
First Ottawa Bancshares, Inc. 23.88 Million USD 188.335%
Lumbee Guaranty Bank -36.39 Million USD 42.037%
Traditions Bancorp, Inc. 22.8 Million USD 192.527%
Bank of Idaho Holding Company 24.67 Million USD 185.514%
Atlas Mara Limited - USD Infinity%
Madison County Financial, Inc. 21.69 Million USD 197.266%
Marathon Bancorp, Inc. 9.82 Million USD 314.789%
Lakeside Bancshares, Inc. 21.52 Million USD 198.022%
CIB Marine Bancshares, Inc. 70.99 Million USD 129.719%
Thomasville Bancshares, Inc. -83.58 Million USD 74.76%
Banco Espírito Santo, S.A. 4.44 Billion USD 100.475%
MCNB Banks, Inc. 35.38 Million USD 159.623%
Main Street Financial Services Corp. 43.5 Million USD 148.493%
Commencement Bancorp Inc. -11.58 Million USD -82.146%
Tennessee Valley Financial Holdings, Inc. 2.76 Million USD 861.936%
Westbury Bancorp, Inc. 18.7 Million USD 212.787%
Lyons Bancorp Inc. 38.79 Million USD 154.383%
Ledyard Financial Group, Inc. 107.41 Million USD 119.641%
Dimeco, Inc. 41.43 Million USD 150.918%
Exchange Bankshares, Inc. 23.17 Million USD 191.02%
Pioneer Bankcorp, Inc. 50.19 Million USD 142.034%
Lifestore Financial Group, Inc. 5.17 Million USD 507.943%
University Bancorp, Inc. 112.95 Million USD 118.678%
NASB Financial, Inc. 195.6 Million USD 110.786%
First Bancshares Inc. (Bellevue, OH) 30.37 Million USD 169.468%
First IC Corporation -66.87 Million USD 68.449%
Baker Boyer Bancorp 11.8 Million USD 278.691%
First Bankers Trustshares, Inc. 58.32 Million USD 136.173%
Infinity Bancorp -37.82 Million USD 44.219%
RiverBank Holding Company 8.38 Million USD 351.707%
JTNB Bancorp, Inc. 6.39 Million USD 430.16%
California International Bank, N.A. -10.52 Million USD -100.528%
Lewis & Clark Bancorp 17.21 Million USD 222.584%
InsCorp, Inc. 13.65 Million USD 254.526%
Marine Bancorp of Florida, Inc. 15.12 Million USD 239.519%
Fentura Financial, Inc. 109.17 Million USD 119.325%
Oregon Pacific Bancorp 10.74 Million USD 296.35%
Nmb Financial Corp -75.49 Million USD 72.052%
GBank Financial Holdings Inc. -36.42 Million USD 42.075%
High Country Bancorp, Inc. 34.34 Million USD 161.431%
Security National Corporation 358.69 Million USD 105.882%
Andover Bancorp, Inc. -19.44 Million USD -8.494%
Dacotah Banks, Inc. -243.23 Million USD 91.326%
Oak View Bankshares, Inc. 39.76 Million USD 153.056%
Seneca Financial Corp. 23.58 Million USD 189.474%
First Farmers Financial Corporation 55.86 Million USD 137.768%
RBAZ Bancorp, Inc. 24.65 Million USD 185.573%
Oak Ridge Financial Services, Inc. -2.23 Million USD -844.405%
Pinnacle Bankshares Corporation -77.83 Million USD 72.895%
Primary Bank -89.3 Million USD 76.376%
Solera National Bancorp, Inc. 31.26 Million USD 167.479%
POSTD Merchant Banque 321.94 Million USD 106.553%
Trinity Bank, N.A. -45.67 Million USD 53.808%
CoastalSouth Bancshares, Inc. 69.07 Million USD 130.545%
Delhi Bank Corp. -4.84 Million USD -335.887%
Solvay Bank Corp. 93.33 Million USD 122.604%
Bank of Utica -47.58 Million USD 55.659%
First State Financial Corporation - USD Infinity%
1ST SUMMIT BANCORP of Johnstown, Inc. 146.24 Million USD 114.426%
First Commerce Bank 68.27 Million USD 130.901%
Golden State Bancorp -97.48 Million USD 78.357%
Citizens National Corporation 210 Thousand USD 10146.667%
Two Rivers Financial Group, Inc. 54.56 Million USD 138.667%
First Bancshares, Inc. 4.03 Million USD 622.429%
Ottawa Bancorp, Inc. 19.05 Million USD 210.73%
Golden Valley Bancshares, Inc. -18.63 Million USD -13.207%
CITBA Financial Corporation -29.19 Million USD 27.744%
Financial Institutions, Inc. 8.48% SRB1 PFD B 218.87 Million USD 109.639%
Empire Bancshares, Inc. 8.7 Million USD 342.233%
Washington Business Bank -86 Thousand USD -24432.558%
Pacific West Bancorp 34.98 Million USD 160.314%
Harbor Bankshares Corporation 5.04 Million USD 518.585%
Morris State Bancshares, Inc. -4.12 Million USD -411.041%
Community Bancorp of Santa Maria -4.55 Million USD -363.387%
FFD Financial Corporation -92.47 Million USD 77.185%
Benchmark Bankshares, Inc. -90.18 Million USD 76.606%
Calvin B. Taylor Bankshares, Inc. -8.64 Million USD -144.025%
F & M Bank Corp. 47.69 Million USD 144.233%
CNB Community Bancorp, Inc. -20.03 Million USD -5.306%
First Greenwich Financial, Inc. -4.98 Million USD -323.145%
West Shore Bank Corp. 27.55 Million USD 176.581%
Oxford Bank Corporation -67.17 Million USD 68.592%
CW Bancorp -333.74 Million USD 93.678%
Killbuck Bancshares, Inc. 109.62 Million USD 119.246%
Commercial National Financial Corporation 20.23 Million USD 204.255%
Redwood Financial, Inc. 19.46 Million USD 208.379%
Crystal Valley Financial Corporation 83.88 Million USD 125.151%
Eagle Financial Services, Inc. 87.03 Million USD 124.242%
WVS Financial Corp. 93.7 Million USD 122.516%
Farmers Bancorp (Frankfort IN) 8.11 Million USD 359.892%
MNB Holdings Corporation -26.34 Million USD 19.915%
Quaint Oak Bancorp, Inc. -3.09 Million USD -580.8%
Home Loan Financial Corporation 33.57 Million USD 162.844%
Cashmere Valley Bank -64.19 Million USD 67.133%
Cornerstone Financial Corporation -4.83 Million USD -336.089%
Southern BancShares (N.C.), Inc. 33.6 Million USD 162.792%
First Community Corporation PFD SER B 76.55 Million USD 127.558%
Isabella Bank Corporation 82.46 Million USD 125.584%
Pinnacle Bank -84.71 Million USD 75.096%
Century Next Financial Corporation -94.18 Million USD 77.599%
LINKBANCORP, Inc. 8.3 Million USD 353.948%
Cornerstone Bancorp Inc. -181.61 Million USD 88.383%
Security Federal Corporation 40.84 Million USD 151.656%
CCCB Bancorp, Inc. 157.93 Thousand USD 13458.914%
The Southern Banc Company, Inc. -7.09 Million USD -197.203%
Hills Bancorporation 458.38 Million USD 104.603%
Pinnacle Bancshares, Inc. 13.4 Million USD 257.422%
First Bancorp of Indiana, Inc. 129.69 Million USD 116.268%
The Farmers Bank of Appomattox -7.48 Million USD -181.795%
Freedom Financial Holdings, Inc. 47.7 Million USD 144.23%
Susquehanna Community Financial, Inc. 44.64 Million USD 147.26%
Southern Community Bancshares, Inc. 15.45 Million USD 236.515%
Hocking Valley Bancshares, Inc. -13.36 Million USD -57.909%
River Valley Community Bancorp -38.04 Million USD 44.538%