Avidbank Holdings, Inc. (AVBH)

USD 21.88

(3.89%)

Operating Expenses Summary of Avidbank Holdings, Inc.

  • Avidbank Holdings, Inc.'s latest annual operating expenses in 2023 was 34.87 Million USD , up 333.98% from previous year.
  • Avidbank Holdings, Inc.'s latest quarterly operating expenses in 2024 Q3 was 2.72 Million USD , down -74.56% from previous quarter.
  • Avidbank Holdings, Inc. reported a annual operating expenses of 8.03 Million USD in annual operating expenses 2022, up 27.92% from previous year.
  • Avidbank Holdings, Inc. reported a annual operating expenses of 6.28 Million USD in annual operating expenses 2021, up 8.11% from previous year.
  • Avidbank Holdings, Inc. reported a quarterly operating expenses of 2.72 Million USD for 2024 Q3, down -74.56% from previous quarter.
  • Avidbank Holdings, Inc. reported a quarterly operating expenses of 10.72 Million USD for 2024 Q2, up 311.71% from previous quarter.

Annual Operating Expenses Chart of Avidbank Holdings, Inc. (2023 - 2003)

Historical Annual Operating Expenses of Avidbank Holdings, Inc. (2023 - 2003)

Year Operating Expenses Operating Expenses Growth
2023 34.87 Million USD 333.98%
2022 8.03 Million USD 27.92%
2021 6.28 Million USD 8.11%
2020 5.81 Million USD 119.63%
2019 -29.59 Million USD -44.91%
2018 -20.42 Million USD -8.88%
2017 -18.75 Million USD -42.71%
2016 -13.14 Million USD 22.1%
2015 -16.87 Million USD -226.26%
2014 13.36 Million USD 8.01%
2013 12.37 Million USD 15.75%
2012 10.69 Million USD 207.42%
2011 -9.95 Million USD 4.05%
2010 -10.37 Million USD 0.0%
2006 -4.74 Million USD -37.32%
2005 -3.45 Million USD -11.21%
2004 -3.1 Million USD -300.07%
2003 -776.85 Thousand USD 0.0%

Peer Operating Expenses Comparison of Avidbank Holdings, Inc.

Name Operating Expenses Operating Expenses Difference
Citizens Holding Company 37.66 Million USD 7.402%
Exchange Bank (Santa Rosa, CA) 86.43 Million USD 59.653%
River City Bank 28.24 Million USD -23.456%
First Northern Community Bancorp 35.43 Million USD 1.583%
Bank of Labor Bancshares, Inc. 26.55 Million USD -31.331%
Plains Acquisition Corporation 19.36 Million USD -80.114%
ES Bancshares, Inc. 16.96 Million USD -105.534%
ENB Financial Corp 46.2 Million USD 24.523%
BV Financial, Inc. 37.79 Million USD 7.733%
CSB Bancorp, Inc. 42.2 Million USD 17.364%
Great American Bancorp, Inc. 6.95 Million USD -401.366%
PSB Holdings, Inc. 26.61 Million USD -31.04%
Denali Bancorporation, Inc. 16.01 Million USD -117.778%
First Community Corporation 9.08 Million USD -283.978%
Woodlands Financial Services Company 20.45 Million USD -70.513%
First Farmers and Merchants Corporation 34.34 Million USD -1.546%
1st Colonial Bancorp, Inc. 15.96 Million USD -118.488%
CNB Financial Services, Inc. 17.04 Million USD -104.569%
Peoples Ltd. 8.8 Million USD -296.217%
KS Bancorp, Inc. 23.47 Million USD -48.569%
CCSB Financial Corp. 4.37 Million USD -696.49%
Touchstone Bankshares, Inc. 21.53 Million USD -61.968%
Oregon Bancorp, Inc. 27.15 Million USD -28.439%
Crazy Woman Creek Bancorp Incorporated 4.7 Million USD -641.863%
Oconee Financial Corporation 24.84 Million USD -40.369%
InBankshares, Corp 29.61 Million USD -17.773%
Mission Bancorp 31.62 Million USD -10.269%
American Riviera Bancorp 23.47 Million USD -48.594%
Farmers and Merchants Bancshares, Inc. 22.73 Million USD -53.405%
M&F Bancorp, Inc. 13.84 Million USD -151.969%
TISCO Financial Group Public Company Limited 19.96 Billion USD 99.825%
Pacific Alliance Bank 12.2 Million USD -185.69%
First Republic Bank 5.77 Billion USD 99.396%
Eureka Homestead Bancorp, Inc. 2.83 Million USD -1129.725%
Community Bancorp 15.51 Million USD -124.819%
CoBank, ACB 595 Million USD 94.139%
McHenry Bancorp, Inc. 9.93 Million USD -251.037%
Suruga Bank Ltd. 61.74 Billion USD 99.944%
Huron Valley Bancorp, Inc. 5.2 Million USD -570.029%
Northway Financial, Inc. 22.75 Million USD -53.243%
Boyle Bancorp, Inc. 7.57 Million USD -360.578%
Gouverneur Bancorp, Inc. 7.58 Million USD -360.092%
Southern Michigan Bancorp, Inc. 29.82 Million USD -16.948%
New Peoples Bankshares, Inc. 20.88 Million USD -66.978%
CMUV Bancorp 12.34 Million USD -182.425%
Citizens Bancshares Corporation 23.52 Million USD -48.247%
FCN Banc Corp. 13.29 Million USD -162.376%
Elmer Bancorp, Inc. 9.89 Million USD -252.493%
Popular, Inc. 2.64 Billion USD 98.681%
Bancorp 34, Inc. 15.83 Million USD -120.296%
AMB Financial Corp. 7.66 Million USD -355.08%
Juniata Valley Financial Corp. 28.02 Million USD -24.425%
United Bancorporation of Alabama, Inc. 37.72 Million USD 7.546%
Consumers Bancorp, Inc. 35.44 Million USD 1.6%
Fleetwood Bank Corporation 8.09 Million USD -330.715%
Greenville Federal Financial Corporation 6.08 Million USD -473.319%
CNB Corporation 7.95 Million USD -338.514%
BNCCORP, Inc. 31.07 Million USD -12.214%
Redwood Capital Bancorp 10.26 Million USD -239.671%
Honat Bancorp, Inc. 18.49 Million USD -88.615%
Merchants & Marine Bancorp, Inc. 28.33 Million USD -23.06%
Town Center Bank 6.02 Million USD -478.454%
Summit Bank Group, Inc. 21.12 Million USD -65.086%
Chino Commercial Bancorp 2.7 Million USD -1186.948%
doValue S.p.A. 405.23 Million USD 91.394%
First Citizens BancShares, Inc. 4.27 Billion USD 99.184%
Century Financial Corporation 23.4 Million USD -49.032%
TEB Bancorp, Inc 2.52 Million USD -1279.2%
Farmers & Merchants Bancshares, Inc. (Burlington, IA) 5.34 Million USD -552.968%
Truxton Corporation 18.96 Million USD -83.911%
Standard Bank Group Limited 189.56 Billion USD 99.982%
US Metro Bancorp, Inc. 25.21 Million USD -38.301%
Canandaigua National Corporation 44.65 Million USD 21.892%
Bay Community Bancorp 7.58 Million USD -359.698%
First Capital Bancshares, Inc. 10.22 Million USD -240.939%
South Atlantic Bancshares, Inc. 24.35 Million USD -43.177%
Enterprise Financial Services Group, Inc. 15.22 Million USD -129.019%
Silvergate Capital Corporation 52.43 Million USD 33.485%
Peoples Bancorp, Inc. 10.67 Million USD -226.568%
STAR Financial Group, Inc. 65.94 Million USD 47.113%
Tri-County Financial Group, Inc. 58.27 Million USD 40.15%
Central Bancompany, Inc. 469.07 Million USD 92.565%
Mifflinburg Bancorp, Inc. 9.32 Million USD -273.955%
United Tennessee Bankshares, Inc. 1.48 Million USD -2244.695%
FFB Bancorp 80.58 Million USD 56.72%
First Resource Bancorp Inc. 10.24 Million USD -240.281%
Marquette National Corporation 79.06 Million USD 55.89%
Pioneer Bankshares, Inc. 9.36 Million USD -272.397%
SSB Bancorp, Inc. 10.08 Million USD -245.79%
Community Heritage Financial, Inc. 24.44 Million USD -42.651%
Postal Savings Bank of China Co., Ltd. 10.73 Billion USD 99.675%
Alpine Banks of Colorado 108.56 Million USD 67.875%
QC Holdings, Inc. 84.8 Million USD 58.876%
First Niles Financial, Inc. 4.38 Million USD -695.869%
Mission Valley Bancorp 22 Million USD -58.501%
Savi Financial Corporation, Inc. -32.2 Million USD 208.304%
CNB Bank Shares, Inc. 33.5 Million USD -4.086%
CCFNB Bancorp, Inc. 30.38 Million USD -14.785%
HCB Financial Corp. 12.45 Million USD -180.045%
FirstSun Capital Bancorp 222.79 Million USD 84.346%
FFW Corporation 14.22 Million USD -145.171%
National Capital Bancorp, Inc. 17.47 Million USD -99.594%
CBB Bancorp, Inc. 30.26 Million USD -15.24%
Potomac Bancshares, Inc. 22.39 Million USD -55.755%
Farmers & Merchants Bancorp 227.32 Million USD 84.659%
Apollo Bancorp, Inc. 6.41 Million USD -444.022%
Coeur d'Alene Bancorp, Inc. 3.7 Million USD -842.295%
Malaga Financial Corporation 13.54 Million USD -157.456%
Pacific Valley Bancorp 8.84 Million USD -294.335%
SVB & T Corporation 26.02 Million USD -33.995%
Pacific Financial Corporation 31.31 Million USD -11.383%
Partners Bank of California 10.82 Million USD -222.29%
Citizens Bancorp 22.11 Million USD -57.713%
FS Bancorp 8.05 Million USD -333.23%
Bank of Utica 32.58 Million USD -7.012%
Skyline Bankshares, Inc. 42.56 Million USD 18.072%
Mountain Pacific Bancorp, Inc. 13.97 Million USD -149.64%
Gateway Bank, F.S.B. 5.81 Million USD -500.226%
Piedmont Community Bank Group, Inc. -7.34 Million USD 574.552%
Citizens Bancorp Investment, Inc. 52.15 Million USD 33.126%
W.T.B. Financial Corporation 342.33 Million USD 89.813%
Bank of the Philippine Islands 138.3 Billion USD 99.975%
Eastern Michigan Financial Corporation 4.34 Million USD -701.908%
Studio Bank 5.2 Million USD -569.643%
FSBH Corp. 9.14 Million USD -281.544%
W.T.B. Financial Corporation 342.33 Million USD 89.813%
Southeastern Banking Corporation 13.15 Million USD -165.169%
Sturgis Bancorp, Inc. 23.43 Million USD -48.822%
Mountain Commerce Bancorp, Inc. 21.72 Million USD -60.507%
First Citizens Bancshares, Inc. 43.61 Million USD 20.035%
Heartland BancCorp 40.82 Million USD 14.57%
Midland Capital Holdings Corp. -2.7 Million USD 1390.49%
First Community Financial Corporation 15.29 Million USD -128.016%
American Bank Incorporated 4.34 Million USD -703.201%
First Robinson Financial Corporation 9.42 Million USD -270.105%
SouthPoint Bancshares, Inc. 59.13 Million USD 41.022%
Croghan Bancshares, Inc. 19.6 Million USD -77.934%
Katahdin Bankshares Corp. 26.23 Million USD -32.913%
Neffs Bancorp, Inc. PFD SER A 7.63 Million USD -356.838%
Equitable Financial Corp. 5.36 Million USD -549.749%
JBT Bancorp Inc. 35.51 Million USD 1.799%
Foresight Financial Group, Inc. 29.26 Million USD -19.186%
CBC Holding Company - USD -Infinity%
Cornerstone Community Bancorp 12.44 Million USD -180.143%
White River Bancshares Co 36.03 Million USD 3.217%
Dogwood State Bank 54.91 Million USD 36.49%
WCF Bancorp, Inc. 5.01 Million USD -595.338%
Integrated Financial Holdings, Inc. 9.8 Million USD -255.541%
First Keystone Corporation 34.12 Million USD -2.195%
Bank of Botetourt 14.06 Million USD -147.991%
First National of Nebraska, Inc. 1.33 Billion USD 97.381%
Middlebury National Corporation 5.11 Million USD -582.19%
1st Federal Savings Bank of SC, Inc. 4.4 Million USD -692.397%
VWF Bancorp, Inc. 455.11 Million USD 92.337%
Chesapeake Financial Shares, Inc. 42.47 Million USD 17.901%
Northeast Indiana Bancorp, Inc. 10.31 Million USD -238.018%
Mutual Federal Bancorp, Inc. 6.86 Million USD -408.382%
Santa Cruz County Bank 28.24 Million USD -23.456%
Commercial National Financial Corporation 11.14 Million USD -213.055%
Nexity Financial Corporation -20.78 Million USD 267.822%
Merchants Financial Group, Inc. 77.01 Million USD 54.714%
First National Bank Alaska 73.88 Million USD 52.798%
MBT Bancshares, Inc. 12.26 Million USD -184.462%
Jeffersonville Bancorp 13.2 Million USD -164.185%
BankFirst Capital Corporation 79.01 Million USD 55.864%
Coastal Carolina Bancshares, Inc. 65.00 USD -53653746.154%
The Baraboo Bancorporation, Inc. 11.65 Million USD -199.107%
New Tripoli Bancorp, Inc. 10.75 Million USD -224.294%
First Reliance Bancshares, Inc. 29.71 Million USD -17.384%
Security Bancorp, Inc. 5.73 Million USD -508.633%
Logansport Financial Corp. 6.24 Million USD -458.268%
Bank of San Francisco 10.7 Million USD -225.664%
Community Investors Bancorp, Inc. 11.83 Million USD -194.752%
Uwharrie Capital Corp 41.17 Million USD 15.305%
1st Capital Bancorp 7.24 Million USD -381.3%
Northumberland Bancorp 14.28 Million USD -144.223%
Union Financial Corporation 11.45 Million USD -204.475%
Peoples Financial Corporation 16.4 Million USD -112.601%
Ballston Spa Bancorp, Inc. 15.86 Million USD -119.865%
Signature Bank of Georgia 12.69 Million USD -174.743%
Heritage NOLA Bancorp, Inc. 4.51 Million USD -672.596%
JSB Financial Inc. 8.99 Billion USD 99.612%
Catskill Hudson Bancorp, Inc. 13.05 Million USD -167.098%
Citizens Financial Corp. 10.39 Million USD -235.614%
Citizens Bancshares Corporation 8.47 Million USD -311.334%
Kish Bancorp, Inc. 31.68 Million USD -10.064%
CNB Corp. -35.11 Million USD 199.328%
HFB Financial Corporation 13.84 Million USD -151.92%
American Business Bank 60.93 Million USD 42.762%
Harleysville Financial Corporation -29.01 Million USD 220.184%
Grand River Commerce, Inc. 13.2 Million USD -164.105%
Community Capital Bancshares, Inc. - USD -Infinity%
blueharbor bank 7.57 Million USD -360.532%
Endeavor Bancorp 10.24 Million USD -240.274%
Summit Bancshares, Inc. 1.74 Million USD -1903.194%
FineMark Holdings, Inc. 67.94 Million USD 48.675%
Private Bancorp of America, Inc. 42.77 Million USD 18.476%
Farmers & Merchants Bank of Long Beach 279.41 Million USD 87.519%
Paragon Financial Solutions, Inc. 25.82 Million USD -35.033%
Bank of Ayudhya Public Company Limited 137.9 Billion USD 99.975%
Neffs Bancorp, Inc. 5.43 Million USD -541.32%
Triad Business Bank 11.07 Million USD -214.801%
PB Financial Corporation 10.41 Million USD -234.789%
Tri City Bankshares Corporation 47.19 Million USD 26.105%
Touchmark Bancshares, Inc. 4.76 Million USD -632.13%
IBW Financial Corporation 25.3 Million USD -37.835%
Central Bancompany, Inc. 367.03 Million USD 90.498%
U & I Financial Corp. 25.14 Million USD -38.674%
Citizens Bancorp of Virginia, Inc. 12.59 Million USD -176.975%
Highlands Bankshares, Inc. 6.15 Million USD -466.245%
PBCO Financial Corporation 21.23 Million USD -64.226%
Community Bankers' Corporation 3.74 Million USD -831.836%
Auburn Bancorp, Inc. 2.93 Million USD -1087.195%
First Berlin Bancorp, Inc. 26.27 Million USD -32.746%
QNB Corp. 28.8 Million USD -21.06%
Albina Community Bancorp -6.29 Million USD 653.848%
Concordia Financial Group, Ltd. 1 Billion USD 96.522%
The Victory Bancorp, Inc. 9.88 Million USD -252.914%
SFSB, Inc. 7709.00 USD -452293.307%
Canyon Bancorp -11.7 Million USD 397.975%
Investec Group 1.99 Billion USD 98.248%
Prime Meridian Holding Company 31.24 Million USD -11.625%
First Ottawa Bancshares, Inc. 25.57 Million USD -36.385%
Lumbee Guaranty Bank 10.24 Million USD -240.5%
Traditions Bancorp, Inc. 21.75 Million USD -60.293%
Bank of Idaho Holding Company 52.5 Million USD 33.579%
Atlas Mara Limited - USD -Infinity%
Madison County Financial, Inc. 8.55 Million USD -307.895%
Marathon Bancorp, Inc. 5.31 Million USD -556.457%
Lakeside Bancshares, Inc. 8.51 Million USD -309.439%
CIB Marine Bancshares, Inc. 24.9 Million USD -40.01%
Thomasville Bancshares, Inc. 78.59 Million USD 55.629%
Banco Espírito Santo, S.A. 2.92 Billion USD 98.808%
MCNB Banks, Inc. 3.18 Million USD -995.709%
Main Street Financial Services Corp. 19.47 Million USD -79.115%
Commencement Bancorp Inc. 11.97 Million USD -191.232%
Tennessee Valley Financial Holdings, Inc. 8.06 Million USD -332.531%
Westbury Bancorp, Inc. 18.04 Million USD -93.267%
Lyons Bancorp Inc. 39.13 Million USD 10.892%
Ledyard Financial Group, Inc. 27.57 Million USD -26.455%
Dimeco, Inc. 21.4 Million USD -62.906%
Embassy Bancorp, Inc. 41.45 Million USD 15.869%
Exchange Bankshares, Inc. 1.42 Million USD -2353.446%
Pioneer Bankcorp, Inc. 27.64 Million USD -26.144%
Lifestore Financial Group, Inc. 22.38 Million USD -55.77%
University Bancorp, Inc. 85.84 Million USD 59.373%
NASB Financial, Inc. 91.68 Million USD 61.961%
First Bancshares Inc. (Bellevue, OH) 4.5 Million USD -674.023%
First IC Corporation 26.95 Million USD -29.373%
Baker Boyer Bancorp 27.59 Million USD -26.377%
First Bankers Trustshares, Inc. 24.01 Million USD -45.246%
Infinity Bancorp 7.97 Million USD -337.524%
RiverBank Holding Company 1.91 Million USD -1725.4%
JTNB Bancorp, Inc. 1.74 Million USD -1901.067%
California International Bank, N.A. 3.92 Million USD -787.855%
Lewis & Clark Bancorp 7.53 Million USD -362.84%
InsCorp, Inc. 11.89 Million USD -193.141%
Marine Bancorp of Florida, Inc. 20.17 Million USD -72.888%
Fentura Financial, Inc. 60.2 Million USD 42.069%
Oregon Pacific Bancorp 17.88 Million USD -95.043%
Nmb Financial Corp 15.43 Million USD -125.977%
GBank Financial Holdings Inc. 45.77 Million USD 23.81%
High Country Bancorp, Inc. 13.45 Million USD -159.178%
Security National Corporation 11.98 Million USD -190.964%
Andover Bancorp, Inc. 5.74 Million USD -507.111%
Dacotah Banks, Inc. 89.73 Million USD 61.136%
Oak View Bankshares, Inc. 9.57 Million USD -264.111%
Seneca Financial Corp. 3.02 Million USD -1054.801%
First Farmers Financial Corporation 118.9 Million USD 70.669%
RBAZ Bancorp, Inc. 113.00 USD -30862731.858%
Oak Ridge Financial Services, Inc. 15.82 Million USD -120.407%
Pinnacle Bankshares Corporation 19.77 Million USD -76.35%
Primary Bank 12.99 Million USD -168.372%
Solera National Bancorp, Inc. 16.13 Million USD -116.132%
POSTD Merchant Banque 268.93 Thousand USD -12868.059%
Trinity Bank, N.A. 5.15 Million USD -576.79%
CoastalSouth Bancshares, Inc. 34.62 Million USD -0.71%
Delhi Bank Corp. 9.49 Million USD -267.447%
Solvay Bank Corp. 5.13 Million USD -579.163%
Bank of Utica 32.58 Million USD -7.012%
First State Financial Corporation 12 Thousand USD -290525.0%
1ST SUMMIT BANCORP of Johnstown, Inc. 33.5 Million USD -4.077%
First Commerce Bank 24.68 Million USD -41.303%
Golden State Bancorp 15.2 Million USD -129.352%
Citizens National Corporation 13.19 Million USD -164.225%
Two Rivers Financial Group, Inc. 42.82 Million USD 18.56%
First Bancshares, Inc. 22.61 Million USD -54.24%
Ottawa Bancorp, Inc. 7.19 Million USD -384.651%
Golden Valley Bancshares, Inc. 7.39 Million USD -371.825%
CITBA Financial Corporation 14.63 Million USD -138.34%
Financial Institutions, Inc. 8.48% SRB1 PFD B 1.92 Million USD -1710.748%
Empire Bancshares, Inc. 1.24 Million USD -2704.403%
Washington Business Bank 4.88 Million USD -613.628%
Pacific West Bancorp 10.03 Million USD -247.672%
Harbor Bankshares Corporation 6.92 Million USD -403.306%
Morris State Bancshares, Inc. 21.5 Million USD -62.154%
Community Bancorp of Santa Maria 7.57 Million USD -360.153%
FFD Financial Corporation 13.92 Million USD -150.449%
Benchmark Bankshares, Inc. 12.32 Million USD -182.87%
Calvin B. Taylor Bankshares, Inc. 32.54 Million USD -7.153%
F & M Bank Corp. 31.78 Million USD -9.722%
CNB Community Bancorp, Inc. 28.58 Million USD -22.022%
First Greenwich Financial, Inc. 13.01 Million USD -167.939%
West Shore Bank Corp. 22.1 Million USD -57.798%
Oxford Bank Corporation 21.75 Million USD -60.301%
CW Bancorp 47.09 Million USD 25.952%
Killbuck Bancshares, Inc. 5.67 Million USD -514.987%
Commercial National Financial Corporation 10.79 Million USD -222.976%
Redwood Financial, Inc. 22.87 Million USD -52.46%
Crystal Valley Financial Corporation 31.51 Million USD -10.679%
Eagle Financial Services, Inc. 63.46 Million USD 45.049%
WVS Financial Corp. 14.2 Million USD -145.547%
Farmers Bancorp (Frankfort IN) 22.4 Million USD -55.643%
MNB Holdings Corporation 9.23 Million USD -277.609%
Quaint Oak Bancorp, Inc. 33.49 Million USD -4.12%
Home Loan Financial Corporation 6.27 Million USD -455.604%
Cashmere Valley Bank 42.75 Million USD 18.438%
Cornerstone Financial Corporation 10.24 Million USD -240.443%
Southern BancShares (N.C.), Inc. 86.46 Million USD 59.667%
First Community Corporation PFD SER B 54.52 Million USD 36.037%
Isabella Bank Corporation 69.07 Million USD 49.513%
Pinnacle Bank 41.09 Million USD 15.139%
Century Next Financial Corporation 28.35 Million USD -22.986%
LINKBANCORP, Inc. 39.79 Million USD 12.37%
Cornerstone Bancorp Inc. 24 Million USD -45.282%
Security Federal Corporation 28.96 Million USD -20.387%
CCCB Bancorp, Inc. 5.7 Million USD -511.167%
The Southern Banc Company, Inc. 5.51 Million USD -532.366%
Hills Bancorporation 78.39 Million USD 55.515%
Pinnacle Bancshares, Inc. 5.66 Million USD -515.698%
First Bancorp of Indiana, Inc. 18.47 Million USD -88.759%
The Farmers Bank of Appomattox 2.64 Million USD -1220.023%
Freedom Financial Holdings, Inc. 23.17 Million USD -50.47%
Susquehanna Community Financial, Inc. 11.31 Million USD -208.274%
Southern Community Bancshares, Inc. 1.35 Million USD -2468.266%
Hocking Valley Bancshares, Inc. 6.62 Million USD -426.229%
River Valley Community Bancorp 9.72 Million USD -258.562%